#-----------------------------------------
#| Database Backup                        |
#-----------------------------------------
#Backup Date: 2008-04-03 23:34:19

#-------------------------------------=[ countries


DROP TABLE IF EXISTS `countries`;
CREATE TABLE `countries` (
`id` int(4) NOT NULL auto_increment,
`country` varchar(50) NOT NULL,
PRIMARY KEY (`id`)
);


INSERT INTO `countries` (`id`,`country`) VALUES ('1','Afghanistan',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('2','Albania',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('3','Algeria',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('4','American Samoa',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('5','Andorra',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('6','Angola',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('7','Anguilla',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('8','Antarctica',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('9','Antigua And Barbuda',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('10','Argentina',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('11','Armenia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('12','Aruba',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('13','Australia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('14','Austria',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('15','Azerbaijan',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('16','Bahamas',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('17','Bahrain',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('18','Bangladesh',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('19','Barbados',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('20','Belarus',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('21','Belgium',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('22','Belize',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('23','Benin',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('24','Bermuda',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('25','Bhutan',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('26','Bolivia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('27','Bosnia and Herzegowina',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('28','Botswana',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('29','Bouvet Island',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('30','Brazil',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('31','British Indian Ocean Territory',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('32','Brunei Darussalam',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('33','Bulgaria',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('34','Burkina Faso',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('35','Burma',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('36','Burundi',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('37','Cambodia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('38','Cameroon',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('39','Canada',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('40','Cape Verde',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('41','Cayman Islands',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('42','Central African Republic',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('43','Chad',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('44','Chile',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('45','China',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('46','Christmas Island',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('47','Cocos (Keeling) Islands',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('48','Colombia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('49','Comoros',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('50','Congo',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('51','Congo, the Democratic Republic',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('52','Cook Islands',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('53','Costa Rica',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('54','Cote d\'Ivoire',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('55','Croatia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('56','Cyprus',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('57','Czech Republic',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('58','Denmark',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('59','Djibouti',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('60','Dominica',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('61','Dominican Republic',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('62','East Timor',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('63','Ecuador',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('64','Egypt',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('65','El Salvador',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('66','England',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('67','Equatorial Guinea',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('68','Eritrea',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('69','Estonia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('70','Ethiopia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('71','Falkland Islands',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('72','Faroe Islands',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('73','Fiji',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('74','Finland',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('75','France',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('76','French Guiana',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('77','French Polynesia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('78','French Southern Territories',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('79','Gabon',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('80','Gambia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('81','Georgia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('82','Ghana',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('83','Gibraltar',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('84','Great Britain',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('85','Greece',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('86','Greenland',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('87','Grenada',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('88','Guadeloupe',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('89','Guam',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('90','Guatemala',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('91','Guinea',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('92','Guinea-Bissau',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('93','Guyana',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('94','Haiti',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('95','Heard and Mc Donald Islands',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('96','Holy See (Vatican City State)',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('97','Honduras',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('98','Hong Kong',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('99','Hungary',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('100','Iceland',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('101','India',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('102','Indonesia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('103','Ireland',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('104','Israel',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('105','Italy',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('106','Jamaica',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('107','Japan',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('108','Jordan',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('109','Kazakhstan',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('110','Kenya',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('111','Kiribati',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('112','Korea (South)',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('113','Kuwait',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('114','Kyrgyzstan',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('115','Lao People\'s Democratic Republ',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('116','Latvia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('117','Lebanon',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('118','Lesotho',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('119','Liberia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('120','Liechtenstein',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('121','Lithuania',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('122','Luxembourg',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('123','Macau',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('124','Macedonia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('125','Madagascar',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('126','Malawi',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('127','Malaysia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('128','Maldives',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('129','Mali',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('130','Malta',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('131','Marshall Islands',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('132','Martinique',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('133','Mauritania',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('134','Mauritius',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('135','Mayotte',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('136','Mexico',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('137','Micronesia, Federated States o',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('138','Moldova, Republic of',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('139','Monaco',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('140','Mongolia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('141','Montserrat',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('142','Morocco',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('143','Mozambique',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('144','Namibia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('145','Nauru',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('146','Nepal',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('147','Netherlands',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('148','Netherlands Antilles',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('149','New Caledonia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('150','New Zealand',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('151','Nicaragua',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('152','Niger',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('153','Nigeria',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('154','Niuev',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('155','Norfolk Island',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('156','Northern Ireland',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('157','Northern Mariana Islands',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('158','Norway',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('159','Oman',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('160','Pakistan',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('161','Palau',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('162','Panama',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('163','Papua New Guinea',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('164','Paraguay',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('165','Peru',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('166','Philippines',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('167','Pitcairn',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('168','Poland',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('169','Portugal',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('170','Puerto Rico',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('171','Qatar',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('172','Reunion',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('173','Romania',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('174','Russian Federation',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('175','Rwanda',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('176','Saint Kitts and Nevis',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('177','Saint Lucia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('178','Saint Vincent and the Grenadin',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('179','Samoa (Independent)',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('180','San Marino',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('181','Sao Tome and Principe',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('182','Saudi Arabia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('183','Scotland',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('184','Senegal',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('185','Seychelles',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('186','Sierra Leone',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('187','Singapore',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('188','Slovakia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('189','Slovenia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('190','Solomon Islands',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('191','Somalia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('192','South Africa',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('193','South Georgia and the South Sa',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('194','Spain',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('195','Sri Lanka',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('196','St. Helena',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('197','St. Pierre and Miquelon',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('198','Suriname',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('199','Svalbard and Jan Mayen Islands',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('200','Swaziland',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('201','Sweden',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('202','Switzerland',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('203','Taiwan',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('204','Tajikistan',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('205','Tanzania',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('206','Thailand',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('207','Togo',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('208','Tokelau',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('209','Tonga',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('210','Trinidad and Tobago',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('211','Tunisia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('212','Turkey',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('213','Turkmenistan',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('214','Turks and Caicos Islands',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('215','Tuvalu',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('216','Uganda',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('217','Ukraine',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('218','United Arab Emiratesv',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('219','USA',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('220','Uruguay',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('221','Uzbekistan',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('222','Vanuatu',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('223','Venezuela',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('224','Viet Nam',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('225','Virgin Islands (British)',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('226','Virgin Islands (U.S.)',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('227','Wales',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('228','Wallis and Futuna Islands',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('229','Western Sahara',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('230','Yemen',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('231','Zambia',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('232','Zimbabwe',); 
INSERT INTO `countries` (`id`,`country`) VALUES ('236','Germany',); 



#-------------------------------------=[ investor_clients


DROP TABLE IF EXISTS `investor_clients`;
CREATE TABLE `investor_clients` (
`id` int(11) NOT NULL auto_increment,
`username` varchar(100) NOT NULL,
`password` varchar(50) NOT NULL,
`title` varchar(50) NOT NULL,
`firstname` varchar(50) NOT NULL,
`lastname` varchar(50) NOT NULL,
`arnumber` varchar(50) NOT NULL,
`company` varchar(50) NOT NULL,
`dealergroup` varchar(50) NOT NULL,
`afslnumber` varchar(50) NOT NULL,
`firmis` varchar(25) NOT NULL,
`address1` varchar(200) NOT NULL,
`address2` varchar(200) NOT NULL,
`suburb` varchar(50) NOT NULL,
`state` varchar(50) NOT NULL,
`country` int(5) DEFAULT '0' NOT NULL,
`postcode` varchar(4) NOT NULL,
`phone` varchar(20) NOT NULL,
`fax` varchar(20) NOT NULL,
`offers` varchar(50) NOT NULL,
`chk_iu` int(1) DEFAULT '0' NOT NULL,
`chk_ru` int(1) DEFAULT '0' NOT NULL,
`chk_cp` int(1) DEFAULT '0' NOT NULL,
`notes` text NOT NULL,
PRIMARY KEY (`id`)
);


INSERT INTO `investor_clients` (`id`,`username`,`password`,`title`,`firstname`,`lastname`,`arnumber`,`company`,`dealergroup`,`afslnumber`,`firmis`,`address1`,`address2`,`suburb`,`state`,`country`,`postcode`,`phone`,`fax`,`offers`,`chk_iu`,`chk_ru`,`chk_cp`,`notes`) VALUES ('1','vladdy','d41d8cd98f00b204e9800998ecf8427e','Mr.','Vladdy','S.', '', 'MindMagnet Software', '',  '', 'Aggregator','addr1','addr2','suburb','California','219','9020','12345678', '', '#1#3#7#10#13#15#17#19#','1','1','1', '', ); 
INSERT INTO `investor_clients` (`id`,`username`,`password`,`title`,`firstname`,`lastname`,`arnumber`,`company`,`dealergroup`,`afslnumber`,`firmis`,`address1`,`address2`,`suburb`,`state`,`country`,`postcode`,`phone`,`fax`,`offers`,`chk_iu`,`chk_ru`,`chk_cp`,`notes`) VALUES ('2','simon.trevaskis@casino.org.au','d41d8cd98f00b204e9800998ecf8427e','Mr.','Simon','Trevaskis','765432','Casino','asdasdlf','13242345','Accountants','ASDFDSFG','SDFGSDFG','SDFGSD','SDFGSDF','13','SDFG','GSDFGSDF','SSDFG','#1#4#5#7#8#9#','1','1','1','ASDFASDFSADF',); 
INSERT INTO `investor_clients` (`id`,`username`,`password`,`title`,`firstname`,`lastname`,`arnumber`,`company`,`dealergroup`,`afslnumber`,`firmis`,`address1`,`address2`,`suburb`,`state`,`country`,`postcode`,`phone`,`fax`,`offers`,`chk_iu`,`chk_ru`,`chk_cp`,`notes`) VALUES ('3','andrew blanchette','d41d8cd98f00b204e9800998ecf8427e','Mr.','Andrew','Blanchette','296994','Financial Service & Investment Group Pty Ltd','Australian Financial Services Limited', '', 'Other','6 / 16','Hill Street','Camden','NSW','13','2570','02 46555276','02 46555275','#1#2#3#4#5#6#7#8#9#10#11#12#13#14#15#16#17#18#19#','1','1','1', '', ); 
INSERT INTO `investor_clients` (`id`,`username`,`password`,`title`,`firstname`,`lastname`,`arnumber`,`company`,`dealergroup`,`afslnumber`,`firmis`,`address1`,`address2`,`suburb`,`state`,`country`,`postcode`,`phone`,`fax`,`offers`,`chk_iu`,`chk_ru`,`chk_cp`,`notes`) VALUES ('4','bobby jones','d41d8cd98f00b204e9800998ecf8427e','Mr.','bobby','jones','a/r','afs','afs','29694','Financial Planners','6/16','hill  st','camden','nsw 2570','13','2570','02 46555276','0246555275','#1#2#3#4#5#6#7#8#9#10#11#12#13#14#15#16#17#18#19#','1','1','1','i am a spastic',); 
INSERT INTO `investor_clients` (`id`,`username`,`password`,`title`,`firstname`,`lastname`,`arnumber`,`company`,`dealergroup`,`afslnumber`,`firmis`,`address1`,`address2`,`suburb`,`state`,`country`,`postcode`,`phone`,`fax`,`offers`,`chk_iu`,`chk_ru`,`chk_cp`,`notes`) VALUES ('5','simon','d41d8cd98f00b204e9800998ecf8427e','Mr.','Simon','Trevaskis','sssss','ssss','ssss','ssss','Aggregator','sssss','ssss','ssss','ssss','1','3004','234345', '', '#1#','1','1','1','asdfasd',); 
INSERT INTO `investor_clients` (`id`,`username`,`password`,`title`,`firstname`,`lastname`,`arnumber`,`company`,`dealergroup`,`afslnumber`,`firmis`,`address1`,`address2`,`suburb`,`state`,`country`,`postcode`,`phone`,`fax`,`offers`,`chk_iu`,`chk_ru`,`chk_cp`,`notes`) VALUES ('6','bhbbb@bkhv.com','d41d8cd98f00b204e9800998ecf8427e','Mr.','ddddd','dddd','dddd','dddd','dddd','ddddd','Please Select','dddd','ddd','dddd','dddd','1','dddd','dddd','dddd','#1#','1','1','1','23452345',); 
INSERT INTO `investor_clients` (`id`,`username`,`password`,`title`,`firstname`,`lastname`,`arnumber`,`company`,`dealergroup`,`afslnumber`,`firmis`,`address1`,`address2`,`suburb`,`state`,`country`,`postcode`,`phone`,`fax`,`offers`,`chk_iu`,`chk_ru`,`chk_cp`,`notes`) VALUES ('7','dennis@dlook.com.au','d41d8cd98f00b204e9800998ecf8427e','Mr.','Dennis','Kalkandis', '', 'EMP', '',  '', 'Aggregator','76 Deepfields Road','n/a','Catherine Field','NSw','13','2557','02 96064327','02 96065140','#1#','0','0','0', '', ); 
INSERT INTO `investor_clients` (`id`,`username`,`password`,`title`,`firstname`,`lastname`,`arnumber`,`company`,`dealergroup`,`afslnumber`,`firmis`,`address1`,`address2`,`suburb`,`state`,`country`,`postcode`,`phone`,`fax`,`offers`,`chk_iu`,`chk_ru`,`chk_cp`,`notes`) VALUES ('8','admin@fsig.com.au','d41d8cd98f00b204e9800998ecf8427e','Ms.','Dominique','Blanchette', '', 'fsig','afs', '', 'Financial Planner','6/16 Hill Street','FJHVGH','CAMDEN','NSW','13','2570','(02)46555276', '', '#1#2#3#4#6#11#13#19#','1','0','1', '', ); 
INSERT INTO `investor_clients` (`id`,`username`,`password`,`title`,`firstname`,`lastname`,`arnumber`,`company`,`dealergroup`,`afslnumber`,`firmis`,`address1`,`address2`,`suburb`,`state`,`country`,`postcode`,`phone`,`fax`,`offers`,`chk_iu`,`chk_ru`,`chk_cp`,`notes`) VALUES ('9','office@financeseekers.com.au','d41d8cd98f00b204e9800998ecf8427e','Mr.','Damon','Church', '', 'Finance Seekers', '',  '', 'Mortgage Broker','Shop 1','348 Windsor rd','Baulkham Hills','NSW','13','2153','1300 88 98 70','02 96868526','#1#','1','1','1', '', ); 
INSERT INTO `investor_clients` (`id`,`username`,`password`,`title`,`firstname`,`lastname`,`arnumber`,`company`,`dealergroup`,`afslnumber`,`firmis`,`address1`,`address2`,`suburb`,`state`,`country`,`postcode`,`phone`,`fax`,`offers`,`chk_iu`,`chk_ru`,`chk_cp`,`notes`) VALUES ('10','simon.trevaskis@investorupdate.com.au','d41d8cd98f00b204e9800998ecf8427e','Mr.','Simon','Trevaskis','009876','Investor Update','Investor Update','09876','Aggregator','onasdfa','asdfasdf','asdfas','vic','13','3456','4567546765','4567456754','#1#2#3#9#10#','1','0','0','sdfasdfasd',); 
INSERT INTO `investor_clients` (`id`,`username`,`password`,`title`,`firstname`,`lastname`,`arnumber`,`company`,`dealergroup`,`afslnumber`,`firmis`,`address1`,`address2`,`suburb`,`state`,`country`,`postcode`,`phone`,`fax`,`offers`,`chk_iu`,`chk_ru`,`chk_cp`,`notes`) VALUES ('11','peitamd@deltaplan.com.au','d41d8cd98f00b204e9800998ecf8427e','Mrs.','Peita','Diamantidis', '', 'DeltaPlan Holdings', '',  '', 'Mortgage Broker','Level 31','88 Phillip Street','Sydney','NSW','13','2035','8211 0419', '', '#1#16#','1','0','0', '', ); 



#-------------------------------------=[ oemp_administrator_activities


DROP TABLE IF EXISTS `oemp_administrator_activities`;
CREATE TABLE `oemp_administrator_activities` (
`QuotaID` int(11) NOT NULL auto_increment,
`RelAdministratorID` int(11) DEFAULT '0' NOT NULL,
`ActivityHour` int(11) DEFAULT '0' NOT NULL,
`ActivityDay` int(11) DEFAULT '0' NOT NULL,
`ActivityWeek` int(11) DEFAULT '0' NOT NULL,
`ActivityMonth` int(11) DEFAULT '0' NOT NULL,
`ActivityYear` int(11) DEFAULT '0' NOT NULL,
`SendAmount` int(11) DEFAULT '0' NOT NULL,
PRIMARY KEY (`QuotaID`),
UNIQUE RelAdministratorID (`RelAdministratorID`)
);


INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('1','4','1','8','10','3','2008','2',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('2','4','1','9','10','3','2008','2',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('3','4','5','11','11','3','2008','31',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('4','4','6','12','11','3','2008','2',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('5','4','2','15','11','3','2008','3',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('6','4','1','17','12','3','2008','178',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('7','4','2','17','12','3','2008','287',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('8','4','1','18','12','3','2008','27',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('9','4','3','18','12','3','2008','493',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('10','4','2','19','12','3','2008','44',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('11','4','1','25','13','3','2008','442',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('12','4','4','25','13','3','2008','77',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('13','4','11','26','13','3','2008','797',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('14','4','12','26','13','3','2008','332',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('15','4','1','27','13','3','2008','673',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('16','4','5','27','13','3','2008','123',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('17','4','6','27','13','3','2008','920',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('18','4','7','27','13','3','2008','315',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('19','4','9','27','13','3','2008','289',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('20','4','1','30','13','3','2008','876',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('21','4','2','30','13','3','2008','79',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('22','4','3','30','13','3','2008','154',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('23','4','5','31','14','3','2008','343',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('24','4','6','31','14','3','2008','35',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('25','4','8','31','14','3','2008','43',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('26','4','3','2','14','4','2008','53',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('27','4','7','2','14','4','2008','265',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('28','4','2','4','14','4','2008','4',); 
INSERT INTO `oemp_administrator_activities` (`QuotaID`,`RelAdministratorID`,`ActivityHour`,`ActivityDay`,`ActivityWeek`,`ActivityMonth`,`ActivityYear`,`SendAmount`) VALUES ('29','4','7','4','14','4','2008','2',); 



#-------------------------------------=[ oemp_administrator_dashboard


DROP TABLE IF EXISTS `oemp_administrator_dashboard`;
CREATE TABLE `oemp_administrator_dashboard` (
`DashBoardID` int(11) NOT NULL auto_increment,
`RelAdministratorID` int(11) DEFAULT '0' NOT NULL,
`ShortCut1` varchar(250) NOT NULL,
`ShortCut2` varchar(250) NOT NULL,
`ShortCut3` varchar(250) NOT NULL,
`ShortCut4` varchar(250) NOT NULL,
`ShortCut5` varchar(250) NOT NULL,
`ShortCut6` varchar(250) NOT NULL,
`ShortCut7` varchar(250) NOT NULL,
`ShortCut8` varchar(250) NOT NULL,
`ShortCut9` varchar(250) NOT NULL,
`ShortCut10` varchar(250) NOT NULL,
`ShortCut11` varchar(250) NOT NULL,
`ShortCut12` varchar(250) NOT NULL,
`ShowQuickTips` enum('Yes','No') DEFAULT 'Yes' NOT NULL,
`CustomReportIDs` text NOT NULL,
PRIMARY KEY (`DashBoardID`),
UNIQUE RelAdministratorID (`RelAdministratorID`)
);


INSERT INTO `oemp_administrator_dashboard` (`DashBoardID`,`RelAdministratorID`,`ShortCut1`,`ShortCut2`,`ShortCut3`,`ShortCut4`,`ShortCut5`,`ShortCut6`,`ShortCut7`,`ShortCut8`,`ShortCut9`,`ShortCut10`,`ShortCut11`,`ShortCut12`,`ShowQuickTips`,`CustomReportIDs`) VALUES ('3','4', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', 'No', '', ); 
INSERT INTO `oemp_administrator_dashboard` (`DashBoardID`,`RelAdministratorID`,`ShortCut1`,`ShortCut2`,`ShortCut3`,`ShortCut4`,`ShortCut5`,`ShortCut6`,`ShortCut7`,`ShortCut8`,`ShortCut9`,`ShortCut10`,`ShortCut11`,`ShortCut12`,`ShowQuickTips`,`CustomReportIDs`) VALUES ('4','0', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', 'No', '', ); 
INSERT INTO `oemp_administrator_dashboard` (`DashBoardID`,`RelAdministratorID`,`ShortCut1`,`ShortCut2`,`ShortCut3`,`ShortCut4`,`ShortCut5`,`ShortCut6`,`ShortCut7`,`ShortCut8`,`ShortCut9`,`ShortCut10`,`ShortCut11`,`ShortCut12`,`ShowQuickTips`,`CustomReportIDs`) VALUES ('5','0', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', 'No', '', ); 
INSERT INTO `oemp_administrator_dashboard` (`DashBoardID`,`RelAdministratorID`,`ShortCut1`,`ShortCut2`,`ShortCut3`,`ShortCut4`,`ShortCut5`,`ShortCut6`,`ShortCut7`,`ShortCut8`,`ShortCut9`,`ShortCut10`,`ShortCut11`,`ShortCut12`,`ShowQuickTips`,`CustomReportIDs`) VALUES ('6','0', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', 'No', '', ); 
INSERT INTO `oemp_administrator_dashboard` (`DashBoardID`,`RelAdministratorID`,`ShortCut1`,`ShortCut2`,`ShortCut3`,`ShortCut4`,`ShortCut5`,`ShortCut6`,`ShortCut7`,`ShortCut8`,`ShortCut9`,`ShortCut10`,`ShortCut11`,`ShortCut12`,`ShowQuickTips`,`CustomReportIDs`) VALUES ('7','0', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', 'No', '', ); 
INSERT INTO `oemp_administrator_dashboard` (`DashBoardID`,`RelAdministratorID`,`ShortCut1`,`ShortCut2`,`ShortCut3`,`ShortCut4`,`ShortCut5`,`ShortCut6`,`ShortCut7`,`ShortCut8`,`ShortCut9`,`ShortCut10`,`ShortCut11`,`ShortCut12`,`ShowQuickTips`,`CustomReportIDs`) VALUES ('8','0', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', 'No', '', ); 
INSERT INTO `oemp_administrator_dashboard` (`DashBoardID`,`RelAdministratorID`,`ShortCut1`,`ShortCut2`,`ShortCut3`,`ShortCut4`,`ShortCut5`,`ShortCut6`,`ShortCut7`,`ShortCut8`,`ShortCut9`,`ShortCut10`,`ShortCut11`,`ShortCut12`,`ShowQuickTips`,`CustomReportIDs`) VALUES ('9','0', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', 'No', '', ); 
INSERT INTO `oemp_administrator_dashboard` (`DashBoardID`,`RelAdministratorID`,`ShortCut1`,`ShortCut2`,`ShortCut3`,`ShortCut4`,`ShortCut5`,`ShortCut6`,`ShortCut7`,`ShortCut8`,`ShortCut9`,`ShortCut10`,`ShortCut11`,`ShortCut12`,`ShowQuickTips`,`CustomReportIDs`) VALUES ('10','0', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', 'No', '', ); 
INSERT INTO `oemp_administrator_dashboard` (`DashBoardID`,`RelAdministratorID`,`ShortCut1`,`ShortCut2`,`ShortCut3`,`ShortCut4`,`ShortCut5`,`ShortCut6`,`ShortCut7`,`ShortCut8`,`ShortCut9`,`ShortCut10`,`ShortCut11`,`ShortCut12`,`ShowQuickTips`,`CustomReportIDs`) VALUES ('11','0', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', 'No', '', ); 
INSERT INTO `oemp_administrator_dashboard` (`DashBoardID`,`RelAdministratorID`,`ShortCut1`,`ShortCut2`,`ShortCut3`,`ShortCut4`,`ShortCut5`,`ShortCut6`,`ShortCut7`,`ShortCut8`,`ShortCut9`,`ShortCut10`,`ShortCut11`,`ShortCut12`,`ShowQuickTips`,`CustomReportIDs`) VALUES ('12','0', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', 'No', '', ); 
INSERT INTO `oemp_administrator_dashboard` (`DashBoardID`,`RelAdministratorID`,`ShortCut1`,`ShortCut2`,`ShortCut3`,`ShortCut4`,`ShortCut5`,`ShortCut6`,`ShortCut7`,`ShortCut8`,`ShortCut9`,`ShortCut10`,`ShortCut11`,`ShortCut12`,`ShowQuickTips`,`CustomReportIDs`) VALUES ('13','0', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', 'No', '', ); 
INSERT INTO `oemp_administrator_dashboard` (`DashBoardID`,`RelAdministratorID`,`ShortCut1`,`ShortCut2`,`ShortCut3`,`ShortCut4`,`ShortCut5`,`ShortCut6`,`ShortCut7`,`ShortCut8`,`ShortCut9`,`ShortCut10`,`ShortCut11`,`ShortCut12`,`ShowQuickTips`,`CustomReportIDs`) VALUES ('14','0', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', 'No', '', ); 
INSERT INTO `oemp_administrator_dashboard` (`DashBoardID`,`RelAdministratorID`,`ShortCut1`,`ShortCut2`,`ShortCut3`,`ShortCut4`,`ShortCut5`,`ShortCut6`,`ShortCut7`,`ShortCut8`,`ShortCut9`,`ShortCut10`,`ShortCut11`,`ShortCut12`,`ShowQuickTips`,`CustomReportIDs`) VALUES ('15','0', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', 'No', '', ); 
INSERT INTO `oemp_administrator_dashboard` (`DashBoardID`,`RelAdministratorID`,`ShortCut1`,`ShortCut2`,`ShortCut3`,`ShortCut4`,`ShortCut5`,`ShortCut6`,`ShortCut7`,`ShortCut8`,`ShortCut9`,`ShortCut10`,`ShortCut11`,`ShortCut12`,`ShowQuickTips`,`CustomReportIDs`) VALUES ('16','0', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', 'No', '', ); 
INSERT INTO `oemp_administrator_dashboard` (`DashBoardID`,`RelAdministratorID`,`ShortCut1`,`ShortCut2`,`ShortCut3`,`ShortCut4`,`ShortCut5`,`ShortCut6`,`ShortCut7`,`ShortCut8`,`ShortCut9`,`ShortCut10`,`ShortCut11`,`ShortCut12`,`ShowQuickTips`,`CustomReportIDs`) VALUES ('17','0', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', 'No', '', ); 
INSERT INTO `oemp_administrator_dashboard` (`DashBoardID`,`RelAdministratorID`,`ShortCut1`,`ShortCut2`,`ShortCut3`,`ShortCut4`,`ShortCut5`,`ShortCut6`,`ShortCut7`,`ShortCut8`,`ShortCut9`,`ShortCut10`,`ShortCut11`,`ShortCut12`,`ShowQuickTips`,`CustomReportIDs`) VALUES ('18','10', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', 'No', '', ); 
INSERT INTO `oemp_administrator_dashboard` (`DashBoardID`,`RelAdministratorID`,`ShortCut1`,`ShortCut2`,`ShortCut3`,`ShortCut4`,`ShortCut5`,`ShortCut6`,`ShortCut7`,`ShortCut8`,`ShortCut9`,`ShortCut10`,`ShortCut11`,`ShortCut12`,`ShowQuickTips`,`CustomReportIDs`) VALUES ('19','11', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', 'No', '', ); 
INSERT INTO `oemp_administrator_dashboard` (`DashBoardID`,`RelAdministratorID`,`ShortCut1`,`ShortCut2`,`ShortCut3`,`ShortCut4`,`ShortCut5`,`ShortCut6`,`ShortCut7`,`ShortCut8`,`ShortCut9`,`ShortCut10`,`ShortCut11`,`ShortCut12`,`ShowQuickTips`,`CustomReportIDs`) VALUES ('20','12', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', 'No', '', ); 
INSERT INTO `oemp_administrator_dashboard` (`DashBoardID`,`RelAdministratorID`,`ShortCut1`,`ShortCut2`,`ShortCut3`,`ShortCut4`,`ShortCut5`,`ShortCut6`,`ShortCut7`,`ShortCut8`,`ShortCut9`,`ShortCut10`,`ShortCut11`,`ShortCut12`,`ShowQuickTips`,`CustomReportIDs`) VALUES ('21','13', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', 'No', '', ); 



#-------------------------------------=[ oemp_administrator_defaults


DROP TABLE IF EXISTS `oemp_administrator_defaults`;
CREATE TABLE `oemp_administrator_defaults` (
`AdminDefaultID` int(11) NOT NULL auto_increment,
`SourceType` enum('Local','Outsourced - MySQL','Outsourced - FlatFile') DEFAULT 'Local' NOT NULL,
`SubscriptionType` enum('Free','Opt-in') DEFAULT 'Free' NOT NULL,
`UnsubscriptionType` enum('Free','Opt-out') DEFAULT 'Free' NOT NULL,
`AutoPurgeNotOptedInHours` int(11) DEFAULT '0' NOT NULL,
`AutoPurgeNotOptedOutHours` int(11) DEFAULT '0' NOT NULL,
`Visibility` enum('Public','Admin Only') DEFAULT 'Public' NOT NULL,
`AllowAdminEmailAddresses` enum('Yes','No') DEFAULT 'Yes' NOT NULL,
`BlackListOnUnsubscription` enum('Yes','No') DEFAULT 'Yes' NOT NULL,
`InformAdministrators` enum('Yes','No') DEFAULT 'Yes' NOT NULL,
`SubscriptionSettings` enum('NA','SubscribeToAnother','UnSubscribeFrom') DEFAULT 'NA' NOT NULL,
`RelSubSettingsSubscribeMailListID` int(11) DEFAULT '0' NOT NULL,
`RelSubSettingsUnSubscribeMailListID` int(11) DEFAULT '0' NOT NULL,
`UnSubscriptionSettings` enum('NA','Delete','Copy','UnSubscribeFrom') DEFAULT 'NA' NOT NULL,
`RelUnSubSettingsCopyMailListID` int(11) DEFAULT '0' NOT NULL,
`RelUnSubSettingsUnSubscribeMailListID` int(11) DEFAULT '0' NOT NULL,
`RelAdministratorID` int(11) NOT NULL,
`isDefaultDataSource` tinyint(1) NOT NULL,
`isDefaultOptInOutSettings` tinyint(1) NOT NULL,
`isDefaultSubscriptionsettings` tinyint(1) NOT NULL,
`isDefaultUnSubscriptionSettings` tinyint(1) NOT NULL,
`isDefaultOptions` tinyint(1) NOT NULL,
PRIMARY KEY (`AdminDefaultID`),
UNIQUE RelSubSettingsSubscribeMailListID (`RelSubSettingsSubscribeMailListID`,`RelSubSettingsUnSubscribeMailListID`),
UNIQUE RelUnSubSettingsCopyMailListID (`RelUnSubSettingsCopyMailListID`),
UNIQUE RelUnSubSettingsUnSubscribeMailListID (`RelUnSubSettingsUnSubscribeMailListID`)
);





#-------------------------------------=[ oemp_administrator_emails


DROP TABLE IF EXISTS `oemp_administrator_emails`;
CREATE TABLE `oemp_administrator_emails` (
`EmailID` int(11) NOT NULL auto_increment,
`RelAdministratorID` int(11) DEFAULT '0' NOT NULL,
`EmailAddress` varchar(250) NOT NULL,
`Name` varchar(250) NOT NULL,
PRIMARY KEY (`EmailID`),
UNIQUE RelAdministratorID (`RelAdministratorID`)
);


INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('4','4','dennis.kalkandis@investorupdate.com.au','Dennis Kalkandis',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('5','4','test@investorupdate.com.au','Test',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('6','4','reply@investorupdate.com.au','Reply',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('8','4','bounce@investorupdate.com.au','Bounce Back',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('10','4','info@investorupdate.com.au','Information',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('11','6','andrew.blanchette@investorupdate.com.au','andrew',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('15','4','steve@fip.net.au','Steve Fort - Portfolio Education',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('16','4','gfservices@optusnet.com.au','Greg Fisher - Portfolio Education',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('17','4','afams@optusnet.com.au','Derek Balogh - Portfolio Education',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('18','4','office@financeseekers.com.au','Finance Seekers - Portfolio Education',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('19','4','info@financialcents.com.au','Financial Cents - Portfolio Education',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('21','4','andrew.blanchette@fsig.com.au','Andrew Blanchette - FSIG',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('22','4','stephensim@bigpond.com','Stephen Sim - RHL Ryde Home Loans',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('26','4','daniel@integritybroking.com','Daniel Shillito',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('27','4','subscription@investorupdate.com.au','Subscription',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('28','4','ifamortgages@ifa.net.au','IFA Mortgages & Finance',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('29','4','info@aicnsw.com.au','Alan West',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('30','4','customerservice@greenspan.net.au','Greenspan',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('31','4','office@wherefinance.com.au','wHere?Finance',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('32','4','Derek@grandfinancialgroup.com.au','Derek Balogh - GCPF Portfolio Education',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('33','4','rabsplumbing@optusnet.com.au','Rabi Malass',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('34','4','newsletter@netwealth.com.au','Netwealth Newsletter',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('35','4','info@conveyancingavenue.com.au','Francesca Surace',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('36','4','lead.finance@ljh.com.au','Peita Diamantidis',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('37','4','rosvirtue@bigpond.com','Rosaline Virtue',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('38','4','meryyn@bigpond.net.au','Meryllyn Page',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('39','4','mail@homelandconveyancing.com.au','Aaron Sainsbury',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('40','4','info@conveyancingavenue.com.au','Francesca Surace',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('41','4','newsletter@rpcnsw.com.au','Carolyn Musitano',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('42','4','newsletter@mortgagemonitors.com.au','Craig Ridley',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('43','4','newsletter@money-matters.com.au','Money Matters',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('44','4','optimise@owm.com.au','Optimise Wealth Management',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('45','4','newsletter@vaultmortgage.com.au','Vault Mortgage',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('46','4','newsletter@raywardconveyancing.com.au','Rayward Conveyancing',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('47','4','newsletter@adamslawyers.com.au','Adams Partners Lawyers',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('48','4','amanda@edmondsconveyancing.com.au','Edmonds Conveyancing',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('49','4','newsletter@norwestconveyancing.com.au','Norwest Conveyancing',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('50','4','finance@fasttrackmortgage.com.au','Fast Track Mortgage',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('51','4','info@deltaplan.com.au','LJ Hooker Delta',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('52','4','michael@thebadgers.com.au','The Badgers',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('53','4','newsletter@rightwaymortgagesolutions.com.au','Rightway Mortgage Solutions',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('54','4','newsletter@deltaplan.com.au','LJ Hooker',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('55','4','bruce@securefinancial.com.au','Bruce Eikleman',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('56','4','newsletter@amandasalter.com.au','Amanda Salter Licensed Conveyancer',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('57','4','newsletter@modernconveyancing.com.au','Modern Conveyancing',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('58','4','lwaldon@bigpond.net.au','Christolynn Conveyancing',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('59','4','newsletter@ymo.com.au','Your Mortgage Options',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('60','4','kate@norwestconveyancing.com.au','Norwest Conveyancing',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('61','4','sahdeo.singh@bigpond.com','Sahdeo Singh',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('63','4','joyce@yourfinancialfreedom.com.au','David Valvo',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('64','4','admin@101mortgage.com.au','101 Mortgage',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('65','4','sean@mintfunding.com.au','Sean Casey',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('66','4','maxl@prudentmortgages.com.au','Max LaGrutta',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('67','4','AdrianRichards@eastcoast.aust.com','Adrian Richards',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('68','4','ash.rane@industrypress.com.au','Ash Rane',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('69','4','rob@rwmsolutions.com.au','Rob Wilson',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('70','0','david.powell@industrypress.com.au','David Powell',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('71','0','david.powell@industrypress.com.au','David Powell',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('72','0','david.powell@industrypress.com.au','Campaign Test Client',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('73','8','david.powell@investorupdate.com.au','David Powell',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('75','0','rob@rwmsolutions.com.au','Rob Wilson',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('76','0','david@money-matters.com.au','David Powll',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('77','0','rob@rwmsolutions.com.au','Rob Wilson',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('79','0','catherine@financialcents.com.au','Catherine Wells',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('80','0','aykut@octeth.com','Aykut',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('81','0','aykut@octeth.com','Aykut',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('82','0','aykut@octeth.com','Aykut',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('83','0','aykut@octeth.com','Aykut',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('84','0','aykut@octeth.com','Aykut',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('85','0','aykut@octeth.com','Aykut',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('86','0','aykut@octeth.com','Aykut',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('88','9','rob@rwmsolutions.com.au','Rob Wilson',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('90','10','support@industrypress.com.au','Support',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('91','12','cwells@financialcents.com.au','Catherine Wells',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('92','13','daniel@integritybroking.com','Daniel Shillito',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('93','13','admin@integritybroking.com','Daniel Shillito',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('94','4','bounce@investorupdate.com.au','Return-path email address',); 
INSERT INTO `oemp_administrator_emails` (`EmailID`,`RelAdministratorID`,`EmailAddress`,`Name`) VALUES ('95','11','david.w.powell@bigpond.com','David Powell',); 



#-------------------------------------=[ oemp_administrator_limits


DROP TABLE IF EXISTS `oemp_administrator_limits`;
CREATE TABLE `oemp_administrator_limits` (
`LimitID` int(11) NOT NULL auto_increment,
`RelAdministratorID` int(11) DEFAULT '0' NOT NULL,
`ResponderPerFollowUp` int(11) DEFAULT '0' NOT NULL,
`FollowUpPerList` int(11) DEFAULT '0' NOT NULL,
`AllowedCampaigns` int(11) DEFAULT '0' NOT NULL,
`AllowedMailLists` int(11) DEFAULT '0' NOT NULL,
`AllowedCustomFields` int(11) DEFAULT '0' NOT NULL,
`AllowedRSSFeeds` int(11) DEFAULT '0' NOT NULL,
`AllowedArchives` int(11) DEFAULT '0' NOT NULL,
`AllowedTemplates` int(11) DEFAULT '0' NOT NULL,
`AllowedClients` int(11) DEFAULT '0' NOT NULL,
`Limit` enum('Unlimited','Hourly','Daily','Weekly','Monthly','Yearly') NOT NULL,
`LimitAmount` int(11) NOT NULL,
`TimeLimitDates` set('Mon','Tue','Wed','Thu','Fri','Sat','Sun') NOT NULL,
`TimeLimitFrom` time NOT NULL,
`TimeLimitTo` time NOT NULL,
PRIMARY KEY (`LimitID`),
UNIQUE RelAdministratorID (`RelAdministratorID`)
);


INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('1','4','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 
INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('2','6','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 
INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('3','8','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 
INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('5','0','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 
INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('6','0','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 
INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('7','0','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 
INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('8','9','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 
INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('9','0','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 
INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('10','0','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 
INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('11','0','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 
INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('12','0','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 
INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('13','0','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 
INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('14','0','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 
INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('15','0','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 
INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('16','0','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 
INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('17','0','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 
INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('18','0','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 
INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('19','0','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 
INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('20','10','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 
INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('21','11','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 
INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('22','12','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 
INSERT INTO `oemp_administrator_limits` (`LimitID`,`RelAdministratorID`,`ResponderPerFollowUp`,`FollowUpPerList`,`AllowedCampaigns`,`AllowedMailLists`,`AllowedCustomFields`,`AllowedRSSFeeds`,`AllowedArchives`,`AllowedTemplates`,`AllowedClients`,`Limit`,`LimitAmount`,`TimeLimitDates`,`TimeLimitFrom`,`TimeLimitTo`) VALUES ('23','13','0','0','0','0','0','0','0','0','0','Unlimited','0', '', '00:00:00','00:00:00',); 



#-------------------------------------=[ oemp_administrator_pluginprivs


DROP TABLE IF EXISTS `oemp_administrator_pluginprivs`;
CREATE TABLE `oemp_administrator_pluginprivs` (
`PrivilegeID` int(11) NOT NULL auto_increment,
`RelAdministratorID` int(11) DEFAULT '0' NOT NULL,
`RelPlugInID` int(11) DEFAULT '0' NOT NULL,
`Privileges` set('Access') NOT NULL,
PRIMARY KEY (`PrivilegeID`),
UNIQUE RelAdministratorID (`RelAdministratorID`,`RelPlugInID`)
);





#-------------------------------------=[ oemp_administrator_privs


DROP TABLE IF EXISTS `oemp_administrator_privs`;
CREATE TABLE `oemp_administrator_privs` (
`PrivilegeID` int(11) NOT NULL auto_increment,
`RelAdministratorID` int(11) DEFAULT '0' NOT NULL,
`MailLists` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`MailListAdmins` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`MailListEmails` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`MailListClients` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`MailListMessages` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`MailListCustomFields` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`Emails` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`CustomFields` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`WebsiteIntegration` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`Member` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`BannedMember` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`BlackListedMember` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`ImportMember` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`ExportMember` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`Campaign` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`CampaignTracking` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`AutoResponder` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`FollowUp` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`NewsletterTemplates` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`Clients` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`BounceStatistics` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`MemberActivityStatistics` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`ProcessLog` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`AccountInformation` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`DashboardCustomization` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`Preferences` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`Administrator` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`AdministratorEmails` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`AdministratorPrivs` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`SystemTesting` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`MailBox` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`SendEngine` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`HelpSections` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`CronManagement` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`RemoteUpdate` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`PlugInManagement` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`PublicArchive` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`SaveAsRawEmailFile` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`SPAMRating` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
`Defaults` set('Create','Browse','Delete','Details','Update','Access') NOT NULL,
PRIMARY KEY (`PrivilegeID`),
UNIQUE RelAdministratorID (`RelAdministratorID`)
);


INSERT INTO `oemp_administrator_privs` (`PrivilegeID`,`RelAdministratorID`,`MailLists`,`MailListAdmins`,`MailListEmails`,`MailListClients`,`MailListMessages`,`MailListCustomFields`,`Emails`,`CustomFields`,`WebsiteIntegration`,`Member`,`BannedMember`,`BlackListedMember`,`ImportMember`,`ExportMember`,`Campaign`,`CampaignTracking`,`AutoResponder`,`FollowUp`,`NewsletterTemplates`,`Clients`,`BounceStatistics`,`MemberActivityStatistics`,`ProcessLog`,`AccountInformation`,`DashboardCustomization`,`Preferences`,`Administrator`,`AdministratorEmails`,`AdministratorPrivs`,`SystemTesting`,`MailBox`,`SendEngine`,`HelpSections`,`CronManagement`,`RemoteUpdate`,`PlugInManagement`,`PublicArchive`,`SaveAsRawEmailFile`,`SPAMRating`,`Defaults`) VALUES ('4','4','Create,Browse,Delete,Details,Update','Create,Browse,Delete','Create,Browse,Delete','Create,Browse,Delete','Browse,Update','Create,Browse,Delete,Update','Create,Browse,Delete,Details,Update','Create,Browse,Delete,Details,Update','Access','Create,Browse,Delete,Details,Update','Access','Access','Access','Access','Create,Browse,Delete,Details,Update','Access','Access','Access','Access','Access','Access','Access','Access','Details,Update','Access','Access','Create,Browse,Delete,Details,Update','Access','Access','Access','Access','Access','Access','Access','Access','Access', '',  '',  '',  '', ); 
INSERT INTO `oemp_administrator_privs` (`PrivilegeID`,`RelAdministratorID`,`MailLists`,`MailListAdmins`,`MailListEmails`,`MailListClients`,`MailListMessages`,`MailListCustomFields`,`Emails`,`CustomFields`,`WebsiteIntegration`,`Member`,`BannedMember`,`BlackListedMember`,`ImportMember`,`ExportMember`,`Campaign`,`CampaignTracking`,`AutoResponder`,`FollowUp`,`NewsletterTemplates`,`Clients`,`BounceStatistics`,`MemberActivityStatistics`,`ProcessLog`,`AccountInformation`,`DashboardCustomization`,`Preferences`,`Administrator`,`AdministratorEmails`,`AdministratorPrivs`,`SystemTesting`,`MailBox`,`SendEngine`,`HelpSections`,`CronManagement`,`RemoteUpdate`,`PlugInManagement`,`PublicArchive`,`SaveAsRawEmailFile`,`SPAMRating`,`Defaults`) VALUES ('6','6','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access', '',  '',  '', ); 
INSERT INTO `oemp_administrator_privs` (`PrivilegeID`,`RelAdministratorID`,`MailLists`,`MailListAdmins`,`MailListEmails`,`MailListClients`,`MailListMessages`,`MailListCustomFields`,`Emails`,`CustomFields`,`WebsiteIntegration`,`Member`,`BannedMember`,`BlackListedMember`,`ImportMember`,`ExportMember`,`Campaign`,`CampaignTracking`,`AutoResponder`,`FollowUp`,`NewsletterTemplates`,`Clients`,`BounceStatistics`,`MemberActivityStatistics`,`ProcessLog`,`AccountInformation`,`DashboardCustomization`,`Preferences`,`Administrator`,`AdministratorEmails`,`AdministratorPrivs`,`SystemTesting`,`MailBox`,`SendEngine`,`HelpSections`,`CronManagement`,`RemoteUpdate`,`PlugInManagement`,`PublicArchive`,`SaveAsRawEmailFile`,`SPAMRating`,`Defaults`) VALUES ('8','8','Create,Browse,Delete,Details,Update','Create,Browse,Delete','Create,Browse,Delete','Create,Browse,Delete','Browse,Update','Create,Browse,Delete,Update','Create,Browse,Delete,Details,Update','Create,Browse,Delete,Details,Update','Access','Create,Browse,Delete,Details,Update','Access','Access','Access','Access','Create,Browse,Delete,Details,Update','Access','Access','Access','Access','Access','Access','Access','Access','Details,Update','Access','Access','Create,Browse,Delete,Details,Update','Access','Access','Access','Access','Access','Access','Access', '', 'Access', '',  '',  '',  '', ); 
INSERT INTO `oemp_administrator_privs` (`PrivilegeID`,`RelAdministratorID`,`MailLists`,`MailListAdmins`,`MailListEmails`,`MailListClients`,`MailListMessages`,`MailListCustomFields`,`Emails`,`CustomFields`,`WebsiteIntegration`,`Member`,`BannedMember`,`BlackListedMember`,`ImportMember`,`ExportMember`,`Campaign`,`CampaignTracking`,`AutoResponder`,`FollowUp`,`NewsletterTemplates`,`Clients`,`BounceStatistics`,`MemberActivityStatistics`,`ProcessLog`,`AccountInformation`,`DashboardCustomization`,`Preferences`,`Administrator`,`AdministratorEmails`,`AdministratorPrivs`,`SystemTesting`,`MailBox`,`SendEngine`,`HelpSections`,`CronManagement`,`RemoteUpdate`,`PlugInManagement`,`PublicArchive`,`SaveAsRawEmailFile`,`SPAMRating`,`Defaults`) VALUES ('9','0','Create,Browse,Delete,Details,Update','Create,Browse,Delete','Create,Browse,Delete','Create,Browse,Delete','Browse,Update','Create,Browse,Delete,Update','Create,Browse,Delete,Details,Update','Create,Browse,Delete,Details,Update','Access','Create,Browse,Delete,Details,Update','Access','Access','Access','Access','Create,Browse,Delete,Details,Update','Access','Access','Access','Access','Access','Access','Access','Access','Details,Update','Access','Access','Create,Browse,Delete,Details,Update','Access','Access','Access','Access','Access','Access','Access','Access','Access', '',  '',  '',  '', ); 
INSERT INTO `oemp_administrator_privs` (`PrivilegeID`,`RelAdministratorID`,`MailLists`,`MailListAdmins`,`MailListEmails`,`MailListClients`,`MailListMessages`,`MailListCustomFields`,`Emails`,`CustomFields`,`WebsiteIntegration`,`Member`,`BannedMember`,`BlackListedMember`,`ImportMember`,`ExportMember`,`Campaign`,`CampaignTracking`,`AutoResponder`,`FollowUp`,`NewsletterTemplates`,`Clients`,`BounceStatistics`,`MemberActivityStatistics`,`ProcessLog`,`AccountInformation`,`DashboardCustomization`,`Preferences`,`Administrator`,`AdministratorEmails`,`AdministratorPrivs`,`SystemTesting`,`MailBox`,`SendEngine`,`HelpSections`,`CronManagement`,`RemoteUpdate`,`PlugInManagement`,`PublicArchive`,`SaveAsRawEmailFile`,`SPAMRating`,`Defaults`) VALUES ('10','0','Create,Browse,Delete,Details,Update','Create,Browse,Delete','Create,Browse,Delete','Create,Browse,Delete','Browse,Update','Create,Browse,Delete,Update','Create,Browse,Delete,Details,Update','Create,Browse,Delete,Details,Update','Access','Create,Browse,Delete,Details,Update','Access','Access','Access','Access','Create,Browse,Delete,Details,Update','Access','Access','Access','Access','Access','Access','Access','Access','Details,Update','Access','Access','Create,Browse,Delete,Details,Update','Access','Access','Access','Access','Access','Access','Access','Access','Access', '',  '',  '',  '', ); 
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INSERT INTO `oemp_administrator_privs` (`PrivilegeID`,`RelAdministratorID`,`MailLists`,`MailListAdmins`,`MailListEmails`,`MailListClients`,`MailListMessages`,`MailListCustomFields`,`Emails`,`CustomFields`,`WebsiteIntegration`,`Member`,`BannedMember`,`BlackListedMember`,`ImportMember`,`ExportMember`,`Campaign`,`CampaignTracking`,`AutoResponder`,`FollowUp`,`NewsletterTemplates`,`Clients`,`BounceStatistics`,`MemberActivityStatistics`,`ProcessLog`,`AccountInformation`,`DashboardCustomization`,`Preferences`,`Administrator`,`AdministratorEmails`,`AdministratorPrivs`,`SystemTesting`,`MailBox`,`SendEngine`,`HelpSections`,`CronManagement`,`RemoteUpdate`,`PlugInManagement`,`PublicArchive`,`SaveAsRawEmailFile`,`SPAMRating`,`Defaults`) VALUES ('13','0','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access',); 
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INSERT INTO `oemp_administrator_privs` (`PrivilegeID`,`RelAdministratorID`,`MailLists`,`MailListAdmins`,`MailListEmails`,`MailListClients`,`MailListMessages`,`MailListCustomFields`,`Emails`,`CustomFields`,`WebsiteIntegration`,`Member`,`BannedMember`,`BlackListedMember`,`ImportMember`,`ExportMember`,`Campaign`,`CampaignTracking`,`AutoResponder`,`FollowUp`,`NewsletterTemplates`,`Clients`,`BounceStatistics`,`MemberActivityStatistics`,`ProcessLog`,`AccountInformation`,`DashboardCustomization`,`Preferences`,`Administrator`,`AdministratorEmails`,`AdministratorPrivs`,`SystemTesting`,`MailBox`,`SendEngine`,`HelpSections`,`CronManagement`,`RemoteUpdate`,`PlugInManagement`,`PublicArchive`,`SaveAsRawEmailFile`,`SPAMRating`,`Defaults`) VALUES ('16','0','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access',); 
INSERT INTO `oemp_administrator_privs` (`PrivilegeID`,`RelAdministratorID`,`MailLists`,`MailListAdmins`,`MailListEmails`,`MailListClients`,`MailListMessages`,`MailListCustomFields`,`Emails`,`CustomFields`,`WebsiteIntegration`,`Member`,`BannedMember`,`BlackListedMember`,`ImportMember`,`ExportMember`,`Campaign`,`CampaignTracking`,`AutoResponder`,`FollowUp`,`NewsletterTemplates`,`Clients`,`BounceStatistics`,`MemberActivityStatistics`,`ProcessLog`,`AccountInformation`,`DashboardCustomization`,`Preferences`,`Administrator`,`AdministratorEmails`,`AdministratorPrivs`,`SystemTesting`,`MailBox`,`SendEngine`,`HelpSections`,`CronManagement`,`RemoteUpdate`,`PlugInManagement`,`PublicArchive`,`SaveAsRawEmailFile`,`SPAMRating`,`Defaults`) VALUES ('17','0','Create,Browse,Delete,Details,Update','Create,Browse,Delete','Create,Browse,Delete','Create,Browse,Delete','Browse,Update','Create,Browse,Delete,Update','Create,Browse,Delete,Details,Update','Create,Browse,Delete,Details,Update','Access','Create,Browse,Delete,Details,Update','Access','Access','Access','Access','Create,Browse,Delete,Details,Update','Access','Access','Access','Access','Access','Access','Access','Access','Details,Update','Access','Access','Create,Browse,Delete,Details,Update','Access','Access','Access','Access','Access','Access','Access','Access','Access', '',  '',  '',  '', ); 
INSERT INTO `oemp_administrator_privs` (`PrivilegeID`,`RelAdministratorID`,`MailLists`,`MailListAdmins`,`MailListEmails`,`MailListClients`,`MailListMessages`,`MailListCustomFields`,`Emails`,`CustomFields`,`WebsiteIntegration`,`Member`,`BannedMember`,`BlackListedMember`,`ImportMember`,`ExportMember`,`Campaign`,`CampaignTracking`,`AutoResponder`,`FollowUp`,`NewsletterTemplates`,`Clients`,`BounceStatistics`,`MemberActivityStatistics`,`ProcessLog`,`AccountInformation`,`DashboardCustomization`,`Preferences`,`Administrator`,`AdministratorEmails`,`AdministratorPrivs`,`SystemTesting`,`MailBox`,`SendEngine`,`HelpSections`,`CronManagement`,`RemoteUpdate`,`PlugInManagement`,`PublicArchive`,`SaveAsRawEmailFile`,`SPAMRating`,`Defaults`) VALUES ('18','0','Create,Browse,Delete,Details,Update','Create,Browse,Delete','Create,Browse,Delete','Create,Browse,Delete','Browse,Update','Create,Browse,Delete,Update','Create,Browse,Delete,Details,Update','Create,Browse,Delete,Details,Update','Access','Create,Browse,Delete,Details,Update','Access','Access','Access','Access','Create,Browse,Delete,Details,Update','Access','Access','Access','Access','Access','Access','Access','Access','Details,Update','Access','Access','Create,Browse,Delete,Details,Update','Access','Access','Access','Access','Access','Access','Access','Access','Access', '',  '',  '',  '', ); 
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INSERT INTO `oemp_administrator_privs` (`PrivilegeID`,`RelAdministratorID`,`MailLists`,`MailListAdmins`,`MailListEmails`,`MailListClients`,`MailListMessages`,`MailListCustomFields`,`Emails`,`CustomFields`,`WebsiteIntegration`,`Member`,`BannedMember`,`BlackListedMember`,`ImportMember`,`ExportMember`,`Campaign`,`CampaignTracking`,`AutoResponder`,`FollowUp`,`NewsletterTemplates`,`Clients`,`BounceStatistics`,`MemberActivityStatistics`,`ProcessLog`,`AccountInformation`,`DashboardCustomization`,`Preferences`,`Administrator`,`AdministratorEmails`,`AdministratorPrivs`,`SystemTesting`,`MailBox`,`SendEngine`,`HelpSections`,`CronManagement`,`RemoteUpdate`,`PlugInManagement`,`PublicArchive`,`SaveAsRawEmailFile`,`SPAMRating`,`Defaults`) VALUES ('20','0','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access',); 
INSERT INTO `oemp_administrator_privs` (`PrivilegeID`,`RelAdministratorID`,`MailLists`,`MailListAdmins`,`MailListEmails`,`MailListClients`,`MailListMessages`,`MailListCustomFields`,`Emails`,`CustomFields`,`WebsiteIntegration`,`Member`,`BannedMember`,`BlackListedMember`,`ImportMember`,`ExportMember`,`Campaign`,`CampaignTracking`,`AutoResponder`,`FollowUp`,`NewsletterTemplates`,`Clients`,`BounceStatistics`,`MemberActivityStatistics`,`ProcessLog`,`AccountInformation`,`DashboardCustomization`,`Preferences`,`Administrator`,`AdministratorEmails`,`AdministratorPrivs`,`SystemTesting`,`MailBox`,`SendEngine`,`HelpSections`,`CronManagement`,`RemoteUpdate`,`PlugInManagement`,`PublicArchive`,`SaveAsRawEmailFile`,`SPAMRating`,`Defaults`) VALUES ('21','0','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access',); 
INSERT INTO `oemp_administrator_privs` (`PrivilegeID`,`RelAdministratorID`,`MailLists`,`MailListAdmins`,`MailListEmails`,`MailListClients`,`MailListMessages`,`MailListCustomFields`,`Emails`,`CustomFields`,`WebsiteIntegration`,`Member`,`BannedMember`,`BlackListedMember`,`ImportMember`,`ExportMember`,`Campaign`,`CampaignTracking`,`AutoResponder`,`FollowUp`,`NewsletterTemplates`,`Clients`,`BounceStatistics`,`MemberActivityStatistics`,`ProcessLog`,`AccountInformation`,`DashboardCustomization`,`Preferences`,`Administrator`,`AdministratorEmails`,`AdministratorPrivs`,`SystemTesting`,`MailBox`,`SendEngine`,`HelpSections`,`CronManagement`,`RemoteUpdate`,`PlugInManagement`,`PublicArchive`,`SaveAsRawEmailFile`,`SPAMRating`,`Defaults`) VALUES ('22','0','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access',); 
INSERT INTO `oemp_administrator_privs` (`PrivilegeID`,`RelAdministratorID`,`MailLists`,`MailListAdmins`,`MailListEmails`,`MailListClients`,`MailListMessages`,`MailListCustomFields`,`Emails`,`CustomFields`,`WebsiteIntegration`,`Member`,`BannedMember`,`BlackListedMember`,`ImportMember`,`ExportMember`,`Campaign`,`CampaignTracking`,`AutoResponder`,`FollowUp`,`NewsletterTemplates`,`Clients`,`BounceStatistics`,`MemberActivityStatistics`,`ProcessLog`,`AccountInformation`,`DashboardCustomization`,`Preferences`,`Administrator`,`AdministratorEmails`,`AdministratorPrivs`,`SystemTesting`,`MailBox`,`SendEngine`,`HelpSections`,`CronManagement`,`RemoteUpdate`,`PlugInManagement`,`PublicArchive`,`SaveAsRawEmailFile`,`SPAMRating`,`Defaults`) VALUES ('23','0','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access','Create,Browse,Delete,Details,Update,Access',); 
INSERT INTO `oemp_administrator_privs` (`PrivilegeID`,`RelAdministratorID`,`MailLists`,`MailListAdmins`,`MailListEmails`,`MailListClients`,`MailListMessages`,`MailListCustomFields`,`Emails`,`CustomFields`,`WebsiteIntegration`,`Member`,`BannedMember`,`BlackListedMember`,`ImportMember`,`ExportMember`,`Campaign`,`CampaignTracking`,`AutoResponder`,`FollowUp`,`NewsletterTemplates`,`Clients`,`BounceStatistics`,`MemberActivityStatistics`,`ProcessLog`,`AccountInformation`,`DashboardCustomization`,`Preferences`,`Administrator`,`AdministratorEmails`,`AdministratorPrivs`,`SystemTesting`,`MailBox`,`SendEngine`,`HelpSections`,`CronManagement`,`RemoteUpdate`,`PlugInManagement`,`PublicArchive`,`SaveAsRawEmailFile`,`SPAMRating`,`Defaults`) VALUES ('24','10', '',  '',  '',  '',  '',  '',  '',  '',  '', 'Create,Browse,Delete,Details,Update','Access','Access', '',  '', 'Browse', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', ); 
INSERT INTO `oemp_administrator_privs` (`PrivilegeID`,`RelAdministratorID`,`MailLists`,`MailListAdmins`,`MailListEmails`,`MailListClients`,`MailListMessages`,`MailListCustomFields`,`Emails`,`CustomFields`,`WebsiteIntegration`,`Member`,`BannedMember`,`BlackListedMember`,`ImportMember`,`ExportMember`,`Campaign`,`CampaignTracking`,`AutoResponder`,`FollowUp`,`NewsletterTemplates`,`Clients`,`BounceStatistics`,`MemberActivityStatistics`,`ProcessLog`,`AccountInformation`,`DashboardCustomization`,`Preferences`,`Administrator`,`AdministratorEmails`,`AdministratorPrivs`,`SystemTesting`,`MailBox`,`SendEngine`,`HelpSections`,`CronManagement`,`RemoteUpdate`,`PlugInManagement`,`PublicArchive`,`SaveAsRawEmailFile`,`SPAMRating`,`Defaults`) VALUES ('25','11', '',  '',  '',  '',  '',  '',  '',  '',  '', 'Create,Browse,Delete,Details,Update','Access','Access','Access','Access','Browse', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', ); 
INSERT INTO `oemp_administrator_privs` (`PrivilegeID`,`RelAdministratorID`,`MailLists`,`MailListAdmins`,`MailListEmails`,`MailListClients`,`MailListMessages`,`MailListCustomFields`,`Emails`,`CustomFields`,`WebsiteIntegration`,`Member`,`BannedMember`,`BlackListedMember`,`ImportMember`,`ExportMember`,`Campaign`,`CampaignTracking`,`AutoResponder`,`FollowUp`,`NewsletterTemplates`,`Clients`,`BounceStatistics`,`MemberActivityStatistics`,`ProcessLog`,`AccountInformation`,`DashboardCustomization`,`Preferences`,`Administrator`,`AdministratorEmails`,`AdministratorPrivs`,`SystemTesting`,`MailBox`,`SendEngine`,`HelpSections`,`CronManagement`,`RemoteUpdate`,`PlugInManagement`,`PublicArchive`,`SaveAsRawEmailFile`,`SPAMRating`,`Defaults`) VALUES ('26','12', '',  '',  '',  '',  '',  '',  '',  '',  '', 'Create,Browse,Delete,Details,Update','Access','Access', '',  '', 'Browse', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', ); 
INSERT INTO `oemp_administrator_privs` (`PrivilegeID`,`RelAdministratorID`,`MailLists`,`MailListAdmins`,`MailListEmails`,`MailListClients`,`MailListMessages`,`MailListCustomFields`,`Emails`,`CustomFields`,`WebsiteIntegration`,`Member`,`BannedMember`,`BlackListedMember`,`ImportMember`,`ExportMember`,`Campaign`,`CampaignTracking`,`AutoResponder`,`FollowUp`,`NewsletterTemplates`,`Clients`,`BounceStatistics`,`MemberActivityStatistics`,`ProcessLog`,`AccountInformation`,`DashboardCustomization`,`Preferences`,`Administrator`,`AdministratorEmails`,`AdministratorPrivs`,`SystemTesting`,`MailBox`,`SendEngine`,`HelpSections`,`CronManagement`,`RemoteUpdate`,`PlugInManagement`,`PublicArchive`,`SaveAsRawEmailFile`,`SPAMRating`,`Defaults`) VALUES ('27','13','Create,Browse,Delete,Details,Update', '',  '',  '',  '', 'Browse,Update', '', 'Browse,Update', '', 'Create,Browse,Delete,Details,Update','Access','Access', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', ); 



#-------------------------------------=[ oemp_administrator_shortcuts


DROP TABLE IF EXISTS `oemp_administrator_shortcuts`;
CREATE TABLE `oemp_administrator_shortcuts` (
`ShortCutID` int(11) NOT NULL auto_increment,
`RelAdministratorID` int(11) DEFAULT '0' NOT NULL,
`FileName` varchar(250) NOT NULL,
`ClickAmount` int(11) DEFAULT '0' NOT NULL,
PRIMARY KEY (`ShortCutID`),
UNIQUE RelAdministratorID (`RelAdministratorID`)
);


INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('3','4', '', '157123',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('5','6', '', '12',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('7','8', '', '8',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('8','4','/oempro/admin/bridge.php','75',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('9','4','/oempro/admin/main.php','446',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('10','4','/oempro/admin/connector.php','947',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('11','4','/oempro/admin/settings_admins.php','298',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('12','4','/oempro/admin/adminImageViewer.php','1226',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('13','4','/oempro/admin/settings_detailsadmin.php','246',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('14','4','/oempro/admin/campaign_browse.php','608',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('15','4','/oempro/admin/member_browse.php','452',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('16','4','/oempro/admin/stat_campaigns.php','9',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('17','4','/oempro/admin/list_integration.php','4',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('18','4','/oempro/admin/list_browse.php','410',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('19','4','/oempro/admin/campaign_popup_preview.php','392',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('20','4','/oempro/admin/campaign_popup_preview_browser.php','319',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('21','4','/oempro/admin/campaign_instantstats.php','8926',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('22','4','/oempro/admin/campaign_details.php','1287',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('23','4','/oempro/admin/newsletter_templates.php','5',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('24','4','/oempro/admin/list_add.php','105',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('25','4','/oempro/admin/field_browse.php','45',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('26','4','/oempro/admin/field_details.php','14',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('27','4','/oempro/admin/settings_account.php','15',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('28','4','/oempro/admin/settings_preferences.php','41',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('29','4','/oempro/admin/help_skinpreview.php','3',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('30','4','/oempro/admin/help_forcereturnpath.php','2',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('31','4','/oempro/admin/settings_branding.php','19',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('32','4','/oempro/admin/help_support.php','2',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('33','4','/oempro/admin/help_sla.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('34','4','/oempro/admin/settings_db.php','8',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('35','4','/oempro/admin/news.php','4',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('36','4','/oempro/admin/settings_test.php','4',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('37','4','/oempro/admin/stat_processlog.php','9',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('38','4','/oempro/admin/settings_cron.php','43',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('39','4','/oempro/admin/clients_browse.php','126',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('40','4','/oempro/admin/clientImageViewer.php','2893',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('41','4','/oempro/admin/logout.php','62',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('42','4','/oempro/admin/campaign_tracker.php','309',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('43','4','/oempro/admin/campaign_tracker_details.php','2771',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('44','4','/oempro/admin/member_add.php','75',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('45','4','/oempro/admin/campaign_tracker_openhistory.php','2',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('46','4','/oempro/admin/settings_mailboxes.php','5',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('47','4','/oempro/admin/list_details.php','441',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('48','4','/oempro/admin/clients_details.php','123',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('49','4','/oempro/admin/member_import.php','85',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('50','4','/oempro/admin/member_import_flat.php','366',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('51','4','/oempro/admin/field_add.php','13',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('52','4','/oempro/admin/member_details.php','201',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('53','4','/oempro/admin/settings_addadmin.php','45',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('54','4','/oempro/admin/settings_massupdateadmin.php','5',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('55','4','/oempro/admin/list_snapshot.php','19',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('56','4','/oempro/admin/settings_mailboxes_add.php','6',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('57','4','/oempro/admin/member_export.php','2',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('58','4','/oempro/admin/member_export_flat.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('59','4','/oempro/admin/clients_add.php','22',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('60','4','/oempro/admin/campaign_new.php','850',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('61','4','/oempro/admin/campaign_popup_estimate.php','24',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('62','4','/oempro/admin/campaign_tracker_linkhistory.php','3',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('63','4','/oempro/admin/settings_dashboard.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('64','4','/oempro/admin/autoresponder_browse.php','5',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('65','4','/oempro/admin/plugin_manager.php','5',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('66','9','/oempro/admin/adminImageViewer.php','23',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('67','9','/oempro/admin/settings_detailsadmin.php','4',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('68','9','/oempro/admin/connector.php','4',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('69','4','/oempro/admin/member_purge.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('70','4','/oempro/admin/member_mass.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('71','4','/oempro/admin/member_ban.php','3',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('72','4','/oempro/admin/member_black.php','3',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('73','4','/oempro/admin/list_emails.php','2',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('74','4','/oempro/admin/member_newlist.php','56',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('75','4','/oempro/admin/member_bounceactivity.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('76','4','/oempro/admin/member_activity.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('77','4','/oempro/admin/campaign_bandwidth.php','12',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('78','4','/oempro/admin/help_personalize.php','15',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('79','9','/oempro/admin/bridge.php','4',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('80','9','/oempro/admin/main.php','60',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('81','9','/oempro/admin/member_browse.php','65',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('82','9','/oempro/admin/stat_activities.php','6',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('83','9','/oempro/admin/stat_members.php','3',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('84','9','/oempro/admin/stat_domains.php','6',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('85','9','/oempro/admin/stat_custom_member_reports.php','5',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('86','9','/oempro/admin/stat_campaigns.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('87','9','/oempro/admin/stat_campaignsummaryreport.php','2',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('88','9','/oempro/admin/logout.php','4',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('89','9','/oempro/admin/campaign_archive.php','6',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('90','9','/oempro/admin/campaign_browse.php','22',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('91','4','/oempro/admin/campaign_popup_attachments.php','22',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('92','4','/oempro/admin/help_sendrules_factsheet.php','2',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('93','4','/oempro/admin/stat_activities.php','2',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('94','4','/oempro/admin/stat_domains.php','2',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('95','4','/oempro/admin/stat_custom_member_reports.php','4',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('96','4','/oempro/admin/stat_campaignsummaryreport.php','6',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('97','4','/oempro/admin/stat_autoresponders.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('98','4','/oempro/admin/stat_bounces.php','6',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('99','4','/oempro/admin/list_integration_screens.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('100','4','/oempro/admin/list_integration_sub.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('101','4','/oempro/admin/list_integration_unsub.php','3',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('102','4','/oempro/admin/newsletter_templates_add.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('103','4','/oempro/admin/newsletter_templates_add_tra.php','2',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('104','8','/oempro/admin/adminImageViewer.php','12',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('105','8','/oempro/admin/list_browse.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('106','8','/oempro/admin/member_browse.php','2',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('107','8','/oempro/admin/campaign_browse.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('108','8','/oempro/admin/settings_admins.php','3',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('109','8','/oempro/admin/clients_browse.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('110','9','/oempro/admin/campaign_archive_list.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('111','9','/oempro/admin/member_add.php','20',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('112','9','/oempro/admin/member_details.php','11',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('113','9','/oempro/admin/campaign_new.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('114','9','/oempro/admin/field_browse.php','12',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('115','9','/oempro/admin/list_browse.php','16',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('116','9','/oempro/admin/member_import.php','2',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('117','9','/oempro/admin/member_import_flat.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('118','9','/oempro/admin/member_import_copy.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('119','1','/oempro/admin/adminImageViewer.php','19',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('120','1','/oempro/admin/campaign_browse.php','30',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('121','1','/oempro/admin/main.php','46',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('122','1','/oempro/admin/member_browse.php','36',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('123','1','/oempro/admin/list_browse.php','18',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('124','1','/oempro/admin/bridge.php','3',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('125','1','/oempro/admin/campaign_archive.php','6',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('126','1','/oempro/admin/campaign_archive_list.php','3',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('127','1','/oempro/admin/campaign_archive_rss.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('128','1','/oempro/admin/member_add.php','8',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('129','1','/oempro/admin/logout.php','2',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('130','1','/oempro/admin/list_add.php','2',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('131','1','/oempro/admin/list_details.php','7',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('132','1','/oempro/admin/field_browse.php','7',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('133','1','/oempro/admin/field_add.php','11',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('134','1','/oempro/admin/member_newlist.php','2',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('135','9','/oempro/admin/member_newlist.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('136','1','/oempro/admin/member_ban.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('137','4','/oempro/admin/settings_mailboxes_details.php','2',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('138','1','/oempro/admin/campaign_new.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('139','1','/oempro/admin/stat_activities.php','2',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('140','1','/oempro/admin/campaign_archive_list_add.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('141','1','/oempro/admin/stat_campaigns.php','2',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('142','1','/oempro/admin/member_import.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('143','1','/oempro/admin/member_import_flat.php','1',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('144','9','/oempro/admin/list_add.php','2',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('145','9','/oempro/admin/stat_bounces.php','2',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('146','9','/oempro/admin/field_add.php','3',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('147','9','/oempro/admin/list_details.php','5',); 
INSERT INTO `oemp_administrator_shortcuts` (`ShortCutID`,`RelAdministratorID`,`FileName`,`ClickAmount`) VALUES ('148','9','/oempro/admin/field_details.php','1',); 



#-------------------------------------=[ oemp_administrators


DROP TABLE IF EXISTS `oemp_administrators`;
CREATE TABLE `oemp_administrators` (
`AdministratorID` int(11) NOT NULL auto_increment,
`RelOwnerAdministratorID` int(11) NOT NULL,
`Name` varchar(250) NOT NULL,
`Email` varchar(250) NOT NULL,
`Username` varchar(250) NOT NULL,
`Password` varchar(250) NOT NULL,
`TimeZone` varchar(5) NOT NULL,
`Language` varchar(250) NOT NULL,
`Skin` varchar(250) NOT NULL,
`CharSet` varchar(250) NOT NULL,
`AccountType` enum('Super Administrator','Administrator') DEFAULT 'Administrator' NOT NULL,
`LastLoginDate` datetime DEFAULT '0000-00-00 00:00:00' NOT NULL,
`CurrentLoginDate` datetime DEFAULT '0000-00-00 00:00:00' NOT NULL,
`AccountSetupDate` datetime DEFAULT '0000-00-00 00:00:00' NOT NULL,
`AccountExpireDate` datetime DEFAULT '0000-00-00 00:00:00' NOT NULL,
`RichTextMode` enum('Enabled','Disabled') DEFAULT 'Enabled' NOT NULL,
`ShowInfoTips` enum('Enabled','Disabled') NOT NULL,
`MaxAttachmentSizeKB` int(11) DEFAULT '0' NOT NULL,
`HeaderHTML` text NOT NULL,
`HeaderPlain` text NOT NULL,
`FooterHTML` text NOT NULL,
`FooterPlain` text NOT NULL,
`IsConfirmed` enum('Yes','No') NOT NULL,
`ApplyTimeZone` enum('Yes','No') DEFAULT 'Yes' NOT NULL,
`Picture_content` mediumblob NOT NULL,
`Picture_type` enum('image/gif','image/jpeg','image/pjpeg','image/png') NOT NULL,
`Picture_size` int(7) NOT NULL,
`CompanyName` varchar(250) NOT NULL,
`Street` varchar(250) NOT NULL,
`City` varchar(250) NOT NULL,
`State` varchar(250) NOT NULL,
`ZipCode` varchar(250) NOT NULL,
`Country` varchar(250) NOT NULL,
`Phone` varchar(250) NOT NULL,
`Fax` varchar(250) NOT NULL,
`ReturnPathEmail` varchar(250) NOT NULL,
`ForcedSendingMethod` enum('N/A','Qmail','Sendmail','Local MTA','Raw File','SMTP Server') NOT NULL,
`ForcedSendingMethodID` int(11) NOT NULL,
PRIMARY KEY (`AdministratorID`),
UNIQUE RelOwnerAdministratorID (`RelOwnerAdministratorID`)
);


INSERT INTO `oemp_administrators` (`AdministratorID`,`RelOwnerAdministratorID`,`Name`,`Email`,`Username`,`Password`,`TimeZone`,`Language`,`Skin`,`CharSet`,`AccountType`,`LastLoginDate`,`CurrentLoginDate`,`AccountSetupDate`,`AccountExpireDate`,`RichTextMode`,`ShowInfoTips`,`MaxAttachmentSizeKB`,`HeaderHTML`,`HeaderPlain`,`FooterHTML`,`FooterPlain`,`IsConfirmed`,`ApplyTimeZone`,`Picture_content`,`Picture_type`,`Picture_size`,`CompanyName`,`Street`,`City`,`State`,`ZipCode`,`Country`,`Phone`,`Fax`,`ReturnPathEmail`,`ForcedSendingMethod`,`ForcedSendingMethodID`) VALUES ('4','4','Industry Press - Support','support@industrypress.com.au','admin','investorpress','+1000','english','enhanced_english','windows-1252--en2','Super Administrator','2008-04-03 20:20:07','2008-04-03 23:15:32','0000-00-00 00:00:00','0000-00-00 00:00:00','Enabled','Enabled','0', '',  '',  '',  '', 'Yes','Yes', '', 'image/gif','0','Industry Press', '',  '',  '',  '', 'Australia', '',  '',  '', 'N/A','0',); 
INSERT INTO `oemp_administrators` (`AdministratorID`,`RelOwnerAdministratorID`,`Name`,`Email`,`Username`,`Password`,`TimeZone`,`Language`,`Skin`,`CharSet`,`AccountType`,`LastLoginDate`,`CurrentLoginDate`,`AccountSetupDate`,`AccountExpireDate`,`RichTextMode`,`ShowInfoTips`,`MaxAttachmentSizeKB`,`HeaderHTML`,`HeaderPlain`,`FooterHTML`,`FooterPlain`,`IsConfirmed`,`ApplyTimeZone`,`Picture_content`,`Picture_type`,`Picture_size`,`CompanyName`,`Street`,`City`,`State`,`ZipCode`,`Country`,`Phone`,`Fax`,`ReturnPathEmail`,`ForcedSendingMethod`,`ForcedSendingMethodID`) VALUES ('6','0','andrew','andrew.blanchette@investorupdate.com.au','andrew','huey69go','+1000','english','enhanced_english','windows-1252--en2','Super Administrator','0000-00-00 00:00:00','2006-08-17 07:02:49','0000-00-00 00:00:00','0000-00-00 00:00:00','Enabled','Enabled','0', '',  '',  '',  '', 'Yes','Yes', '', 'image/gif','0', '',  '',  '',  '',  '',  '',  '',  '',  '', 'N/A','0',); 
INSERT INTO `oemp_administrators` (`AdministratorID`,`RelOwnerAdministratorID`,`Name`,`Email`,`Username`,`Password`,`TimeZone`,`Language`,`Skin`,`CharSet`,`AccountType`,`LastLoginDate`,`CurrentLoginDate`,`AccountSetupDate`,`AccountExpireDate`,`RichTextMode`,`ShowInfoTips`,`MaxAttachmentSizeKB`,`HeaderHTML`,`HeaderPlain`,`FooterHTML`,`FooterPlain`,`IsConfirmed`,`ApplyTimeZone`,`Picture_content`,`Picture_type`,`Picture_size`,`CompanyName`,`Street`,`City`,`State`,`ZipCode`,`Country`,`Phone`,`Fax`,`ReturnPathEmail`,`ForcedSendingMethod`,`ForcedSendingMethodID`) VALUES ('8','4','Industry Press -General','david.powell@industrypress.com.au','support@industrypress.com.au','wally6','+1000','english','enhanced_english','windows-1252--en2','Super Administrator','0000-00-00 00:00:00','0000-00-00 00:00:00','0000-00-00 00:00:00','0000-00-00 00:00:00','Enabled','Enabled','0', '',  '',  '',  '', 'Yes','Yes', '', 'image/gif','0','Industry Press', '',  '',  '',  '', 'Australia', '',  '',  '', 'N/A','0',); 
INSERT INTO `oemp_administrators` (`AdministratorID`,`RelOwnerAdministratorID`,`Name`,`Email`,`Username`,`Password`,`TimeZone`,`Language`,`Skin`,`CharSet`,`AccountType`,`LastLoginDate`,`CurrentLoginDate`,`AccountSetupDate`,`AccountExpireDate`,`RichTextMode`,`ShowInfoTips`,`MaxAttachmentSizeKB`,`HeaderHTML`,`HeaderPlain`,`FooterHTML`,`FooterPlain`,`IsConfirmed`,`ApplyTimeZone`,`Picture_content`,`Picture_type`,`Picture_size`,`CompanyName`,`Street`,`City`,`State`,`ZipCode`,`Country`,`Phone`,`Fax`,`ReturnPathEmail`,`ForcedSendingMethod`,`ForcedSendingMethodID`) VALUES ('9','4','Rob Wilson','rob@rwmsolutions.com.au','RWilson','1111','-1200','english','enhanced_english','windows-1252--en2','Administrator','2008-03-17 21:11:03','2008-03-18 18:23:13','0000-00-00 00:00:00','0000-00-00 00:00:00','Enabled','Enabled','0', '',  '',  '',  '', 'Yes','Yes', '', 'image/gif','0','Rightway Mortgage Solutions', '',  '',  '',  '', 'Australia', '',  '',  '', 'N/A','0',); 
INSERT INTO `oemp_administrators` (`AdministratorID`,`RelOwnerAdministratorID`,`Name`,`Email`,`Username`,`Password`,`TimeZone`,`Language`,`Skin`,`CharSet`,`AccountType`,`LastLoginDate`,`CurrentLoginDate`,`AccountSetupDate`,`AccountExpireDate`,`RichTextMode`,`ShowInfoTips`,`MaxAttachmentSizeKB`,`HeaderHTML`,`HeaderPlain`,`FooterHTML`,`FooterPlain`,`IsConfirmed`,`ApplyTimeZone`,`Picture_content`,`Picture_type`,`Picture_size`,`CompanyName`,`Street`,`City`,`State`,`ZipCode`,`Country`,`Phone`,`Fax`,`ReturnPathEmail`,`ForcedSendingMethod`,`ForcedSendingMethodID`) VALUES ('10','4','Client Template','support@investorupdate.com.au','Client','6588','-1200','english','enhanced_english','iso-8859-1--en1','Administrator','0000-00-00 00:00:00','0000-00-00 00:00:00','0000-00-00 00:00:00','0000-00-00 00:00:00','Enabled','Enabled','500', '',  '',  '',  '', 'Yes','No', '',  '', '0','Client Adminstrator Template', '',  '',  '',  '', 'Australia', '',  '',  '', 'N/A','0',); 
INSERT INTO `oemp_administrators` (`AdministratorID`,`RelOwnerAdministratorID`,`Name`,`Email`,`Username`,`Password`,`TimeZone`,`Language`,`Skin`,`CharSet`,`AccountType`,`LastLoginDate`,`CurrentLoginDate`,`AccountSetupDate`,`AccountExpireDate`,`RichTextMode`,`ShowInfoTips`,`MaxAttachmentSizeKB`,`HeaderHTML`,`HeaderPlain`,`FooterHTML`,`FooterPlain`,`IsConfirmed`,`ApplyTimeZone`,`Picture_content`,`Picture_type`,`Picture_size`,`CompanyName`,`Street`,`City`,`State`,`ZipCode`,`Country`,`Phone`,`Fax`,`ReturnPathEmail`,`ForcedSendingMethod`,`ForcedSendingMethodID`) VALUES ('11','4','David Powell (Test Client)','david.w.powell@bigpond.com','DPowell','0GCa','-1200','english','enhanced_english','iso-8859-1--en1','Administrator','0000-00-00 00:00:00','0000-00-00 00:00:00','0000-00-00 00:00:00','0000-00-00 00:00:00','Enabled','Enabled','0', '',  '',  '',  '', 'Yes','No', '',  '', '0', '',  '',  '',  '',  '', 'Australia', '',  '',  '', 'N/A','0',); 
INSERT INTO `oemp_administrators` (`AdministratorID`,`RelOwnerAdministratorID`,`Name`,`Email`,`Username`,`Password`,`TimeZone`,`Language`,`Skin`,`CharSet`,`AccountType`,`LastLoginDate`,`CurrentLoginDate`,`AccountSetupDate`,`AccountExpireDate`,`RichTextMode`,`ShowInfoTips`,`MaxAttachmentSizeKB`,`HeaderHTML`,`HeaderPlain`,`FooterHTML`,`FooterPlain`,`IsConfirmed`,`ApplyTimeZone`,`Picture_content`,`Picture_type`,`Picture_size`,`CompanyName`,`Street`,`City`,`State`,`ZipCode`,`Country`,`Phone`,`Fax`,`ReturnPathEmail`,`ForcedSendingMethod`,`ForcedSendingMethodID`) VALUES ('12','4','Catherine Wells','cwells@financialcents.com.au','catherinewells','6589','-1200','english','enhanced_english','iso-8859-1--en1','Administrator','2008-03-26 17:21:03','2008-04-02 14:43:42','2008-03-17 20:40:50','0000-00-00 00:00:00','Enabled','Enabled','0', '',  '',  '',  '', 'Yes','Yes', '',  '', '0','Financial Cents', '',  '',  '',  '', 'Australia', '',  '',  '', 'N/A','0',); 
INSERT INTO `oemp_administrators` (`AdministratorID`,`RelOwnerAdministratorID`,`Name`,`Email`,`Username`,`Password`,`TimeZone`,`Language`,`Skin`,`CharSet`,`AccountType`,`LastLoginDate`,`CurrentLoginDate`,`AccountSetupDate`,`AccountExpireDate`,`RichTextMode`,`ShowInfoTips`,`MaxAttachmentSizeKB`,`HeaderHTML`,`HeaderPlain`,`FooterHTML`,`FooterPlain`,`IsConfirmed`,`ApplyTimeZone`,`Picture_content`,`Picture_type`,`Picture_size`,`CompanyName`,`Street`,`City`,`State`,`ZipCode`,`Country`,`Phone`,`Fax`,`ReturnPathEmail`,`ForcedSendingMethod`,`ForcedSendingMethodID`) VALUES ('13','4','Daniel Shillito','admin@integritybroking.com','danielshillito','9785','-1200','english','enhanced_english','iso-8859-1--en1','Administrator','0000-00-00 00:00:00','0000-00-00 00:00:00','0000-00-00 00:00:00','0000-00-00 00:00:00','Enabled','Enabled','0', '',  '',  '',  '', 'Yes','Yes', '',  '', '0','Integrity Broking', '',  '',  '',  '', 'Australia', '',  '',  '', 'N/A','0',); 



#-------------------------------------=[ oemp_advisers


DROP TABLE IF EXISTS `oemp_advisers`;
CREATE TABLE `oemp_advisers` (
`AdviserID` int(11) NOT NULL auto_increment,
`RelClientID` int(11) DEFAULT '0' NOT NULL,
`Email` varchar(250) NOT NULL,
`Comment` longtext NOT NULL,
`Website` varchar(255) NOT NULL,
`Faq` varchar(250) NOT NULL,
`HelpDesk` text NOT NULL,
`BF1` text NOT NULL,
`BF2` text NOT NULL,
`BF3` text NOT NULL,
`BF4` text NOT NULL,
`BF5` text NOT NULL,
`BF6` text NOT NULL,
`BF7` text NOT NULL,
`BF8` text NOT NULL,
`BF9` text NOT NULL,
`BF10` text NOT NULL,
`BF11` text NOT NULL,
`BF12` text NOT NULL,
`BFtitle1` text NOT NULL,
`BFtitle2` text NOT NULL,
`BFtitle3` text NOT NULL,
`BFtitle4` text NOT NULL,
`BFtitle5` text NOT NULL,
`BFtitle6` text NOT NULL,
`BFtitle7` text NOT NULL,
`BFtitle8` text NOT NULL,
`BFtitle9` text NOT NULL,
`BFtitle10` text NOT NULL,
`BFtitle11` text NOT NULL,
`BFtitle12` text NOT NULL,
PRIMARY KEY (`AdviserID`)
);


INSERT INTO `oemp_advisers` (`AdviserID`,`RelClientID`,`Email`,`Comment`,`Website`,`Faq`,`HelpDesk`,`BF1`,`BF2`,`BF3`,`BF4`,`BF5`,`BF6`,`BF7`,`BF8`,`BF9`,`BF10`,`BF11`,`BF12`,`BFtitle1`,`BFtitle2`,`BFtitle3`,`BFtitle4`,`BFtitle5`,`BFtitle6`,`BFtitle7`,`BFtitle8`,`BFtitle9`,`BFtitle10`,`BFtitle11`,`BFtitle12`) VALUES ('2','22','mjmerrill11@gmail.com','This is a test. If this works than we are good to go on the text area.','www.maybe.com','sdfsdf','sdfsdfsd', '',  '',  '',  '', 'sdfsdaf', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', ); 
INSERT INTO `oemp_advisers` (`AdviserID`,`RelClientID`,`Email`,`Comment`,`Website`,`Faq`,`HelpDesk`,`BF1`,`BF2`,`BF3`,`BF4`,`BF5`,`BF6`,`BF7`,`BF8`,`BF9`,`BF10`,`BF11`,`BF12`,`BFtitle1`,`BFtitle2`,`BFtitle3`,`BFtitle4`,`BFtitle5`,`BFtitle6`,`BFtitle7`,`BFtitle8`,`BFtitle9`,`BFtitle10`,`BFtitle11`,`BFtitle12`) VALUES ('3','29','mjmerrill@test.com','This is a testsdfsdfsdf ','mjmerrill.com','sdfsdfdsf','dsfdsafdsf', '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '',  '', ); 
INSERT INTO `oemp_advisers` (`AdviserID`,`RelClientID`,`Email`,`Comment`,`Website`,`Faq`,`HelpDesk`,`BF1`,`BF2`,`BF3`,`BF4`,`BF5`,`BF6`,`BF7`,`BF8`,`BF9`,`BF10`,`BF11`,`BF12`,`BFtitle1`,`BFtitle2`,`BFtitle3`,`BFtitle4`,`BFtitle5`,`BFtitle6`,`BFtitle7`,`BFtitle8`,`BFtitle9`,`BFtitle10`,`BFtitle11`,`BFtitle12`) VALUES ('4','35','catherine@financialcents.com.au','Financial Cents is affiliated with reputable Mortgage, Accounting and Legal companies.  Please view them at www.open4biz.com.au.
','www.financialcents.com.au','info@financialcents.com.au','info@financialcents.com.au', '',  '',  '',  '',  '',  '',  '',  '',  '', '0','1','2', '',  '',  '',  '',  '',  '',  '',  '',  '', '0','1','2',); 



#-------------------------------------=[ oemp_archive_list


DROP TABLE IF EXISTS `oemp_archive_list`;
CREATE TABLE `oemp_archive_list` (
`ArchiveListID` int(11) NOT NULL auto_increment,
`RelAdministratorID` int(11) DEFAULT '0' NOT NULL,
`ListName` varchar(250) NOT NULL,
`TemplateHeaderURL` text NOT NULL,
`TemplateFooterURL` text NOT NULL,
`TemplateList` text NOT NULL,
PRIMARY KEY (`ArchiveListID`),
UNIQUE RelAdministratorID (`RelAdministratorID`)
);


INSERT INTO `oemp_archive_list` (`ArchiveListID`,`RelAdministratorID`,`ListName`,`TemplateHeaderURL`,`TemplateFooterURL`,`TemplateList`) VALUES ('1','4','Test','./default_template_archive_top.html','./default_template_archive_bottom.html','<table width=\"100%\"  border=\"1\" cellspacing=\"0\" cellpadding=\"0\">
<LIST:ARCHIVE:ITEMS>
	<tr>
		<td>Â·</td>
		<td><a href=\"_ListNewsletterLink_\" target=\"_blank\">_ListSubject_</a></td>
	</tr>
</LIST:ARCHIVE:ITEMS>
</table>
',); 



#-------------------------------------=[ oemp_archive_list_campaigns


DROP TABLE IF EXISTS `oemp_archive_list_campaigns`;
CREATE TABLE `oemp_archive_list_campaigns` (
`ArchiveItemID` int(11) NOT NULL auto_increment,
`RelAdministratorID` int(11) DEFAULT '0' NOT NULL,
`RelArchiveListID` int(11) DEFAULT '0' NOT NULL,
`RelCampaignID` int(11) DEFAULT '0' NOT NULL,
`ListOrderNo` int(11) DEFAULT '0' NOT NULL,
PRIMARY KEY (`ArchiveItemID`),
UNIQUE RelAdministratorID (`RelAdministratorID`,`RelArchiveListID`),
UNIQUE RelCampaignID (`RelCampaignID`)
);





#-------------------------------------=[ oemp_archive_rss


DROP TABLE IF EXISTS `oemp_archive_rss`;
CREATE TABLE `oemp_archive_rss` (
`RSSFeedID` int(11) NOT NULL auto_increment,
`RelAdministratorID` int(11) DEFAULT '0' NOT NULL,
`RSSFeedName` varchar(250) NOT NULL,
`RSSFeedDescription` text NOT NULL,
PRIMARY KEY (`RSSFeedID`),
UNIQUE RelAdministratorID (`RelAdministratorID`)
);


INSERT INTO `oemp_archive_rss` (`RSSFeedID`,`RelAdministratorID`,`RSSFeedName`,`RSSFeedDescription`) VALUES ('1','4','test','test',); 



#-------------------------------------=[ oemp_archive_rss_campaigns


DROP TABLE IF EXISTS `oemp_archive_rss_campaigns`;
CREATE TABLE `oemp_archive_rss_campaigns` (
`ArchiveItemID` int(11) NOT NULL auto_increment,
`RelAdministratorID` int(11) DEFAULT '0' NOT NULL,
`RelCampaignID` int(11) DEFAULT '0' NOT NULL,
`RelRSSFeedID` int(11) DEFAULT '0' NOT NULL,
`ListOrderNo` int(11) DEFAULT '0' NOT NULL,
PRIMARY KEY (`ArchiveItemID`),
UNIQUE RelAdministratorID (`RelAdministratorID`,`RelRSSFeedID`),
UNIQUE RelCampaignID (`RelCampaignID`)
);





#-------------------------------------=[ oemp_artaic


DROP TABLE IF EXISTS `oemp_artaic`;
CREATE TABLE `oemp_artaic` (
`id` int(4) DEFAULT '0' NOT NULL,
`title` varchar(50) NOT NULL,
`summary` varchar(255) NOT NULL,
PRIMARY KEY (`id`)
);


INSERT INTO `oemp_artaic` (`id`,`title`,`summary`) VALUES ('1','article 1','summary 1',); 
INSERT INTO `oemp_artaic` (`id`,`title`,`summary`) VALUES ('2','article 2','summary 2',); 
INSERT INTO `oemp_artaic` (`id`,`title`,`summary`) VALUES ('3','article 3','summary 3',); 
INSERT INTO `oemp_artaic` (`id`,`title`,`summary`) VALUES ('4','article 4','summary 4',); 
INSERT INTO `oemp_artaic` (`id`,`title`,`summary`) VALUES ('5','article 5','summary 5',); 



#-------------------------------------=[ oemp_articles


DROP TABLE IF EXISTS `oemp_articles`;
CREATE TABLE `oemp_articles` (
`ArticleID` int(11) NOT NULL auto_increment,
`RelNewsletterTemplateID` int(11) DEFAULT '0' NOT NULL,
`RelIssueID` int(11) DEFAULT '0' NOT NULL,
`Link` text NOT NULL,
`Description` longtext NOT NULL,
`Name` text NOT NULL,
`Date` text NOT NULL,
`Intro` longtext NOT NULL,
`Body` longtext NOT NULL,
`Author` text NOT NULL,
`Category` text NOT NULL,
`Archive` tinyint(1) DEFAULT '1' NOT NULL,
PRIMARY KEY (`ArticleID`)
);


INSERT INTO `oemp_articles` (`ArticleID`,`RelNewsletterTemplateID`,`RelIssueID`,`Link`,`Description`,`Name`,`Date`,`Intro`,`Body`,`Author`,`Category`,`Archive`) VALUES ('17','15','9','http://www.investorupdate.com.au/oempro/system/data/newsletter_templates/Fourth_of_July_is_Huge_Success.htm','This past 4th of July presented a break through in our newsletter email system. The interface was successfully completed and testing went quite well. Though there are still some bugs to resolve, we look forward to a speedy and successful roll out....','Fourth of July is Huge Success','07/07/2006','This past 4th of July presented a break through in our newsletter email system. The interface was successfully completed and testing went quite well. Though there are still some bugs to resolve, we look forward to a speedy and successful roll out.','The newsletter is in progress. This is a test to see how it will work. I am sure it will work fine.','Matt Merrill','LifeInsurance','1',); 
INSERT INTO `oemp_articles` (`ArticleID`,`RelNewsletterTemplateID`,`RelIssueID`,`Link`,`Description`,`Name`,`Date`,`Intro`,`Body`,`Author`,`Category`,`Archive`) VALUES ('18','11','9','http://www.investorupdate.com.au/oempro/system/data/newsletter_templates/Osky_Test.htm','Test Inro...','Osky Test','12/03/2007','Test Inro','Test Body','Oksy','SharesAndOptions','1',); 
INSERT INTO `oemp_articles` (`ArticleID`,`RelNewsletterTemplateID`,`RelIssueID`,`Link`,`Description`,`Name`,`Date`,`Intro`,`Body`,`Author`,`Category`,`Archive`) VALUES ('19','11','9','http://www.investorupdate.com.au/oempro/system/data/newsletter_templates/Osky_Test_2.htm','<div class=\"intro\">
it will be good if we can have some html here
</div>...','Osky Test 2','12/03/2007','<div class=\"intro\">
it will be good if we can have some html here
</div>','<div class=\"intro\">
for image source, we might just upload all images and hardcode the source for now. but will replace with placeholders in the future
</div>','Osky','TaxationPlanning','1',); 



#-------------------------------------=[ oemp_asp


DROP TABLE IF EXISTS `oemp_asp`;
CREATE TABLE `oemp_asp` (
`ID` int(11) NOT NULL auto_increment,
`License` varchar(250) NOT NULL,
`ServiceProviderName` varchar(250) NOT NULL,
`ServiceProviderEmail` varchar(250) NOT NULL,
PRIMARY KEY (`ID`)
);


INSERT INTO `oemp_asp` (`ID`,`License`,`ServiceProviderName`,`ServiceProviderEmail`) VALUES ('1','2741-0f4ec68d74cefd79fc0f45d3921c14b7','Octeth Technologies','support@octeth.com',); 



#-------------------------------------=[ oemp_autoresponders


DROP TABLE IF EXISTS `oemp_autoresponders`;
CREATE TABLE `oemp_autoresponders` (
`AutoResponderID` int(11) NOT NULL auto_increment,
`RelAdministratorID` int(11) DEFAULT '0' NOT NULL,
`AdminNote` varchar(250) NOT NULL,
`Subject` text NOT NULL,
`ContentMain` longtext NOT NULL,
`ContentAlternate` longtext NOT NULL,
`ContentType` enum('Plain','Html','Both') DEFAULT 'Plain' NOT NULL,
`CharSet` varchar(250) NOT NULL,
`Priority` enum('1','3','5') DEFAULT '1' NOT NULL,
`FromName` varchar(250) NOT NULL,
`FromEmail` varchar(250) NOT NULL,
`ReplyToName` varchar(250) NOT NULL,
`ReplyToEmail` varchar(250) NOT NULL,
`ReturnPathEmail` varchar(250) NOT NULL,
PRIMARY KEY (`AutoResponderID`),
UNIQUE RelAdministratorID (`RelAdministratorID`)
);


INSERT INTO `oemp_autoresponders` (`AutoResponderID`,`RelAdministratorID`,`AdminNote`,`Subject`,`ContentMain`,`ContentAlternate`,`ContentType`,`CharSet`,`Priority`,`FromName`,`FromEmail`,`ReplyToName`,`ReplyToEmail`,`ReturnPathEmail`) VALUES ('1','4','Investor Update Auto Responder','This is an Auto Responder from Investor Update','<html>
    <head>
        <title></title>
    </head>
    <body>
        Hi
    </body>
</html>', '', 'Html','iso-8859-1--en1','1','Investor Update','subscription@investorupdate.com.au','Reply to Investor Update','reply@investorupdate.com.au','bounce@investorupdate.com.au',); 



#-------------------------------------=[ oemp_autoresponders_attachments


DROP TABLE IF EXISTS `oemp_autoresponders_attachments`;
CREATE TABLE `oemp_autoresponders_attachments` (
`AttachmentID` int(11) NOT NULL auto_increment,
`RelAutoResponderID` int(11) DEFAULT '0' NOT NULL,
`FileName` varchar(250) NOT NULL,
`FileSize` int(11) DEFAULT '0' NOT NULL,
`File` longblob NOT NULL,
PRIMARY KEY (`AttachmentID`),
UNIQUE RelAutoResponderID (`RelAutoResponderID`)
);





#-------------------------------------=[ oemp_bounce_codes


DROP TABLE IF EXISTS `oemp_bounce_codes`;
CREATE TABLE `oemp_bounce_codes` (
`CodeID` int(11) NOT NULL auto_increment,
`RFCCode` varchar(250) NOT NULL,
`MatchPattern` varchar(250) NOT NULL,
`BounceType` enum('Soft Bounce','Hard Bounce') DEFAULT 'Soft Bounce' NOT NULL,
`Description` text NOT NULL,
PRIMARY KEY (`CodeID`)
);


INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('1','5.1.0','5.1.0','Hard Bounce','Other address status',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('2','5.1.1','5.1.1','Hard Bounce','Bad destination mailbox address',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('3','5.1.2','5.1.2','Hard Bounce','Bad destination system address',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('4','5.1.3','5.1.3','Hard Bounce','Bad destination mailbox address syntax',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('5','5.1.4','5.1.4','Hard Bounce','Destination mailbox address ambiguous',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('6','5.1.5','5.1.5','Hard Bounce','Destination mailbox address valid',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('7','5.1.6','5.1.6','Hard Bounce','Mailbox has moved',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('8','5.1.7','5.1.7','Hard Bounce','Bad sender\'s mailbox address syntax',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('9','5.1.8','5.1.8','Hard Bounce','Bad sender\'s system address',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('10','5.2.0','5.2.0','Hard Bounce','Other or undefined mailbox status',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('11','5.2.1','5.2.1','Soft Bounce','Mailbox disabled, not accepting messages',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('12','5.2.2','5.2.2','Soft Bounce','Mailbox full',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('13','5.2.3','5.2.3','Hard Bounce','Message length exceeds administrative limit.',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('14','5.2.4','5.2.4','Hard Bounce','Mailing list expansion problem',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('15','5.3.0','5.3.0','Hard Bounce','Other or undefined mail system status',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('16','5.3.1','5.3.1','Soft Bounce','Mail system full',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('17','5.3.2','5.3.2','Hard Bounce','System not accepting network messages',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('18','5.3.3','5.3.3','Hard Bounce','System not capable of selected features',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('19','5.3.4','5.3.4','Hard Bounce','Message too big for system',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('20','5.4.0','5.4.0','Hard Bounce','Other or undefined network or routing status',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('21','5.4.1','5.4.1','Hard Bounce','No answer from host',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('22','5.4.2','5.4.2','Hard Bounce','Bad connection',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('23','5.4.3','5.4.3','Hard Bounce','Routing server failure',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('24','5.4.4','5.4.4','Hard Bounce','Unable to route',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('25','5.4.5','5.4.5','Soft Bounce','Network congestion',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('26','5.4.6','5.4.6','Hard Bounce','Routing loop detected',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('27','5.4.7','5.4.7','Hard Bounce','Delivery time expired',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('28','5.5.0','5.5.0','Hard Bounce','Other or undefined protocol status',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('29','5.5.1','5.5.1','Hard Bounce','Invalid command',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('30','5.5.2','5.5.2','Hard Bounce','Syntax error',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('31','5.5.3','5.5.3','Soft Bounce','Too many recipients',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('32','5.5.4','5.5.4','Hard Bounce','Invalid command arguments',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('33','5.5.5','5.5.5','Hard Bounce','Wrong protocol version',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('34','5.6.0','5.6.0','Hard Bounce','Other or undefined media error',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('35','5.6.1','5.6.1','Hard Bounce','Media not supported',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('36','5.6.2','5.6.2','Hard Bounce','Conversion required and prohibited',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('37','5.6.3','5.6.3','Hard Bounce','Conversion required but not supported',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('38','5.6.4','5.6.4','Hard Bounce','Conversion with loss performed',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('39','5.6.5','5.6.5','Hard Bounce','Conversion failed',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('40','5.7.0','5.7.0','Hard Bounce','Other or undefined security status',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('41','5.7.1','5.7.1','Hard Bounce','Delivery not authorized, message refused',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('42','5.7.2','5.7.2','Hard Bounce','Mailing list expansion prohibited',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('43','5.7.3','5.7.3','Hard Bounce','Security conversion required but not possible',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('44','5.7.4','5.7.4','Hard Bounce','Security features not supported',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('45','5.7.5','5.7.5','Hard Bounce','Cryptographic failure',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('46','5.7.6','5.7.6','Hard Bounce','Cryptographic algorithm not supported',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('47','5.7.7','5.7.7','Hard Bounce','Message integrity failure',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('48','5.0.0','5.0.0','Hard Bounce','Address does not exist',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('49','5.3.5','5.3.5','Hard Bounce','System incorrectly configured',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('51','4.0.0','4.0.0','Soft Bounce','Other undefined Status',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('52','4.1.0','4.1.0','Soft Bounce','Other address status',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('53','4.1.1','4.1.1','Soft Bounce','Bad destination mailbox address',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('54','4.1.2','4.1.2','Soft Bounce','Bad destination system address',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('55','4.1.3','4.1.3','Soft Bounce','Bad destination mailbox address syntax',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('56','4.1.4','4.1.4','Soft Bounce','Destination mailbox address ambiguous',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('57','4.1.5','4.1.5','Soft Bounce','Destination address valid',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('58','4.1.6','4.1.6','Soft Bounce','Destination mailbox has moved, No forwarding address',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('59','4.1.7','4.1.7','Soft Bounce','Bad sender\'s mailbox address syntax',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('60','4.1.8','4.1.8','Soft Bounce','Bad sender\'s system address',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('61','4.2.0','4.2.0','Soft Bounce','Other or undefined mailbox status',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('62','4.2.1','4.2.1','Soft Bounce','Mailbox disabled, not accepting messages',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('63','4.2.2','4.2.2','Soft Bounce','Mailbox full',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('64','4.2.3','4.2.3','Soft Bounce','Message length exceeds administrative limit',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('65','4.2.4','4.2.4','Soft Bounce','Mailing list expansion problem',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('66','4.3.0','4.3.0','Soft Bounce','Other or undefined mail system status',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('67','4.3.1','4.3.1','Soft Bounce','Mail system full',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('68','4.3.2','4.3.2','Soft Bounce','System not accepting network messages',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('69','4.3.3','4.3.3','Soft Bounce','System not capable of selected features',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('70','4.3.4','4.3.4','Soft Bounce','Message too big for system',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('71','4.3.5','4.3.5','Soft Bounce','System incorrectly configured',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('72','4.4.0','4.4.0','Soft Bounce','Other or undefined network or routing status',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('73','4.4.1','4.4.1','Soft Bounce','No answer from host',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('74','4.4.2','4.4.2','Soft Bounce','Bad connection',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('75','4.4.3','4.4.3','Soft Bounce','Directory server failure',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('76','4.4.4','4.4.4','Soft Bounce','Unable to route',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('77','4.4.5','4.4.5','Soft Bounce','Mail system congestion',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('78','4.4.6','4.4.6','Soft Bounce','Routing loop detected',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('79','4.4.7','4.4.7','Soft Bounce','Delivery time expired',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('80','4.5.0','4.5.0','Soft Bounce','Other or undefined protocol status',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('81','4.5.1','4.5.1','Soft Bounce','Invalid command',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('82','4.5.2','4.5.2','Soft Bounce','Syntax error',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('83','4.5.3','4.5.3','Soft Bounce','Too many recipients',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('84','4.5.4','4.5.4','Soft Bounce','Invalid command arguments',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('85','4.5.5','4.5.5','Soft Bounce','Wrong protocol version',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('86','4.6.0','4.6.0','Soft Bounce','Other or undefined media error',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('87','4.6.1','4.6.1','Soft Bounce','Media not supported',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('88','4.6.2','4.6.2','Soft Bounce','Conversion required and prohibited',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('89','4.6.3','4.6.3','Soft Bounce','Conversion required but not supported',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('90','4.6.4','4.6.4','Soft Bounce','Conversion with loss performed',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('91','4.6.5','4.6.5','Soft Bounce','Conversion Failed',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('92','4.7.0','4.7.0','Soft Bounce','Other or undefined security status',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('93','4.7.1','4.7.1','Soft Bounce','Delivery not authorized, message refused',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('94','4.7.2','4.7.2','Soft Bounce','Mailing list expansion prohibited',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('95','4.7.3','4.7.3','Soft Bounce','Security conversion required but not possible',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('96','4.7.4','4.7.4','Soft Bounce','Security features not supported',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('97','4.7.5','4.7.5','Soft Bounce','Cryptographic failure',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('98','4.7.6','4.7.6','Soft Bounce','Cryptographic algorithm not supported',); 
INSERT INTO `oemp_bounce_codes` (`CodeID`,`RFCCode`,`MatchPattern`,`BounceType`,`Description`) VALUES ('99','4.7.7','4.7.7','Soft Bounce','Message integrity failure',); 



#-------------------------------------=[ oemp_bounce_log


DROP TABLE IF EXISTS `oemp_bounce_log`;
CREATE TABLE `oemp_bounce_log` (
`BounceID` int(11) NOT NULL auto_increment,
`EmailAddress` varchar(250) NOT NULL,
`RelMemberID` int(11) DEFAULT '0' NOT NULL,
`RelBounceTypeID` int(11) DEFAULT '0' NOT NULL,
`RelCampaignID` int(11) NOT NULL,
`RelCampaignStatisticsID` int(11) NOT NULL,
`MessageSubject` text NOT NULL,
`ActionDate` datetime DEFAULT '0000-00-00 00:00:00' NOT NULL,
`MessageID` varchar(250) NOT NULL,
PRIMARY KEY (`BounceID`),
UNIQUE EmailAddress (`EmailAddress`,`RelMemberID`),
UNIQUE RelBounceTypeID (`RelBounceTypeID`),
UNIQUE RelCampaignID (`RelCampaignID`),
UNIQUE RelCampaignStatisticsID (`RelCampaignStatisticsID`)
);





#-------------------------------------=[ oemp_bounce_types


DROP TABLE IF EXISTS `oemp_bounce_types`;
CREATE TABLE `oemp_bounce_types` (
`BounceTypeID` int(11) NOT NULL auto_increment,
`BounceType` varchar(250) NOT NULL,
UNIQUE BounceTypeID (`BounceTypeID`)
);


INSERT INTO `oemp_bounce_types` (`BounceTypeID`,`BounceType`) VALUES ('1','Hard Bounce',); 
INSERT INTO `oemp_bounce_types` (`BounceTypeID`,`BounceType`) VALUES ('2','Soft Bounce / General',); 
INSERT INTO `oemp_bounce_types` (`BounceTypeID`,`BounceType`) VALUES ('3','Soft Bounce / DNS Failure',); 
INSERT INTO `oemp_bounce_types` (`BounceTypeID`,`BounceType`) VALUES ('4','Soft Bounce / Over Quota',); 
INSERT INTO `oemp_bounce_types` (`BounceTypeID`,`BounceType`) VALUES ('5','Soft Bounce / Size Too Large',); 



#-------------------------------------=[ oemp_branding


DROP TABLE IF EXISTS `oemp_branding`;
CREATE TABLE `oemp_branding` (
`BrandingID` int(11) NOT NULL auto_increment,
`ProductName` varchar(250) NOT NULL,
`ProductLogoURL` varchar(250) NOT NULL,
`ShowCopyright` enum('Yes','No') DEFAULT 'Yes' NOT NULL,
`ShowOctethLogo` enum('Yes','No') DEFAULT 'Yes' NOT NULL,
`ShowProductVersion` enum('Yes','No') DEFAULT 'Yes' NOT NULL,
`ShowLicenseAndSupportLinks` enum('Yes','No') DEFAULT 'Yes' NOT NULL,
PRIMARY KEY (`BrandingID`)
);


INSERT INTO `oemp_branding` (`BrandingID`,`ProductName`,`ProductLogoURL`,`ShowCopyright`,`ShowOctethLogo`,`ShowProductVersion`,`ShowLicenseAndSupportLinks`) VALUES ('1','Industry Press','http://newsletter.investorupdate.com.au/oempro/Industry Press logo.jpg','No','No','Yes','No',); 



#-------------------------------------=[ oemp_campaigns


DROP TABLE IF EXISTS `oemp_campaigns`;
CREATE TABLE `oemp_campaigns` (
`CampaignID` int(11) NOT NULL auto_increment,
`RelAdministratorID` int(11) DEFAULT '0' NOT NULL,
`Status` enum('Draft','Active') DEFAULT 'Draft' NOT NULL,
`IntegrityCheck` enum('Not ready','Ready') DEFAULT 'Not ready' NOT NULL,
`IntegrityLastStep` int(11) DEFAULT '0' NOT NULL,
`CampaignName` text NOT NULL,
`CampaignType` enum('Quick Campaign','Newsletter Template Based Campaign') DEFAULT 'Quick Campaign' NOT NULL,
`RelFromEmailID` int(11) DEFAULT '0' NOT NULL,
`FromEmailIDType` enum('Administrator','MailList') DEFAULT 'Administrator' NOT NULL,
`RelReplyToEmailID` int(11) DEFAULT '0' NOT NULL,
`ReplyToEmailIDType` enum('Administrator','MailList') DEFAULT 'Administrator' NOT NULL,
`RelReturnPathEmailID` int(11) DEFAULT '0' NOT NULL,
`ReturnPathEmailIDType` enum('Administrator','MailList') DEFAULT 'Administrator' NOT NULL,
`SendEngine` enum('SMTP','MTA','QMail','Sendmail','SaveAsFile') DEFAULT 'SMTP' NOT NULL,
`SendReportToAdmin` enum('Yes','No') DEFAULT 'Yes' NOT NULL,
`SendReportToClients` enum('Yes','No') DEFAULT 'Yes' NOT NULL,
PRIMARY KEY (`CampaignID`),
UNIQUE RelAdministratorID (`RelAdministratorID`),
UNIQUE RelFromEmailID (`RelFromEmailID`,`RelReplyToEmailID`,`RelReturnPathEmailID`)
);


INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('48','4','Active','Ready','7','FS - Finance Seekers','Newsletter Template Based Campaign','10','Administrator','6','Administrator','8','Administrator','MTA','Yes','Yes',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('50','4','Active','Ready','7','FC - Financial Cents Pty. Ltd.','Newsletter Template Based Campaign','10','Administrator','6','Administrator','8','Administrator','MTA','Yes','Yes',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('53','4','Active','Ready','7','FSIG - Financial Services & Investment Group','Newsletter Template Based Campaign','10','Administrator','6','Administrator','8','Administrator','MTA','Yes','Yes',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('55','4','Active','Ready','7','FC -FInancial Cents - 120906 - Newsletter','Newsletter Template Based Campaign','10','Administrator','6','Administrator','8','Administrator','MTA','Yes','Yes',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('62','4','Active','Ready','7','FSIG - Financial Services & Investment Group - 13092006','Newsletter Template Based Campaign','10','Administrator','6','Administrator','8','Administrator','MTA','Yes','Yes',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('115','4','Active','Ready','7','FIP - Issue#001','Newsletter Template Based Campaign','15','Administrator','15','Administrator','8','Administrator','MTA','Yes','Yes',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('116','4','Active','Ready','7','GMF - Issue #001','Newsletter Template Based Campaign','16','Administrator','16','Administrator','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('117','4','Active','Ready','7','GMF - Issue#001(2nd)','Newsletter Template Based Campaign','16','Administrator','16','Administrator','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('119','4','Active','Ready','7','FC - Issue #003','Newsletter Template Based Campaign','19','Administrator','19','Administrator','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('120','4','Active','Ready','7','GCPF - Issue#001','Newsletter Template Based Campaign','17','Administrator','17','Administrator','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('123','4','Active','Ready','7','FSIG - Issue#003','Newsletter Template Based Campaign','21','Administrator','21','Administrator','8','Administrator','MTA','Yes','Yes',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('132','4','Active','Ready','7','GMF - Issue #002','Newsletter Template Based Campaign','16','Administrator','16','Administrator','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('153','4','Active','Ready','7','FSIG - Issue #004','Newsletter Template Based Campaign','21','Administrator','21','Administrator','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('155','4','Active','Ready','7','FIP - Financial Independence Planners Portfolio Education','Newsletter Template Based Campaign','15','Administrator','15','Administrator','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('157','4','Active','Ready','7','GCPF - Issue #002','Newsletter Template Based Campaign','17','Administrator','17','Administrator','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('169','4','Active','Ready','7','FC -Issue #004','Newsletter Template Based Campaign','19','Administrator','19','Administrator','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('210','4','Active','Ready','7','RHL - Ryde Home Loans','Newsletter Template Based Campaign','22','Administrator','22','Administrator','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('223','4','Active','Ready','7','IB - Integrity Broking Issue#001','Newsletter Template Based Campaign','26','Administrator','26','Administrator','4','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('229','4','Active','Ready','7','FC - Financial Cents Issue#005','Newsletter Template Based Campaign','19','Administrator','19','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('230','4','Active','Ready','7','FIP - ISSUE#003','Newsletter Template Based Campaign','15','Administrator','15','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('231','4','Active','Ready','7','GMF - Issue #003','Newsletter Template Based Campaign','16','Administrator','16','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('232','4','Active','Ready','7','GCPF - Issue #003','Newsletter Template Based Campaign','17','Administrator','17','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('233','4','Active','Ready','7','IFA Mortgages & Finance - Issue #001','Newsletter Template Based Campaign','28','Administrator','28','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('235','4','Active','Ready','7','IFA Mortgages & Finance - Issue #001 (Second Send)','Newsletter Template Based Campaign','28','Administrator','28','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('236','4','Active','Ready','7','AIC - Australian Institute of Conveyancers','Newsletter Template Based Campaign','29','Administrator','29','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('237','4','Active','Ready','7','FSIG - Issue #005','Newsletter Template Based Campaign','21','Administrator','21','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('239','4','Active','Ready','7','Greenspan - Issue #001','Newsletter Template Based Campaign','30','Administrator','30','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('240','4','Active','Ready','7','AIC - Australian Institute of Conveyancers','Newsletter Template Based Campaign','29','Administrator','29','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('241','4','Active','Ready','7','FC -Issue #006','Newsletter Template Based Campaign','19','Administrator','19','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('242','4','Active','Ready','7','FIP - Issue #004','Newsletter Template Based Campaign','15','Administrator','15','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('244','4','Active','Ready','7','GMF - Issue #004','Newsletter Template Based Campaign','16','Administrator','16','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('245','4','Active','Ready','7','IFA Mortgages & Finance - Issue #002','Newsletter Template Based Campaign','28','Administrator','28','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('246','4','Active','Ready','7','IB - Integrity Broking Issue#002','Newsletter Template Based Campaign','26','Administrator','26','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('247','4','Active','Ready','7','Greenspan - Issue #002','Newsletter Template Based Campaign','30','Administrator','30','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('249','4','Active','Ready','7','WF -Issue#001 Consultant1','Newsletter Template Based Campaign','31','Administrator','31','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('250','4','Active','Ready','7','WF -Issue#001 Consultant2','Newsletter Template Based Campaign','31','Administrator','31','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('251','4','Active','Ready','7','WF -Issue#001 Consultant 3','Newsletter Template Based Campaign','31','Administrator','31','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('252','4','Active','Ready','7','GCPF - Issue #004','Newsletter Template Based Campaign','32','Administrator','32','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('253','4','Active','Ready','7','FSIG - Issue #006','Newsletter Template Based Campaign','21','Administrator','21','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('254','4','Active','Ready','7','AIC - Australian Institute of Conveyancers Campaign 3','Newsletter Template Based Campaign','29','Administrator','29','Administrator','29','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('255','4','Active','Ready','7','AIC - Australian Institute of Conveyancers Campaign 4','Newsletter Template Based Campaign','29','Administrator','29','Administrator','27','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('257','4','Active','Ready','7','FSIG - Issue #007','Newsletter Template Based Campaign','21','Administrator','21','Administrator','4','Administrator','MTA','Yes','Yes',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('258','4','Active','Ready','7','FSIG - Issue #007','Newsletter Template Based Campaign','21','Administrator','21','Administrator','6','Administrator','MTA','Yes','Yes',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('260','4','Active','Ready','7','Greenspan - Issue #003 (0 active sending)','Newsletter Template Based Campaign','30','Administrator','30','Administrator','30','Administrator','MTA','Yes','Yes',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('262','4','Active','Ready','7','IB - Integrity Broking Issue#003','Newsletter Template Based Campaign','26','Administrator','26','Administrator','26','Administrator','MTA','Yes','Yes',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('264','4','Active','Ready','7','GMF - Issue #005','Newsletter Template Based Campaign','16','Administrator','16','Administrator','16','Administrator','MTA','Yes','Yes',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('265','4','Active','Ready','7','FC -Issue #007','Newsletter Template Based Campaign','19','Administrator','19','Administrator','19','Administrator','MTA','Yes','Yes',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('266','4','Active','Ready','7','FIP - Issue #004','Newsletter Template Based Campaign','15','Administrator','15','Administrator','15','Administrator','MTA','Yes','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('282','4','Active','Ready','7','IFA Mortgage & Finance - Mar07 - V2.0 ','Newsletter Template Based Campaign','28','Administrator','28','Administrator','28','Administrator','MTA','No','No',); 
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INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('288','4','Active','Ready','7','Netwealth - B1 - Segment 3 - Mar07 - V4','Newsletter Template Based Campaign','34','Administrator','34','Administrator','34','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('289','4','Active','Ready','7','Netwealth - B1 - Segment 4 - Mar07 - V4','Newsletter Template Based Campaign','34','Administrator','34','Administrator','34','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('290','4','Active','Ready','7','Netwealth - B1 - Segment 5 - Mar07 - V4','Newsletter Template Based Campaign','34','Administrator','34','Administrator','34','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('291','4','Active','Ready','7','Netwealth - B1 - Segment 6 - Mar07 - V4','Newsletter Template Based Campaign','34','Administrator','34','Administrator','34','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('293','4','Active','Ready','7','Netwealth - B1 - Segment 7 - Mar07 - V4','Newsletter Template Based Campaign','34','Administrator','34','Administrator','34','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('294','4','Active','Ready','7','Netwealth - B1 - Segment 8 - Mar07 - V4','Newsletter Template Based Campaign','34','Administrator','34','Administrator','34','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('295','4','Active','Ready','7','Netwealth - B1 - Segment 9 - Mar07 - V4','Newsletter Template Based Campaign','34','Administrator','34','Administrator','34','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('298','4','Active','Ready','7','Netwealth Test - V1.0','Newsletter Template Based Campaign','34','Administrator','34','Administrator','34','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('300','4','Active','Ready','7','Delta Plan - LJ Hooker Mar. V2.0','Newsletter Template Based Campaign','36','Administrator','36','Administrator','36','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('301','4','Active','Ready','7','AIC - MPC - V1.0','Newsletter Template Based Campaign','38','Administrator','38','Administrator','38','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('302','4','Active','Ready','7','AIC - HC - V1.0','Newsletter Template Based Campaign','39','Administrator','39','Administrator','39','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('303','4','Active','Ready','7','AIC - JC - V1.0','Newsletter Template Based Campaign','37','Administrator','37','Administrator','37','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('304','4','Active','Ready','7','AIC - RPC - V1.0 - Mar','Newsletter Template Based Campaign','41','Administrator','41','Administrator','41','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('306','4','Active','Ready','7','IU - FC - Mar - V1.0','Newsletter Template Based Campaign','19','Administrator','19','Administrator','19','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('308','4','Active','Ready','7','Netwealth Adviser Test V1.0','Newsletter Template Based Campaign','34','Administrator','34','Administrator','34','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('311','4','Active','Ready','7','MU - GMF - Mar - V2.0','Newsletter Template Based Campaign','16','Administrator','16','Administrator','16','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('312','4','Active','Ready','7','IU - FIP - V1.0 - Mar','Newsletter Template Based Campaign','15','Administrator','15','Administrator','15','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('313','4','Active','Ready','7','MU - MM - V1.0 - Mar','Newsletter Template Based Campaign','42','Administrator','42','Administrator','42','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('314','4','Active','Ready','7','MU - Greenspan - V1.0 - Mar','Newsletter Template Based Campaign','30','Administrator','30','Administrator','30','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('315','4','Active','Ready','7','IU - QF - V1.0 - Mar','Newsletter Template Based Campaign','5','Administrator','5','Administrator','5','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('316','4','Active','Ready','7','IU - GMF - V3.0 - Mar','Newsletter Template Based Campaign','5','Administrator','5','Administrator','5','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('317','4','Active','Ready','7','Netwealth Test - Adv. V1.0','Newsletter Template Based Campaign','34','Administrator','34','Administrator','34','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('318','4','Active','Ready','7','Netwealth Test - Adv. V2.0','Newsletter Template Based Campaign','34','Administrator','34','Administrator','34','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('319','4','Active','Ready','7','Netwealth Test - Adv. V3.0','Newsletter Template Based Campaign','34','Administrator','34','Administrator','34','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('320','4','Active','Ready','7','IB - April Send - V1.0','Newsletter Template Based Campaign','26','Administrator','26','Administrator','26','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('321','4','Active','Ready','7','LJH - April 07 - V1.0','Newsletter Template Based Campaign','36','Administrator','36','Administrator','36','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('322','4','Active','Ready','7','Greenspan - April 07 - V1.0','Newsletter Template Based Campaign','30','Administrator','30','Administrator','30','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('323','4','Active','Ready','7','FIP - April - V1.0','Newsletter Template Based Campaign','15','Administrator','15','Administrator','15','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('324','4','Active','Ready','7','FC - April - V1.0','Newsletter Template Based Campaign','19','Administrator','19','Administrator','19','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('325','4','Active','Ready','7','FSIG - April - V1.0','Newsletter Template Based Campaign','21','Administrator','21','Administrator','21','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('326','4','Active','Ready','7','AIC - Con. Ave. - April - V1.0','Newsletter Template Based Campaign','40','Administrator','40','Administrator','40','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('327','4','Active','Ready','7','AIC - Homeland - April - V1.0','Newsletter Template Based Campaign','39','Administrator','39','Administrator','39','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('328','4','Active','Ready','7','AIC - Just Conveyancing - April - V1.0','Newsletter Template Based Campaign','37','Administrator','37','Administrator','37','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('329','4','Active','Ready','7','AIC - MPC - V1.0','Newsletter Template Based Campaign','38','Administrator','38','Administrator','38','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('330','4','Active','Ready','7','AIC - RPC - April - V1.0','Newsletter Template Based Campaign','41','Administrator','41','Administrator','41','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('331','4','Active','Ready','7','FS - April - V1.0','Newsletter Template Based Campaign','18','Administrator','18','Administrator','18','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('332','4','Active','Ready','7','GMF - April - V1.0','Newsletter Template Based Campaign','16','Administrator','16','Administrator','16','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('333','4','Active','Ready','7','IFA - April - V1.0','Newsletter Template Based Campaign','28','Administrator','28','Administrator','28','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('336','4','Active','Ready','7','netwealth Adviser - Test - V3.0','Newsletter Template Based Campaign','34','Administrator','34','Administrator','34','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('337','4','Active','Ready','7','netwealth Adviser - Test - V4.0','Newsletter Template Based Campaign','34','Administrator','34','Administrator','34','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('338','4','Active','Ready','7','netwealth adv. - Test V4.0','Newsletter Template Based Campaign','34','Administrator','34','Administrator','34','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('339','4','Active','Ready','7','netwealth adv. - Test V5.0','Newsletter Template Based Campaign','34','Administrator','34','Administrator','34','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('340','4','Active','Ready','7','IU - OWM - May V1.0','Newsletter Template Based Campaign','44','Administrator','44','Administrator','44','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('341','4','Active','Ready','7','MU - MM - B1 - May V1.0','Newsletter Template Based Campaign','43','Administrator','43','Administrator','43','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('342','4','Active','Ready','7','MU - MM - B2 - May V1.0','Newsletter Template Based Campaign','43','Administrator','43','Administrator','43','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('343','4','Active','Ready','7','MU - MM - B3 - May V1.0','Newsletter Template Based Campaign','43','Administrator','43','Administrator','43','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('346','4','Active','Ready','7','AIC - APL - May - V1.0','Newsletter Template Based Campaign','47','Administrator','47','Administrator','47','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('347','4','Active','Ready','7','AIC - Edmonds - V1.0','Newsletter Template Based Campaign','48','Administrator','48','Administrator','48','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('349','4','Active','Ready','7','Fast Track - Send - V3.0','Newsletter Template Based Campaign','50','Administrator','50','Administrator','50','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('350','4','Active','Ready','7','MU - GMF - V1.0 - May','Newsletter Template Based Campaign','16','Administrator','16','Administrator','16','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('351','4','Active','Ready','7','IU - FC - May - V1.0','Newsletter Template Based Campaign','19','Administrator','19','Administrator','19','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('352','4','Active','Ready','7','IU - IB - May - 1.0','Newsletter Template Based Campaign','26','Administrator','26','Administrator','26','Administrator','MTA','No','No',); 
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INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('357','4','Active','Ready','7','MU - Greenspan - May - V1.0','Newsletter Template Based Campaign','30','Administrator','30','Administrator','30','Administrator','MTA','No','No',); 
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INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('362','4','Active','Ready','7','CU - AIC - MPC - May07 - V1 - 250507','Newsletter Template Based Campaign','38','Administrator','38','Administrator','38','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('367','4','Active','Ready','7','MU - MM - May - V1 - 270507','Newsletter Template Based Campaign','42','Administrator','42','Administrator','42','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('368','4','Active','Ready','7','MU - FSIG - May07 - V1 - 270507','Newsletter Template Based Campaign','21','Administrator','21','Administrator','21','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('369','4','Active','Ready','7','IU - IB - May07 - V1 - 270507','Newsletter Template Based Campaign','26','Administrator','26','Administrator','26','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('370','4','Active','Ready','7','MU - LJH-Delta - May07 - V1 - 270507','Newsletter Template Based Campaign','54','Administrator','54','Administrator','54','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('375','4','Active','Ready','7','CU - AIC - JC - May07 - V1 - 280507','Newsletter Template Based Campaign','37','Administrator','37','Administrator','37','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('381','4','Active','Ready','7','CU - AIC - HC - May07 - V1 - 300507','Newsletter Template Based Campaign','39','Administrator','39','Administrator','39','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('384','4','Active','Ready','7','MU - VM - May07 - V1 - 300507','Newsletter Template Based Campaign','45','Administrator','45','Administrator','45','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('388','4','Active','Ready','7','IU - FIP - May07 - V1 - 310507','Newsletter Template Based Campaign','15','Administrator','15','Administrator','15','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('390','4','Active','Not ready','6','TMP Push Campaign V1.0','Newsletter Template Based Campaign','5','Administrator','5','Administrator','5','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('391','4','Active','Not ready','6','TMP Push Email Campaign V1.0','Newsletter Template Based Campaign','5','Administrator','5','Administrator','5','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('394','4','Active','Ready','7','IU-OWM-PushEmail-220607-V1','Newsletter Template Based Campaign','44','Administrator','44','Administrator','44','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('395','4','Active','Not ready','6','NetwealthDirect-InvestorEDM-220607-V1','Newsletter Template Based Campaign','34','Administrator','34','Administrator','34','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('396','4','Active','Not ready','6','NetwealthAdvisor-AdvisorEDM-220607-V1','Newsletter Template Based Campaign','34','Administrator','34','Administrator','34','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('398','4','Active','Ready','7','MU-MM01-Broker1-Jun07-220607-V1','Newsletter Template Based Campaign','43','Administrator','43','Administrator','43','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('399','4','Active','Ready','7','MU-MM01-Broker02-Jun07-220607-V1','Newsletter Template Based Campaign','43','Administrator','43','Administrator','43','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('400','4','Active','Ready','7','MU-MM01-Broker03-Jun07-220607-V1','Newsletter Template Based Campaign','43','Administrator','43','Administrator','43','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('402','4','Active','Ready','7','MU-IB-Jun07-250607-V1','Newsletter Template Based Campaign','26','Administrator','26','Administrator','26','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('404','4','Active','Ready','7','IU-FC-Jun07-250607-V1','Newsletter Template Based Campaign','19','Administrator','19','Administrator','19','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('405','4','Active','Ready','7','CU-AIC-CA-Jun07-260607-V1','Newsletter Template Based Campaign','40','Administrator','40','Administrator','40','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('406','4','Active','Ready','7','Secure Financial Push V1.0','Newsletter Template Based Campaign','55','Administrator','55','Administrator','55','Administrator','MTA','No','No',); 
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INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('408','4','Active','Ready','7','MU-VM-Jun07-270607-V1','Newsletter Template Based Campaign','45','Administrator','45','Administrator','45','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('411','4','Active','Ready','7','MU-IFA1-Jun07-280607-V1','Newsletter Template Based Campaign','28','Administrator','28','Administrator','28','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('415','4','Active','Ready','7','MU-Greenspan-Jun07-280607-V1','Newsletter Template Based Campaign','30','Administrator','30','Administrator','30','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('416','4','Active','Ready','7','IU-Badg-Jun07-280607-V1','Newsletter Template Based Campaign','52','Administrator','52','Administrator','52','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('417','4','Active','Ready','7','MU-FS-Jun07-280607-V1','Newsletter Template Based Campaign','18','Administrator','18','Administrator','18','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('418','4','Active','Ready','7','CU-AIC-JC-Jun07-280607-V1','Newsletter Template Based Campaign','37','Administrator','37','Administrator','37','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('419','4','Active','Ready','7','MU-GMF-Jun07-290607-V1','Newsletter Template Based Campaign','16','Administrator','16','Administrator','16','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('420','4','Active','Ready','7','IU-OWM-Jun07-290607-V1','Newsletter Template Based Campaign','44','Administrator','44','Administrator','44','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('421','4','Active','Ready','7','CU-AIC-MPC-Jun07-290607-V1','Newsletter Template Based Campaign','38','Administrator','38','Administrator','38','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('422','4','Active','Ready','7','IU-FSIG-Jun07-290607-V1','Newsletter Template Based Campaign','21','Administrator','21','Administrator','21','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('424','4','Active','Ready','7','CU-AIC-RP-Jun07-290607-V1','Newsletter Template Based Campaign','41','Administrator','41','Administrator','41','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('425','4','Active','Ready','7','Test 2','Quick Campaign','42','Administrator','42','Administrator','42','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('426','4','Active','Ready','7','MU-MM-Jun07-290607-V1','Newsletter Template Based Campaign','42','Administrator','42','Administrator','42','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('427','4','Active','Ready','7','CU-AIC-HC-Jul07-020707-V1','Newsletter Template Based Campaign','39','Administrator','39','Administrator','39','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('429','4','Active','Ready','7','CU-AIC-Rayward-July05-050707-V1','Newsletter Template Based Campaign','46','Administrator','46','Administrator','46','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('430','4','Active','Ready','7','IU-FIP-July-100707-V1','Newsletter Template Based Campaign','15','Administrator','15','Administrator','15','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('432','4','Active','Ready','7','CU-AIC-EDMONDS-July-170707','Newsletter Template Based Campaign','48','Administrator','48','Administrator','48','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('433','4','Active','Ready','7','CU-AIC-CHRISTOLYNN-JULY-180707','Newsletter Template Based Campaign','58','Administrator','58','Administrator','58','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('436','4','Active','Ready','7','TEST CAMPAIGN JULY07','Newsletter Template Based Campaign','6','Administrator','6','Administrator','6','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('437','4','Active','Ready','7','IU-FC-JULY-190707','Newsletter Template Based Campaign','19','Administrator','19','Administrator','19','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('438','4','Active','Ready','7','osky camp 100','Quick Campaign','5','Administrator','5','Administrator','5','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('439','4','Draft','Ready','7','osky camp 101','Quick Campaign','5','Administrator','5','Administrator','5','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('440','4','Draft','Not ready','6','osky camp 102','Newsletter Template Based Campaign','5','Administrator','5','Administrator','5','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('441','4','Draft','Not ready','3','osky camp 103','Quick Campaign','0','Administrator','0','Administrator','0','Administrator','SMTP','Yes','Yes',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('442','4','Active','Ready','7','TEST CAMPAIGN FOR CUSTOMFIELDS','Newsletter Template Based Campaign','5','Administrator','5','Administrator','5','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('443','4','Active','Ready','7','MU-YMO-JULY-230707-E1','Newsletter Template Based Campaign','59','Administrator','59','Administrator','59','Administrator','MTA','No','No',); 
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INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('463','4','Active','Ready','7','MU-MortgageMonitors-JUL-090807','Quick Campaign','42','Administrator','42','Administrator','42','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('464','4','Draft','Not ready','1','newtescampaign','Quick Campaign','0','Administrator','0','Administrator','0','Administrator','SMTP','Yes','Yes',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('466','4','Active','Not ready','6','AIC - NC - Test send 13 August 07','Quick Campaign','60','Administrator','60','Administrator','60','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('467','4','Active','Not ready','6','AIC - NC - Test send 13 August 07','Quick Campaign','60','Administrator','60','Administrator','60','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('469','4','Active','Ready','7','MU - RDN - July 07 140807','Quick Campaign','61','Administrator','61','Administrator','61','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('470','4','Active','Ready','7','IU - FSIG - Aug07 160807','Quick Campaign','21','Administrator','21','Administrator','21','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('471','4','Active','Ready','7','IU - Badger - August 07','Quick Campaign','52','Administrator','52','Administrator','52','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('472','4','Active','Ready','7','MU - IB - July 07','Quick Campaign','26','Administrator','26','Administrator','26','Administrator','MTA','No','No',); 
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INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('478','4','Active','Ready','7','IU - OWM - August 07','Quick Campaign','44','Administrator','44','Administrator','44','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('479','4','Active','Ready','7','AIC - Christolynn August07','Quick Campaign','58','Administrator','58','Administrator','58','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('480','4','Active','Ready','7','AIC - HC August07','Quick Campaign','39','Administrator','39','Administrator','39','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('482','4','Active','Ready','7','MU - FS - August 07','Quick Campaign','18','Administrator','18','Administrator','18','Administrator','MTA','No','No',); 
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INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('485','4','Active','Ready','7','mu - MM01 - Broker01 August 07','Quick Campaign','43','Administrator','43','Administrator','43','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('486','4','Active','Ready','7','mu - MM01 - Broker03 August 07','Quick Campaign','43','Administrator','43','Administrator','43','Administrator','MTA','No','No',); 
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INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('489','4','Active','Ready','7','MU - MM August 07','Quick Campaign','42','Administrator','42','Administrator','42','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('492','4','Draft','Not ready','1','IU - FF - August 07','Quick Campaign','0','Administrator','0','Administrator','0','Administrator','SMTP','Yes','Yes',); 
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INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('498','4','Active','Ready','7','AIC - CA Sugust 07','Quick Campaign','40','Administrator','40','Administrator','40','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('500','4','Active','Ready','7','AIC - Norwest August 07','Quick Campaign','60','Administrator','60','Administrator','60','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('507','4','Active','Not ready','6','testcampain','Quick Campaign','47','Administrator','47','Administrator','47','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('509','4','Active','Not ready','6','testcampiong3','Quick Campaign','56','Administrator','56','Administrator','56','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('511','4','Active','Not ready','5','dynamicTestCamp1-APL','Quick Campaign','47','Administrator','47','Administrator','47','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('512','4','Active','Ready','7','Test AIC Promo','Quick Campaign','5','Administrator','5','Administrator','5','Administrator','MTA','No','No',); 
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INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('516','4','Active','Ready','7','IU - OWM - September 07','Quick Campaign','44','Administrator','44','Administrator','44','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('517','4','Active','Ready','7','IU - FC - September 07','Quick Campaign','19','Administrator','19','Administrator','19','Administrator','MTA','No','No',); 
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INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('521','4','Active','Ready','7','IU - FF - September 07','Quick Campaign','63','Administrator','63','Administrator','63','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('522','4','Active','Ready','7','AIC _ Promo Aug 07 Group 2','Quick Campaign','29','Administrator','29','Administrator','29','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('525','4','Active','Ready','7','mu - MM01 - Broker01 September 07','Quick Campaign','43','Administrator','43','Administrator','43','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('526','4','Active','Ready','7','mu - MM01 - Broker03 September 07','Quick Campaign','43','Administrator','43','Administrator','43','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('528','4','Active','Ready','7','MU - YMO September 07','Quick Campaign','59','Administrator','59','Administrator','59','Administrator','MTA','No','No',); 
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INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('538','4','Active','Ready','7','IU - FC - Sep07 v2','Quick Campaign','19','Administrator','19','Administrator','19','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('541','4','Active','Ready','7','IU - FC - October 07','Quick Campaign','19','Administrator','19','Administrator','19','Administrator','MTA','No','No',); 
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INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('551','4','Active','Ready','7','MU - mm01 - Broker01 October 07','Quick Campaign','43','Administrator','43','Administrator','43','Administrator','MTA','No','No',); 
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INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('555','4','Active','Ready','7','IU - IB October 07','Quick Campaign','26','Administrator','26','Administrator','26','Administrator','MTA','No','No',); 
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INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('558','4','Active','Ready','7','MU - VM October 07','Quick Campaign','45','Administrator','45','Administrator','45','Administrator','MTA','No','No',); 
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INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('578','4','Active','Ready','7','MU - Mint November 07','Quick Campaign','65','Administrator','65','Administrator','65','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('579','4','Active','Ready','7','IU - OWM - November 07','Quick Campaign','44','Administrator','44','Administrator','44','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('580','4','Active','Ready','7','MU - fs - November 07','Quick Campaign','18','Administrator','18','Administrator','18','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('581','4','Active','Ready','7','MU - Prudent November 07','Quick Campaign','66','Administrator','66','Administrator','66','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('582','4','Active','Ready','7','AIC - Approval November','Quick Campaign','68','Administrator','68','Administrator','68','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('583','4','Active','Ready','7','AIC - JC Novemeber 07','Quick Campaign','37','Administrator','37','Administrator','37','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('584','4','Active','Ready','7','AIC - Rayward November 07','Quick Campaign','46','Administrator','46','Administrator','46','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('585','4','Active','Ready','7','MU - RDN November 07','Quick Campaign','61','Administrator','61','Administrator','61','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('586','4','Active','Ready','7','IU - FF November 07','Quick Campaign','63','Administrator','63','Administrator','63','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('587','4','Active','Ready','7','MU - MM01 - Broker01 November 07','Quick Campaign','43','Administrator','43','Administrator','43','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('588','4','Active','Ready','7','Iu - Approval for December 07','Quick Campaign','68','Administrator','68','Administrator','68','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('589','4','Draft','Not ready','1','MU - Approval December 07','Quick Campaign','0','Administrator','0','Administrator','0','Administrator','SMTP','Yes','Yes',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('590','4','Active','Ready','7','Iu - Approval for December 07 v2','Quick Campaign','68','Administrator','68','Administrator','68','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('591','4','Active','Ready','7','MU - Approval December 07','Quick Campaign','68','Administrator','68','Administrator','68','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('592','4','Active','Ready','7','AIC - Approval Decmber 07','Quick Campaign','68','Administrator','68','Administrator','68','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('593','4','Active','Ready','7','IU - Badger December 07','Quick Campaign','52','Administrator','52','Administrator','52','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('594','4','Active','Ready','7','TETES','Quick Campaign','68','Administrator','68','Administrator','68','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('596','4','Active','Ready','7','tttte','Quick Campaign','68','Administrator','68','Administrator','68','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('597','4','Active','Ready','7','test send','Quick Campaign','68','Administrator','68','Administrator','68','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('598','4','Active','Ready','7','IU - FC December 07','Quick Campaign','19','Administrator','19','Administrator','19','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('600','4','Active','Ready','7','MU - Mint Dec 07','Quick Campaign','65','Administrator','65','Administrator','65','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('601','4','Active','Ready','7','MU - RdN December 07','Quick Campaign','61','Administrator','61','Administrator','61','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('602','4','Active','Ready','7','MU - MM01 - Broker01 December 07','Quick Campaign','43','Administrator','43','Administrator','43','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('603','4','Active','Ready','7','MU - YMO December 07','Quick Campaign','59','Administrator','59','Administrator','59','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('604','4','Active','Not ready','6','AIC - NC - December 07','Quick Campaign','60','Administrator','60','Administrator','60','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('609','4','Active','Ready','7','MU - Right Way December 07','Quick Campaign','69','Administrator','69','Administrator','69','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('611','4','Active','Ready','7','AIC - Rayward December 07','Quick Campaign','46','Administrator','46','Administrator','46','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('612','4','Active','Ready','7','Campaign Test 20080309','Quick Campaign','6','MailList','6','MailList','6','MailList','MTA','No','Yes',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('613','4','Active','Ready','7','Monthly Send test','Quick Campaign','6','MailList','6','MailList','6','MailList','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('614','4','Active','Ready','7','Campaign test','Quick Campaign','6','MailList','6','MailList','6','MailList','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('615','4','Active','Ready','7','MU - Database Update E-mail','Quick Campaign','19','MailList','19','MailList','19','MailList','MTA','Yes','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('616','4','Draft','Ready','7','IU - Request for Review and Monthly Comments - March 2008','Quick Campaign','33','MailList','33','MailList','33','MailList','MTA','Yes','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('617','4','Draft','Ready','7','IU - Request for Review and Monthly Comment - March 2008','Quick Campaign','34','MailList','34','MailList','34','MailList','MTA','Yes','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('618','4','Draft','Ready','7','CU - Request for Review and Monthly Comment - March 2008','Quick Campaign','35','MailList','35','MailList','35','MailList','MTA','Yes','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('619','4','Draft','Not ready','1','CU - Database Update E-mail','Quick Campaign','0','Administrator','0','Administrator','0','Administrator','SMTP','Yes','Yes',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('620','4','Active','Ready','7','CU - Database Update E-mail','Quick Campaign','11','MailList','11','MailList','11','MailList','MTA','Yes','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('621','4','Active','Ready','7','IU - Database Update E-mail','Quick Campaign','20','MailList','20','MailList','20','MailList','MTA','Yes','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('622','4','Draft','Not ready','6','Test for Survey','Quick Campaign','10','Administrator','10','Administrator','10','Administrator','MTA','Yes','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('623','4','Draft','Ready','7','Testing Send Address and Who','Quick Campaign','54','MailList','54','MailList','54','MailList','MTA','Yes','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('624','4','Active','Ready','7','test of sender','Quick Campaign','54','MailList','54','MailList','54','MailList','MTA','Yes','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('625','4','Active','Ready','7','IU - Integrity Broking - March 2008','Quick Campaign','55','MailList','55','MailList','55','MailList','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('626','4','Active','Ready','7','IU – Badger Financial Services - March 2008','Quick Campaign','25','MailList','25','MailList','25','MailList','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('627','4','Active','Ready','7','IU – Optimise Wealth Management – March 2008','Quick Campaign','44','Administrator','44','Administrator','44','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('628','4','Active','Ready','7','IU – Financial Cents – March 2008','Quick Campaign','19','Administrator','19','Administrator','19','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('629','4','Draft','Ready','7','IU – Titanium Planners – March 2008','Quick Campaign','12','MailList','12','MailList','12','MailList','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('630','4','Active','Ready','7','IU - Financial Independent Planners - March 2008','Quick Campaign','15','Administrator','15','Administrator','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('631','4','Active','Ready','7','IU – Your Financial Freedom – March 2008','Quick Campaign','63','Administrator','63','Administrator','63','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('632','4','Active','Ready','7','MU - Money Matters - March 2008','Quick Campaign','9','MailList','9','MailList','9','MailList','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('633','4','Draft','Not ready','6','IU – Approval Request - March 2008','Quick Campaign','34','MailList','34','MailList','34','MailList','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('634','4','Draft','Ready','7','OU - Bull Creeek - Test for 2nd month Publication','Quick Campaign','68','Administrator','68','Administrator','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('635','4','Draft','Ready','7','Test of attachment','Quick Campaign','54','MailList','54','MailList','54','MailList','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('636','4','Active','Ready','7','MU – Your Mortgage Options – March 2008','Quick Campaign','59','Administrator','59','Administrator','59','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('637','4','Active','Ready','7','MU - Deltaplan (L J Hooker) - March 2008','Quick Campaign','54','Administrator','54','Administrator','54','Administrator','MTA','Yes','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('638','4','Active','Ready','7','MU - Logical Lending Solutions - March 2008','Quick Campaign','36','MailList','36','MailList','36','MailList','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('639','4','Active','Ready','7','MU - Insight Home Loans - March 2008','Quick Campaign','31','MailList','31','MailList','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('640','4','Active','Ready','7','CU - Norwest Conveyancing - March 2008','Quick Campaign','49','Administrator','49','Administrator','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('642','4','Active','Ready','7','MU - Right Way Mortgage Solutions - March 2008','Quick Campaign','4','MailList','4','MailList','4','MailList','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('643','4','Active','Ready','7','MU - Finance Mentors - March 2008','Quick Campaign','18','MailList','18','MailList','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('644','4','Active','Ready','7','MU - IFA - March 2008','Quick Campaign','28','Administrator','28','Administrator','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('645','4','Active','Ready','7','MU - Mint Tactical Solutions - March 2008','Quick Campaign','46','MailList','46','MailList','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('646','4','Active','Ready','7','MU - RDN Mortgages - March 2008','Quick Campaign','58','MailList','58','MailList','58','MailList','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('647','4','Active','Ready','7','CU - Conveyancing Avenue - March 2008','Quick Campaign','22','MailList','22','MailList','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('648','4','Active','Ready','7','CU - Homeland Conveyancing - March 2008','Quick Campaign','39','Administrator','39','Administrator','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('649','4','Active','Ready','7','CU - Real Property Conveyancers - March 2008','Quick Campaign','41','Administrator','41','Administrator','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('650','4','Active','Ready','7','MU - Best Home Loans - March 2008','Quick Campaign','52','MailList','52','MailList','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('651','4','Active','Ready','7','CU - Just Conveyancing - March 2008','Quick Campaign','37','Administrator','37','Administrator','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('652','4','Active','Ready','7','CU - Amanda Salter Conveyancing - March 2008','Quick Campaign','56','Administrator','56','Administrator','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('653','4','Active','Ready','7','CU - Meryllyn Page Conveyancing - March 2008','Quick Campaign','21','MailList','21','MailList','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('654','4','Active','Ready','7','CU - Christolynn Conveyancing - March 2008','Quick Campaign','40','MailList','40','MailList','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('655','4','Active','Ready','7','CU - All About Conveyancing - March 2008','Quick Campaign','61','MailList','61','MailList','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('656','4','Active','Ready','7','CU - Norwest Conveyancing - March 2008 V2','Quick Campaign','49','Administrator','49','Administrator','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('657','4','Active','Ready','7','IU - Titanium Planners - Trial Push E-mail','Quick Campaign','12','MailList','12','MailList','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('658','4','Draft','Ready','7','CU - Southland Conveyancing - March 2008','Quick Campaign','45','MailList','45','MailList','8','Administrator','MTA','No','No',); 
INSERT INTO `oemp_campaigns` (`CampaignID`,`RelAdministratorID`,`Status`,`IntegrityCheck`,`IntegrityLastStep`,`CampaignName`,`CampaignType`,`RelFromEmailID`,`FromEmailIDType`,`RelReplyToEmailID`,`ReplyToEmailIDType`,`RelReturnPathEmailID`,`ReturnPathEmailIDType`,`SendEngine`,`SendReportToAdmin`,`SendReportToClients`) VALUES ('659','4','Active','Ready','7','IPA test Campaign to check the date is correct','Quick Campaign','54','MailList','54','MailList','8','Administrator','MTA','No','No',); 



#-------------------------------------=[ oemp_campaigns_attachments


DROP TABLE IF EXISTS `oemp_campaigns_attachments`;
CREATE TABLE `oemp_campaigns_attachments` (
`AttachmentID` int(11) NOT NULL auto_increment,
`RelCampaignID` int(11) DEFAULT '0' NOT NULL,
`FileName` varchar(250) NOT NULL,
`FileSize` int(11) DEFAULT '0' NOT NULL,
PRIMARY KEY (`AttachmentID`),
UNIQUE RelCampaignID (`RelCampaignID`)
);


INSERT INTO `oemp_campaigns_attachments` (`AttachmentID`,`RelCampaignID`,`FileName`,`FileSize`) VALUES ('4','635','Database - Sample.xls','14848',); 



#-------------------------------------=[ oemp_campaigns_clients


DROP TABLE IF EXISTS `oemp_campaigns_clients`;
CREATE TABLE `oemp_campaigns_clients` (
`AssignID` int(11) NOT NULL auto_increment,
`RelClientID` int(11) DEFAULT '0' NOT NULL,
`RelCampaignID` int(11) DEFAULT '0' NOT NULL,
PRIMARY KEY (`AssignID`),
UNIQUE RelMailListID (`RelClientID`,`RelCampaignID`)
);


INSERT INTO `oemp_campaigns_clients` (`AssignID`,`RelClientID`,`RelCampaignID`) VALUES ('52','23','53',); 
INSERT INTO `oemp_campaigns_clients` (`AssignID`,`RelClientID`,`RelCampaignID`) VALUES ('64','23','62',); 
INSERT INTO `oemp_campaigns_clients` (`AssignID`,`RelClientID`,`RelCampaignID`) VALUES ('128','23','123',); 
INSERT INTO `oemp_campaigns_clients` (`AssignID`,`RelClientID`,`RelCampaignID`) VALUES ('167','23','153',); 
INSERT INTO `oemp_campaigns_clients` (`AssignID`,`RelClientID`,`RelCampaignID`) VALUES ('246','23','237',); 
INSERT INTO `oemp_campaigns_clients` (`AssignID`,`RelClientID`,`RelCampaignID`) VALUES ('261','23','253',); 
INSERT INTO `oemp_campaigns_clients` (`AssignID`,`RelClientID`,`RelCampaignID`) VALUES ('264','23','257',); 
INSERT INTO `oemp_campaigns_clients` (`AssignID`,`RelClientID`,`RelCampaignID`) VALUES ('265','23','258',); 
INSERT INTO `oemp_campaigns_clients` (`AssignID`,`RelClientID`,`RelCampaignID`) VALUES ('269','23','264',); 
INSERT INTO `oemp_campaigns_clients` (`AssignID`,`RelClientID`,`RelCampaignID`) VALUES ('322','23','325',); 
INSERT INTO `oemp_campaigns_clients` (`AssignID`,`RelClientID`,`RelCampaignID`) VALUES ('359','23','368',); 
INSERT INTO `oemp_campaigns_clients` (`AssignID`,`RelClientID`,`RelCampaignID`) VALUES ('406','23','422',); 
INSERT INTO `oemp_campaigns_clients` (`AssignID`,`RelClientID`,`RelCampaignID`) VALUES ('429','23','447',); 
INSERT INTO `oemp_campaigns_clients` (`AssignID`,`RelClientID`,`RelCampaignID`) VALUES ('452','23','470',); 
INSERT INTO `oemp_campaigns_clients` (`AssignID`,`RelClientID`,`RelCampaignID`) VALUES ('498','23','520',); 
INSERT INTO `oemp_campaigns_clients` (`AssignID`,`RelClientID`,`RelCampaignID`) VALUES ('520','23','543',); 
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#-------------------------------------=[ oemp_campaigns_cms


DROP TABLE IF EXISTS `oemp_campaigns_cms`;
CREATE TABLE `oemp_campaigns_cms` (
`ContentCMSID` int(11) NOT NULL auto_increment,
`RelCampaignID` int(11) DEFAULT '0' NOT NULL,
`RelNewsletterTemplateID` int(11) DEFAULT '0' NOT NULL,
`Subject` text NOT NULL,
`TrackLinkClicks` enum('Yes','No') DEFAULT 'Yes' NOT NULL,
`TrackReads` enum('Yes','No') DEFAULT 'Yes' NOT NULL,
`Personalize` enum('Yes','No') DEFAULT 'Yes' NOT NULL,
`EmbedObjects` enum('Yes','No') DEFAULT 'Yes' NOT NULL,
PRIMARY KEY (`ContentCMSID`),
UNIQUE RelCampaignID (`RelCampaignID`,`RelNewsletterTemplateID`)
);


INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('32','48','29','Finance Seekers Official Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('35','50','40','FC - Financial Cents','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('37','53','38','FSIG - Financial Services & Investment Group Official Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('39','55','40','FC - Financial Cents Official Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('45','62','38','FSIG - Financial Services & Investment Group Official Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('57','115','42','Steve Fort - FIP Portfolio Education','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('58','116','43','Greg Fisher - GMF Portfolio Education','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('61','119','40','FC - Financial Cents Official Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('62','120','45','Derek Balogh - GC&FP Portfio Education','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('65','123','38','Andrew Blanchette - FSIG Portfolio Education','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('69','132','43','Greg Fisher - GMF Portfolio Education','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('87','153','38','FSIG - Financial Services & Investment Group Portfolio Education','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('89','155','42','FIP - Financial Independance Planners Official Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('91','157','45','Derek Balogh - GC&FP ','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('103','169','40','FC - Financial Cents Official Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('144','210','60','Ryde Home Loans - Official Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('156','223','61','Integrity Broking - Official Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('162','229','40','FC - Financial Cents Official Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('163','230','42','FIP - Financial Independence Planners Official Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('164','231','43','Greg Fisher - GMF Portfolio Education','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('165','232','45','Derek Balogh - GC&PF ','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('166','233','64','IFA - IFA Mortgages & Finance ','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('168','235','64','IFA - IFA Mortgages & Finance ','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('169','236','63','AIC - Australian Institute of Conveyancers (NSW Division) Endorsed Promotion','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('170','237','38','FSIG - Financial Services & Investment Group Portfolio Education','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('172','239','49','Greenspan - Official Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('173','240','63','AIC - Australian Institute of Conveyancers','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('174','241','40','FC - Financial Cents Official Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('175','242','42','FIP - Financial Independance Planners Official Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('177','244','43','Greg Fisher - GMF Portfolio Education','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('178','245','64','IFA - IFA Mortgages & Finance ','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('179','246','61','Integrity Broking - Official Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('180','247','49','Greenspan - Official Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('181','249','65','wHere ? Finance All Loanes All Lenders Officail Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('182','250','65','wHere ? Finance All Loanes All Lenders Officail Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('183','251','65','wHere ? Finance All Loanes All Lenders Officail Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('184','252','45','Derek Balogh - Grand Conveyancing & Property Finance Portfolio Education','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('185','253','38','FSIG - Financial Service & Investment Group Portfolio Education','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('186','254','63','AIC - Australian Institute of Conveyancers','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('187','255','63','AIC - Australian Institute of Conveyancers','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('188','257','38','FSIG - Financial Service & Investment Group Portfolio Education','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('189','258','38','FSIG - Financial Service & Investment Group Portfolio Education','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('191','260','49','Greenspan - Official Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('192','262','61','Integrity Broking - Official Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('193','264','43','Greg Fisher - GMF Portfolio Education','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('194','265','40','FC - Financial Cents Official Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('195','266','42','FIP - Financial Independance Planners Official Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('203','282','64','IFA - IFA Mortgages & Finance ','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('205','286','76','netwealth - Investor Bulletin - March 2007 ','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('206','287','76','netwealth - Investor Bulletin - March 2007 ','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('207','288','76','netwealth - Investor Bulletin - March 2007 ','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('208','289','76','netwealth - Investor Bulletin - March 2007 ','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('209','290','76','netwealth - Investor Bulletin - March 2007 ','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('210','291','76','netwealth - Investor Bulletin - March 2007 ','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('212','293','76','netwealth - Investor Bulletin - March 2007 ','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('213','294','76','netwealth - Investor Bulletin - March 2007 ','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('214','295','76','netwealth - Investor Bulletin - March 2007 ','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('216','298','76','netwealth - Investor Bulletin - March 2007 ','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('218','300','77','LJ Hooker Financial Services - March 07\' Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('219','283','72','Conveyancing Avenue - March Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('220','301','78','Meryllyn Page Conveyancing - March Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('221','303','75','Just Conveyancing - March Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('224','304','74','Real Property Conveyancers - March Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('225','302','73','Homeland Conveyancing - March Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('226','306','79','Financial Cents - March Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('227','308','80','netwealth Adviser - March Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('230','311','82','GMF Financial Services - March Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('231','312','42','FIP - Financial Independance Planners March Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('232','313','81','Mortgage Monitors - March Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('233','314','49','Greenspan - March Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('234','315','50','Q Financial - Portfolio Education','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('235','316','82','GMF Financial Services - March Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('236','317','80','netwealth Adviser - March Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('237','318','80','netwealth Adviser - March Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('238','319','80','netwealth Adviser - April Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('239','320','61','Integrity Broking - Official April Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('240','321','77','LJ Hooker Financial Services - April 2007 Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('241','322','49','Greenspan Financial Services - April Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('242','323','42','FIP - Financial Independence Planners April Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('243','324','40','Financial Cents - April Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('244','325','38','FSIG - Financial Service & Investment Group Portfolio Education','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('245','326','72','Conveyancing Avenue - April Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('246','327','73','Homeland Conveyancing - April Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('247','328','75','Just Conveyancing - April Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('248','329','78','Meryllyn Page Conveyancing - April Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('249','330','74','Real Property Conveyancers - April Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('250','331','29','Finance Seekers Official Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('251','332','43','Greg Fisher - GMF Portfolio Education','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('252','333','64','IFA - IFA Mortgages & Finance ','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('254','336','80','netwealth Adviser - April Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('255','337','80','netwealth Adviser - April Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('256','338','80','netwealth Adviser - April Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('257','339','80','netwealth Adviser - April Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('258','340','86','Optimise Wealth Management - May eNewsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('259','341','87','Money Matters - May eNewsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('260','342','88','Money Matters - May eNewsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('261','343','89','Money Matters - May eNewsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('263','346','91','Adams Partners Lawyers - May Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('264','347','92','Edmonds Conveyancing - May Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('266','349','90','Fast Track Finance Group - Broker Marketing Initiative','No','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('267','350','43','Greg Fisher - GMF Portfolio Education','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('268','351','40','Financial Cents - May Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('269','352','61','Integrity Broking - Official May Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('270','353','64','IFA Mortgages & Finance - May Newsletter ','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('271','355','74','Real Property Conveyancers - May Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('272','356','49','Greenspan Financial Services - May Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('273','357','49','Greenspan Financial Services - May Newsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('275','360','96','Conveyancing Avenue - May eNewsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('277','362','98','Merylln Page Conveyancing - May eNewsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('280','367','101','Mortgage Monitors - May eNewsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('281','368','102','Financial Services and Investment Group - May eNewsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('282','369','103','Integrity Broking - May eNewsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('283','370','104','LJ Hooker Financial Services - May eNewsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('288','375','109','Just Conveyancing - May eNewsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('294','381','115','Homeland Conveyancing - May eNewsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('295','384','116','Vault Mortgage Corporation - May eNewsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('298','388','118','Financial Independence Planners - May eNewsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('300','390','120','The Mortgage Professionals - New Marketing Initiative','No','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('301','391','120','The Mortgage Professionals - New Marketing Initiative','No','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('304','394','123','Optimise Wealth Management','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('305','395','124','eNewsletter Test Send - Netwealth Direct','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('306','396','125','eNewsletter Test Send - Netwealth Advisors','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('307','398','126','Money Matters - June eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('308','399','127','Money Matters - June eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('309','400','128','Money Matters - June eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('310','402','129','Integrity Broking - June eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('312','404','131','Financial Cents - June eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('313','405','132','Conveyancing Avenue - June eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('314','406','122','Secure Financial: Marketing Initiative','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('315','407','133','Adams & Partners Lawyers - June eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('316','408','134','Vault Mortgage Corporation - June eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('318','411','136','IFA Mortgages & Finance - June eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('321','415','139','Greenspan Financial Services - June eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('322','416','138','Badger Financial Services - June eNewsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('323','417','140','Finance Seekers - June eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('324','418','141','Just Conveyancing - June eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('325','419','142','GMF Financial Services - June eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('326','420','143','Optimise Wealth Management - June eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('327','421','144','Meryllyn Page Conveyancing - June eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('328','422','145','FS&IG - June eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('330','424','147','Real Property Conveyancers - June eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('331','426','148','Mortgage Monitors - June eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('332','427','149','Homeland Conveyancing - July eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('334','429','151','Rayward Conveyancing - July eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('335','430','152','Financial Independence Planners - July eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('337','432','154','Edmonds Conveyancing - July eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('338','433','155','Christolynn Conveyancing - July eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('340','436','158','TESTING CAMPAIGN - IU','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('341','437','159','Financial Cents Pty Ltd - July eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('343','440','155','Christolynn Conveyancing - July eNewsletter','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('344','442','158','TESTING CAMPAIGN - IU','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('345','443','162','Your Mortgage Options - July eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('346','445','164','July eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('347','446','165','July eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('348','447','166','July eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('349','449','167','July eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('350','450','168','July eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('351','448','169','Real Property Conveyancers - July eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('352','451','170','Conveyancing Avenue - July eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('353','452','171','July eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('354','453','172','July eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('357','457','175','Just Conveyancing eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('358','458','176','Meryllyn Page Conveyancing eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('359','459','177','Finance Seekers eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('361','461','179','August eNewsletter','Yes','Yes','Yes','Yes',); 
INSERT INTO `oemp_campaigns_cms` (`ContentCMSID`,`RelCampaignID`,`RelNewsletterTemplateID`,`Subject`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('362','462','158','TESTING CAMPAIGN - IU','Yes','Yes','Yes','Yes',); 



#-------------------------------------=[ oemp_campaigns_cms_refs


DROP TABLE IF EXISTS `oemp_campaigns_cms_refs`;
CREATE TABLE `oemp_campaigns_cms_refs` (
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`RelContentCMSID` int(11) DEFAULT '0' NOT NULL,
`Key` varchar(250) NOT NULL,
`Content` text NOT NULL,
PRIMARY KEY (`ReferenceID`),
UNIQUE RelContentCMSID (`RelContentCMSID`)
);





#-------------------------------------=[ oemp_campaigns_content


DROP TABLE IF EXISTS `oemp_campaigns_content`;
CREATE TABLE `oemp_campaigns_content` (
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`RelCampaignID` int(11) DEFAULT '0' NOT NULL,
`Subject` text NOT NULL,
`ContentMain` longtext NOT NULL,
`ContentMainURL` text NOT NULL,
`ContentAlternate` longtext NOT NULL,
`ContentAlternateURL` text NOT NULL,
`ContentType` enum('Plain','Html','Both') DEFAULT 'Plain' NOT NULL,
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`Priority` enum('1','3','5') DEFAULT '1' NOT NULL,
`TrackLinkClicks` enum('Yes','No') DEFAULT 'Yes' NOT NULL,
`TrackReads` enum('Yes','No') DEFAULT 'Yes' NOT NULL,
`Personalize` enum('Yes','No') DEFAULT 'Yes' NOT NULL,
`EmbedObjects` enum('Yes','No') DEFAULT 'Yes' NOT NULL,
PRIMARY KEY (`ContentID`),
UNIQUE RelCampaignID (`RelCampaignID`)
);


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    <head>
    </head>
    <body>
        asdfasdf
    </body>
</html>', '',  '',  '', 'Html','windows-1252--en2','3','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_content` (`ContentID`,`RelCampaignID`,`Subject`,`ContentMain`,`ContentMainURL`,`ContentAlternate`,`ContentAlternateURL`,`ContentType`,`CharSet`,`Priority`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('2','439','3242rsdf','<html>
    <head>
    </head>
    <body>
        asdfas
    </body>
</html>', '',  '',  '', 'Html','windows-1252--en2','3','Yes','Yes','Yes','No',); 
INSERT INTO `oemp_campaigns_content` (`ContentID`,`RelCampaignID`,`Subject`,`ContentMain`,`ContentMainURL`,`ContentAlternate`,`ContentAlternateURL`,`ContentType`,`CharSet`,`Priority`,`TrackLinkClicks`,`TrackReads`,`Personalize`,`EmbedObjects`) VALUES ('3','425','July 2007 eNewsletter','<html>
    <head>
        <title>Mortgage Monitors</title>
        <style type=\"text/css\">


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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"135\"><img height=\"84\" alt=\"Mortgage Monitors\" hspace=\"20\" width=\"241\" vspace=\"20\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/logo_mm.gif\" /></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"135\"><img title=\"Mortgage Advisor Update\" height=\"45\" alt=\"Mortgage Advisor Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/newsletter_masthead.jpg\" /> <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"issuenumber\"><strong>Issue#006</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                24<sup>th</sup> July 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-1\"><span class=\"advisorcomment\"><br clear=\"all\" />
                                <strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
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                                <p>I&rsquo;m pleased to be forwarding you this month\'s Mortgage Monitors eNewsletter. Included are five helpful articles providing you with general news information from the financial services sector.
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                                If you have any questions on how to apply some of the topics covered to your own financial strategy, simply select the Express Interest button next to an article and Craig and his team will contact you as soon as possible. <br clear=\"all\" />
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                                <br clear=\"all\" />
                                <strong>Craig Ridley</strong><br clear=\"all\" />
                                Managing Director
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                                <em>Mortgage Monitors</em><br clear=\"all\" />
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#a40d0f\" size=\"+1\"><span class=\"articletitle\"><strong>Using Super to own an investment property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">A self managed superannuation fund offers the opportunity to buy an investment property with superannuation money, but it may not be for everyone. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#a40d0f\" size=\"+1\"><span class=\"articletitle\"><strong>A Step-by-Step guide to the Property Transfer Process</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Next time you&rsquo;re looking to transfer your property, whether it be to sell or buy to another, it might be a good idea to have a quick reference of the steps required to facilitate a smooth transfer. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#a40d0f\" size=\"+1\"><span class=\"articletitle\"><strong>Increase your investment property return</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Are you one of the many investment property owners missing out on available tax benefits by not properly claiming depreciation associated to your investment property? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#a40d0f\" size=\"+1\"><span class=\"articletitle\"><strong>Dealing with bad tenants</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">We\'ve all heard the horror stories about the tenants from hell, so if this is something you&rsquo;ve dealt with in the past or want to guarantee never happens in your future, we&rsquo;ve put together the top five reasons why landlords get caught out by badly behaving tenants. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#a40d0f\" size=\"+1\"><span class=\"articletitle\"><strong>Selling your house online</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Buying and selling a property is never an easy process, although just by getting online, you could make it a considerably less stressful and a less expensive process. If you want to avoid paying commission to a real estate agent, or if you need an additional way to put your house on the market, it can be as simple as showcasing your home on the internet. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/email.php\">Craig Ridley</a> or visit<br clear=\"all\" />
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#333333\" size=\"-3\"><span class=\"company\"><br clear=\"all\" />
                                Contact Details P: +61 (03) 9827 9930 | F: +61 (03) 9827 9930 | M: +61 (0)417 362 618 <br />
                                Level 6, 499 St.Kilda Road, Melbourne Vic 3034<br />
                                &copy; 2007 Mortgage Monitors. All rights reserved. </span></font></td>
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 24th July 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                The information contained within this newsletter is for general advice only. It has not been prepared taking into account your specific situation, objectives or needs. You should consider how the advice is appropriate to your own situation before making any investment decision. </span></font><br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"135\"><img height=\"84\" alt=\"Mortgage Monitors\" hspace=\"20\" width=\"241\" vspace=\"20\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/logo_mm.gif\" /></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"135\"><img title=\"Mortgage Advisor Update\" height=\"45\" alt=\"Mortgage Advisor Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/newsletter_masthead.jpg\" /> <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"issuenumber\"><strong>Issue#006</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                24<sup>th</sup> July 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-1\"><span class=\"advisorcomment\"><br clear=\"all\" />
                                <strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                <p>I&rsquo;m pleased to be forwarding you this month\'s Mortgage Monitors eNewsletter. Included are five helpful articles providing you with general news information from the financial services sector.
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                                If you have any questions on how to apply some of the topics covered to your own financial strategy, simply select the Express Interest button next to an article and Craig and his team will contact you as soon as possible. <br clear=\"all\" />
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                                <br clear=\"all\" />
                                <strong>Craig Ridley</strong><br clear=\"all\" />
                                Managing Director
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                                <em>Mortgage Monitors</em><br clear=\"all\" />
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#a40d0f\" size=\"+1\"><span class=\"articletitle\"><strong>Using Super to own an investment property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">A self managed superannuation fund offers the opportunity to buy an investment property with superannuation money, but it may not be for everyone. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#a40d0f\" size=\"+1\"><span class=\"articletitle\"><strong>A Step-by-Step guide to the Property Transfer Process</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Next time you&rsquo;re looking to transfer your property, whether it be to sell or buy to another, it might be a good idea to have a quick reference of the steps required to facilitate a smooth transfer. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#a40d0f\" size=\"+1\"><span class=\"articletitle\"><strong>Increase your investment property return</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Are you one of the many investment property owners missing out on available tax benefits by not properly claiming depreciation associated to your investment property? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #03 --><!-- Begin Article #04 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#a40d0f\" size=\"+1\"><span class=\"articletitle\"><strong>Dealing with bad tenants</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">We\'ve all heard the horror stories about the tenants from hell, so if this is something you&rsquo;ve dealt with in the past or want to guarantee never happens in your future, we&rsquo;ve put together the top five reasons why landlords get caught out by badly behaving tenants. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #04 --><!-- Begin Article #05 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#a40d0f\" size=\"+1\"><span class=\"articletitle\"><strong>Selling your house online</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Buying and selling a property is never an easy process, although just by getting online, you could make it a considerably less stressful and a less expensive process. If you want to avoid paying commission to a real estate agent, or if you need an additional way to put your house on the market, it can be as simple as showcasing your home on the internet. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/client_d/MU/MM/jul07/web/email.php\">Craig Ridley</a> or visit<br clear=\"all\" />
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                                Contact Details P: +61 (03) 9827 9930 | F: +61 (03) 9827 9930 | M: +61 (0)417 362 618 <br />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\">&nbsp;</td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Conveyance Update\" height=\"45\" alt=\"Conveyance Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/newsletter_masthead.gif\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#001</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                1<sup>st</sup>May 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><strong>Dear Member,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                I&rsquo;m pleased to be forwarding you this month&rsquo;s Investor Update eNewsletter. Included are five more helpful articles providing considerable general information on various facets of financial planning. If you have any questions on how to apply some of the topics covered to your own financial plan, simply select the Express Interest button next to an article and we will contact you as soon as possible. <br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"100\" alt=\"Catherine Wells\" width=\"156\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <font color=\"#004990\"><strong>Kate Williamson</strong></font><br clear=\"all\" />
                                <font color=\"#4369a4\"><strong>Financial Adviser</strong></font><br clear=\"all\" />
                                </span>NorWest Conveyancing <span class=\"style2\"></span><span class=\"advisordetails\"><br clear=\"all\" />
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#004990\" size=\"+1\"><span class=\"articletitle\"><strong>Getting On Track For Investing</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">With the latest increase in interest rates and petrol prices being what they are, it is more important than ever to identify what you are spending your money on and why? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/article01.html\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/expressinterest01.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#004990\" size=\"+1\"><span class=\"articletitle\"><strong>Do you have a small business?</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Did you know that, according to industry statistics at the end of March 2006, self managed superannuation funds (SMSF\'s) have the second highest proportion of superannuation assets within the Australian superannuation system? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/article02.html\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/expressinterest02.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#004990\" size=\"+1\"><span class=\"articletitle\"><strong>Why financial advice?</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">To create a comfortable future for yourself and your family while making the most of what you have rests with obtaining good financial advice. Good financial advice is personal and is based on your goals, your objectives and even your dreams. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/article03.html\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/expressinterest03.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/separate-wide.gif\" /></td>
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                                <!-- End Article #03 --><!-- Begin Article #04 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#004990\" size=\"+1\"><span class=\"articletitle\"><strong>Small steps to retirement</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Over the last few years it would seem that the rule makers in Canberra are taking steps to unwind the mind-boggling and complex rules attached to our retirement savings infrastructure. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/article04.html\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/expressinterest04.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/separate-wide.gif\" /></td>
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                                <!-- End Article #04 --><!-- Begin Article #05 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#004990\" size=\"+1\"><span class=\"articletitle\"><strong>How do you save your money?</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 1 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">The way people save comes down to what they know, their attitude to investment risk, the experiences they have had and importantly, what they are saving for? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/article05.html\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/expressinterest05.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/button_interest.gif\" /></a> </span></font></td>
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                                            <p style=\"COLOR: #000000\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/email.php\">NorWest Conveyancing</a> </p>
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-3\"><span class=\"company\"><br clear=\"all\" />
                                <p>Contact Details P: +61 (0) 2 9871 0155 | F: +61 (0) 2 9871 0592 <br />
                                355 North Rocks Road, North Rocks NSW 2151 |<br />
                                PO Box 4850, North Rocks NSW 2151 &copy; 2007 NorWest Conveyancing All rights reserved. </p>
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                                <p><strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 25th May 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. The information contained within this newsletter is for general advice only. It has not been prepared taking into account your specific situation, objectives or needs. You should consider how the advice is appropriate to your own situation before making any investment devision.</p>
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                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Conveyance Update\" height=\"45\" alt=\"Conveyance Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/newsletter_masthead.gif\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#001</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                1<sup>st</sup>May 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><strong>Dear Member,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                I&rsquo;m pleased to be forwarding you this month&rsquo;s Investor Update eNewsletter. Included are five more helpful articles providing considerable general information on various facets of financial planning. If you have any questions on how to apply some of the topics covered to your own financial plan, simply select the Express Interest button next to an article and we will contact you as soon as possible. <br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"100\" alt=\"Catherine Wells\" width=\"156\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <font color=\"#004990\"><strong>Kate Williamson</strong></font><br clear=\"all\" />
                                <font color=\"#4369a4\"><strong>Financial Adviser</strong></font><br clear=\"all\" />
                                </span>NorWest Conveyancing <span class=\"style2\"></span><span class=\"advisordetails\"><br clear=\"all\" />
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#004990\" size=\"+1\"><span class=\"articletitle\"><strong>Getting On Track For Investing</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">With the latest increase in interest rates and petrol prices being what they are, it is more important than ever to identify what you are spending your money on and why? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/article01.html\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/expressinterest01.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#004990\" size=\"+1\"><span class=\"articletitle\"><strong>Do you have a small business?</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Did you know that, according to industry statistics at the end of March 2006, self managed superannuation funds (SMSF\'s) have the second highest proportion of superannuation assets within the Australian superannuation system? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/article02.html\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/expressinterest02.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#004990\" size=\"+1\"><span class=\"articletitle\"><strong>Why financial advice?</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">To create a comfortable future for yourself and your family while making the most of what you have rests with obtaining good financial advice. Good financial advice is personal and is based on your goals, your objectives and even your dreams. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/article03.html\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/expressinterest03.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#004990\" size=\"+1\"><span class=\"articletitle\"><strong>Small steps to retirement</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Over the last few years it would seem that the rule makers in Canberra are taking steps to unwind the mind-boggling and complex rules attached to our retirement savings infrastructure. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/article04.html\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/expressinterest04.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#004990\" size=\"+1\"><span class=\"articletitle\"><strong>How do you save your money?</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 1 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">The way people save comes down to what they know, their attitude to investment risk, the experiences they have had and importantly, what they are saving for? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/article05.html\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/expressinterest05.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/EDM/button_interest.gif\" /></a> </span></font></td>
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                                            <p style=\"COLOR: #000000\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/client_d/AIC/NC_dev/May07/web/email.php\">NorWest Conveyancing</a> </p>
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                                <p>Contact Details P: +61 (0) 2 9871 0155 | F: +61 (0) 2 9871 0592 <br />
                                355 North Rocks Road, North Rocks NSW 2151 |<br />
                                PO Box 4850, North Rocks NSW 2151 &copy; 2007 NorWest Conveyancing All rights reserved. </p>
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                                <p><strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 25th May 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. The information contained within this newsletter is for general advice only. It has not been prepared taking into account your specific situation, objectives or needs. You should consider how the advice is appropriate to your own situation before making any investment devision.</p>
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                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Mortgage Update\" height=\"45\" alt=\"Mortgage Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/edm/newsletter_masthead.gif\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#001</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                9<sup>th</sup> July 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <br clear=\"all\" />
                                <strong>Dear Member:</strong><br clear=\"all\" />
                                <br clear=\"all\" />
                                I&rsquo;m pleased to be forwarding you our first edition of &lsquo;RDN Mortgages&rsquo; eNewsletter. <br clear=\"all\" />
                                <br clear=\"all\" />
                                Included are a number of articles providing considerable general information on various facets of mortgage consulting. We have implemented this service for our valued clients to ensure that you remain informed about topics that may be of interest to you. <br clear=\"all\" />
                                <br clear=\"all\" />
                                Whilst these topics may not apply to you at this point in time, they will provide you with important information for your next property transaction and allow the opportunity to discuss this further with us. We hope you enjoy the information in this newsletter and we look forward to your comments and feedback. <br clear=\"all\" />
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                                <font color=\"#339059\"><strong>Sahdeo Singh</strong></font><br clear=\"all\" />
                                <font color=\"#339059\"><em>Mortgage Consultant</em></font><br clear=\"all\" />
                                <img height=\"7\" alt=\"\" hspace=\"3\" width=\"1\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/edm/clear.gif\" /><br clear=\"all\" />
                                <font color=\"#339059\"><strong>RDN Mortgages Pty Ltd</strong></font><br clear=\"all\" />
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#339059\" size=\"+1\"><span class=\"articletitle\"><strong>Current Australian property landscape</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">We&rsquo;re currently in the midst of the strongest period of global economic growth since the late 1960s/early 1970s, so shouldn&rsquo;t that mean that the property market in each and every state is booming? That&rsquo;s not quite the case... <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/web/article01.html\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#339059\" size=\"+1\"><span class=\"articletitle\"><strong>Drought - The Elements taking effect</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Whether it&rsquo;s droughts in Australia&rsquo;s South or recent storms in eastern New South Wales, the elements are playing havoc with our agricultural sector and that is going to affect everyone. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/web/article02.html\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#339059\" size=\"+1\"><span class=\"articletitle\"><strong>Bob the Builder - Choosing your dream design &amp; building team</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">The right building and design team is just as important for the completion of your dream home as the perfect furnishings or the perfect location. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/web/article03.html\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#339059\" size=\"+1\"><span class=\"articletitle\"><strong>Putting a price on it</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">The average Australian household has 60% to 70% of their accumulated wealth tied up in housing. Therefore regardless of whether you are buying, selling or refinancing it\'s important to ensure you have accurate information to base that decision on. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/web/article04.html\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#339059\" size=\"+1\"><span class=\"articletitle\"><strong>Residential Tenancy Databases</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Residential Tenancy Databases (RTDs) are privately owned electronic databases which contain information about individual tenancy histories. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/web/article05.html\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/RDNMortgages/jul07/edm/button_interest.gif\" /></a> </span></font></td>
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                                Contact Details P: +61 (02) 9635 9222 | F: +61 (02) 9635 9233 | M: +61 (0)433 226 913 <br clear=\"all\" />
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 9th July 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                The information contained within this newsletter is for general advice only. It has not been prepared taking into account your specific situation, objectives or needs. You should consider how the advice is appropriate to your own situation before making any investment decision. </span></font><br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"135\">&nbsp;</td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"105\"><img title=\"Financial Advisor Update\" height=\"45\" alt=\"Financial Adviser Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/edm/newsletter_masthead.jpg\" /> <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"issuenumber\">The web based newsletter<br />
                                is available <a title=\"Newsletter Home\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/web/index.php\">here</a> <br clear=\"all\" />
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                                <strong>Issue#12</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> August 2007&nbsp;&nbsp;</span><span class=\"issuenumber\" align=\"left\"></span></font> </td>
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                                <strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                As part of the exciting newsletter service that is provided to you on a monthly basis, FS&amp;IG would also like to add that the principal Andrew Blanchette has now obtained his full AFSL (Australian Financial Service License No: 310487), and also an unrestricted Real Estate license No: 1448311, 1448322.
                                <p>FS&amp;IG are now a group of companies (Financial Planning, Real Estate and Finance), fully licensed in all the areas of financial services which has specialised and qualified individuals, all working together to provide you a wholistic and tailored advice.</p>
                                <p>This newsletter is created for your educational benefit, to provide you some of the answers needed to build a comprehensive investment portfolio.</p>
                                <p><a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/web/holiday.php\">Refer a friend</a> and win an exciting holiday for the family - &lsquo;<a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/web/terms.php\">click here</a> - for the terms and conditions&rsquo;</p>
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                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebartitle\"><img height=\"80\" alt=\"FS&amp;IG\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/edm/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <strong><span style=\"FONT-SIZE: 11px\">Andrew Blanchette</span> <br />
                                <font face=\"Arial, Helvetica, sans-serif\" size=\"-2\">Dip FS, Adv Dip FS</font><br />
                                </strong></span><span class=\"sidebartitle\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\">Director</font><br />
                                <br />
                                <strong><span style=\"FONT-SIZE: 11px\">Jan Blanchette</span> <br />
                                <font face=\"Arial, Helvetica, sans-serif\" size=\"-2\">Dip FS, Adv Dip FS, JP</font><br />
                                </strong></span><span class=\"sidebartitle\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\">Partner</font><br />
                                <br />
                                <strong><span style=\"FONT-SIZE: 11px\">Debbie Grace</span> <br />
                                <font face=\"Arial, Helvetica, sans-serif\" size=\"-2\">Accredited Mortgage Consultant</font><br />
                                </strong></span><span class=\"sidebartitle\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\">Mortgage Broker</font><br />
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                                <strong><span style=\"FONT-SIZE: 11px\">Terry King</span> <br />
                                <font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"></font></strong></span><span class=\"sidebartitle\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\">Property Analyst</font><br />
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                                <strong><span style=\"FONT-SIZE: 11px\">Andrew Mathews</span> <br />
                                <font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"></font></strong></span><span class=\"sidebartitle\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\">Financial Planner</font><br />
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                                <strong><span style=\"FONT-SIZE: 11px\">Victoria Chernyak</span> <br />
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                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#666666\" size=\"-2\"><em>Financial Services &amp; Investment Group Pty Ltd</em></font></span> <br />
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>A Government bonus for working longer</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">If you are work past retirement your retirement age, you may be eligible for the Pension Bonus Scheme. Keep in mind you must register to receive it. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Act before 20/9 and you may receive a 50% benefit</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">The ability to invest in a 50% Assets Test exempt income stream before 20 September 2007 may qualify some to receive more Age Pension benefits. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Life insurance through Super &ndash; the advantages</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Having life insurance through superannuation can be financially efficient but what are the advantages? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Reviewing your loan could save you money</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Spending few minutes on reviewing your home loan has the potential to save you money. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Save time when buying property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Time poor people looking to buy a property may benefit from the services of a buyer&rsquo;s agent.? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/web/email.php\">andrew.blanchette@fsig.com.au</a> or visit <a href=\"http://www.fsig.com.au\">the FSIG website</a><br />
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#333333\" size=\"-3\"><span class=\"company\"><br clear=\"all\" />
                                Contact Details P: +61 (02) 4655 5276 | F: +61 (02) 4655 5275 | M: +61 (0)400 175 149<br clear=\"all\" />
                                Financial Services &amp; Investment Group ABN: 97 117 462 772&nbsp;&nbsp;<br clear=\"all\" />
                                Corporate Authorised Representative 296994 | Titanium Planners ( AFSL No: 310487)<br clear=\"all\" />
                                &copy; 2007 Financial Services &amp; Investment Group. All rights reserved. </span></font></td>
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 14th August 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                The information contained within this newsletter is for general advice only. It has not been prepared taking into account your specific situation, objectives or needs. You should consider how the advice is appropriate to your own situation before making any investment decision. </span></font><br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"135\">&nbsp;</td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"135\"><img title=\"Financial Adviser Update\" height=\"45\" alt=\"Financial Adviser Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/newsletter_masthead.jpg\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#00</strong></span><span class=\"style4\"><strong>3</strong></span><span class=\"issuenumber\">&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> August 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                The web based newsletter&nbsp;&nbsp;<br />
                                is available <a title=\"Newsletter Home\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/web/index.php\">here</a>.&nbsp;&nbsp; </span></font></td>
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                                <td valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><br clear=\"all\" />
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                                <strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                Welcome to our thrid edition of Badger Financial Services eNewsletter. Included are five helpful articles providing considerable general information on different areas of financial services. <br clear=\"all\" />
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                                Thank you to all our clients, we wish you all the best, and look forward to assisting you with any of your financial services matters. <br clear=\"all\" />
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                                </span></font></td>
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                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"102\" alt=\"Michael Badger\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <font color=\"#6b8cad\"><strong>Michael Badger</strong></font> <br />
                                <font color=\"#11425e\"><em>Financial Adviser</em></font> <br />
                                <font color=\"#11425e\"><em>B Com, Grad Dip FP, F Fin, SSA, AMC, JP</em></font> <br />
                                <img height=\"5\" alt=\"\" width=\"1\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/clear.gif\" /><br clear=\"all\" />
                                <font color=\"#6b8cad\"><strong>Badger Financial Services</strong></font><br clear=\"all\" />
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                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebartitle\"><font color=\"#6b8cad\"><strong>Adviser Profile</strong></font> <span class=\"sidebartitleborder\" width=\"10\"></span><span width=\"10\"></span><span align=\"left\" width=\"160\" valign=\"top\"></span><br clear=\"all\" />
                                <span class=\"sidebar\">Contact Michael Badger E:<a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/web/email.php\">michael@thebadgers.com.au</a> <br clear=\"all\" />
                                P: 1300 668 965 or visit <br clear=\"all\" />
                                <a target=\"_blank\" href=\"http://www.thebadgers.com.au\">Badger Financial Services Home</a> <br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"380\"><!-- Begin Article #01 -->
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                                            <td><img height=\"3\" alt=\"\" width=\"100%\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/rule_message.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>A Government bonus for working longer</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">If you are work past retirement your retirement age, you may be eligible for the Pension Bonus Scheme. Keep in mind you must register to receive it.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/button_interest.gif\" /></a> </span></font></td>
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                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #01 --><!-- Begin Article #02 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Act before 20/9 and you may receive a 50% benefit</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">The ability to invest in a 50% Assets Test exempt income stream before 20 September 2007 may qualify some to receive more Age Pension benefits. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #02 --><!-- Begin Article #03 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Life insurance through Super &amp;ndash; the advantages</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Having life insurance through superannuation can be financially efficient but what are the advantages? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/button_interest.gif\" /></a> </span></font></td>
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                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #03 --><!-- Begin Article #04 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Reviewing your loan could save you money</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Spending few minutes on reviewing your home loan has the potential to save you money. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Save time when buying property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Time poor people looking to buy a property may benefit from the services of a buyer&amp;rsquo;s agent. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td class=\"sidebartitleborder\" valign=\"bottom\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebartitle\"><strong>Articles in this Issue</strong></span></font></td>
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                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/web/archive.php\">Newsletter Archive</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/web/article01.php\">A Government bonus for working longer</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/web/article02.php\">Act before 20/9 and you may receive a 50% benefit</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/web/article03.php\">Life insurance through Super &ndash; the advantagesn</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/web/article04.php\">Reviewing your loan could save you money</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/badger/web/article05.php\">Save time when buying property</a><br clear=\"all\" />
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-3\"><span class=\"company\"><br clear=\"all\" />
                                Contact Details P: +61 1300 668 965 | F: +61 (02) 8915 1384 | M: +61 (0)410 570 676 <br clear=\"all\" />
                                1610/362 Sussex Street, Sydney NSW 2000 <br clear=\"all\" />
                                Badger Financial Services License No: 289881 | ABN: 42 114 176 797<br clear=\"all\" />
                                &copy; 2007 Badger Financial Services All rights reserved. <br clear=\"all\" />
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 14th August 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"135\"><a title=\"index\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/web/index.php\"><img height=\"105\" alt=\"Integrity Broking\" hspace=\"17\" width=\"244\" vspace=\"17\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/edm/logo_ib.gif\" /></a></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"135\"><img title=\"Mortgage Advisor Update\" height=\"45\" alt=\"Mortgage Advisor Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/edm/newsletter_masthead.jpg\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#008</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                24<sup>th</sup> July 2007&nbsp;&nbsp;<br clear=\"all\" />
                                <br clear=\"all\" />
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                                </span></font>The web based newsletter&nbsp;&nbsp;<br />
                                is available <a title=\"Newsletter Home\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/web/index.php\">here</a>.&nbsp;&nbsp; </td>
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                                <td valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><br />
                                <strong>Dear %Member:CustomField1%,</strong>
                                <p>A recent article in the Financial Review highlighted some interesting facts about recent property sales over the last few months: more investors are coming back into the market. The investors&rsquo; proportion of home loan approvals has increased (31% of all home loan approvals in May 2007) whilst new home loan approvals for First Home Buyers fell (16.6%).</p>
                                <p>The combination of rising rents (providing better investment returns) and a tight market in Sydney (due to an undersupply of new buildings) is starting to attract investors back. In particular inner city areas within 10km&rsquo;s or so of the CBD are seeing increased investor activity, with particular interest in areas like Newtown, Paddington, Bondi, Randwick, Cremorne and Neutral Bay.</p>
                                <p>Have a look at the Bulletin Board, where you will find an article of mine about negative gearing, a property investment strategy often misunderstood, but critical for property investors.</p>
                                <p>I hope you enjoy all the articles in this edition.<br clear=\"all\" />
                                Regards, <br clear=\"all\" />
                                Daniel.</p>
                                <br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"102\" alt=\"Daniel Shillito CPA\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/edm/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <font color=\"#d81b3b\"><strong>Daniel Shillito <br />
                                CPA</strong></font><br clear=\"all\" />
                                <font color=\"#d81b3b\"><strong>General Manager</strong></font><br clear=\"all\" />
                                Integrity Broking<br clear=\"all\" />
                                </span></font><br clear=\"all\" />
                                <br clear=\"all\" />
                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebartitle\"><font color=\"#d81b3b\"><strong>Advisor Profile</strong></font> <span class=\"sidebartitleborder\" width=\"10\"></span><span width=\"10\"></span><span align=\"left\" width=\"160\" valign=\"top\"></span><br clear=\"all\" />
                                <span class=\"sidebar\">Contact Daniel Shillito CPA E:<a href=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/web/email.php\">daniel@integritybroking.com</a> <br clear=\"all\" />
                                M: 0410 603 608 <br clear=\"all\" />
                                Company Information view <br />
                                <a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/web/advisor.php\">A quick note from Daniel</a> </span></span></font></td>
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                                <td valign=\"top\" align=\"left\" width=\"380\"><!-- Begin Article #01 -->
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Using Super to own an investment property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">A self managed superannuation fund offers the opportunity to buy an investment property with superannuation money, but it may not be for everyone. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>A Step-by-Step guide to the Property Transfer Process</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Next time you&rsquo;re looking to transfer your property, whether it be to sell or buy to another, it might be a good idea to have a quick reference of the steps required to facilitate a smooth transfer. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Increase your investment property return</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Are you one of the many investment property owners missing out on available tax benefits by not properly claiming depreciation associated to your investment property? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Dealing with bad tenants</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">We\'ve all heard the horror stories about the tenants from hell, so if this is something you&rsquo;ve dealt with in the past or want to guarantee never happens in your future, we&rsquo;ve put together the top five reasons why landlords get caught out by badly behaving tenants. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Selling your house online</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Buying and selling a property is never an easy process, although just by getting online, you could make it a considerably less stressful and a less expensive process. If you want to avoid paying commission to a real estate agent, or if you need an additional way to put your house on the market, it can be as simple as showcasing your home on the internet. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/web/article01.php\">Using Super to own an<br />
                                            <img height=\"1\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/edm/clear.gif\" />investment property</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/web/article02.php\">A Step-by-Step guide to the<br />
                                            <img height=\"1\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/edm/clear.gif\" />Property Transfer Process</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/web/article03.php\">Increase your investment<br />
                                            <img height=\"1\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/edm/clear.gif\" />property return</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/web/article04.php\">Dealing with bad tenants</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/web/article05.php\">Selling your house online</a><br clear=\"all\" />
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                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#d81b3b\" size=\"-2\"><big><strong>Any Questions?</strong></big> </font><br clear=\"all\" />
                                <a href=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/web/ask.php\">Email Daniel Shillito now.</a> <br clear=\"all\" />
                                or call Daniel on 0410 603 608 anytime. <br clear=\"all\" />
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-3\"><span class=\"company\"><br clear=\"all\" />
                                Contact Details P: +61 (02) 8003 3472 | F: +61 (02) 9953 8662 | M: +61 (0)410 603 608 <br clear=\"all\" />
                                Integrity Broking ABN: 64 857 945 741<br clear=\"all\" />
                                &copy; 2007 Integrity Broking All rights reserved. <br clear=\"all\" />
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                                You have received this Investor Update newsletter because your advisor subscribed you to our services, or a friend sent it to you. To unsubscribe from the Investor Update newsletter please <a class=\"whitelink\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/IB/jul07/web/unsubscribe.php\">click here</a>. <br clear=\"all\" />
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 24th July 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                The information contained within this newsletter is for general advice only. It has not been prepared taking into account your specific situation, objectives or needs. You should consider how the advice is appropriate to your own situation before making any investment decision. </span></font><br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"135\"><a title=\"Financial Cents\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/web/index.php\"><img height=\"85\" alt=\"Financial Cents\" hspace=\"20\" width=\"236\" vspace=\"20\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/logo_fc.gif\" /></a></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"135\"><img title=\"Financial Advisor Update\" height=\"45\" alt=\"Financial Adviser Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/newsletter_masthead.jpg\" /> <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"issuenumber\"><strong>Issue#13</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> August 2007&nbsp;&nbsp;<br clear=\"all\" />
                                <br clear=\"all\" />
                                <br clear=\"all\" />
                                <font size=\"+0\"></font></span></font></td>
                                <td width=\"10\" height=\"135\">&nbsp;</td>
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                    <!-- Begin Message From Adviser -->
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                                <td valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><br />
                                <p><strong>Dear Sir/Madam,</strong></p>
                                <p><strong>Welcome to our&nbsp;August eNewsletter</strong>.<br />
                                An interesting read this month especially beneficial for those reaching retirement age and those who are already retired and could potentially benefit by making structuring their savings before September 20 next month.<br />
                                When was the last time you reviewed your home loan?&nbsp; Richard can do a simple review with you to ensure its the best for you.<br />
                                Give&nbsp;us a call to organise an appointment to tailor any or all of these items that are appropriate for you!<br />
                                Warm regards, <br />
                                Catherine and Richard Wells.</p>
                                <hr width=\"100%\" size=\"3\" />
                                </span></font></td>
                                <td width=\"20\">&nbsp;</td>
                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"80\" alt=\"Richard &amp; Catherine Wells\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <font color=\"#902047\"><strong>Richard &amp; Catherine Wells</strong></font><br clear=\"all\" />
                                Financial Services<br clear=\"all\" />
                                <font color=\"#666666\"><em>Financial Cents Pty. Ltd.</em></font><br clear=\"all\" />
                                </span></font></td>
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                    <table cellspacing=\"0\" cellpadding=\"0\" width=\"600\" background=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/background_content.gif\" border=\"0\">
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                                <td width=\"20\">&nbsp;</td>
                                <td valign=\"top\" align=\"left\" width=\"380\"><!-- Begin Article #01 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>A Government bonus for working longer</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">If you are work past retirement your retirement age, you may be eligible for the Pension Bonus Scheme. Keep in mind you must register to receive it. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/separate-wide.gif\" /></td>
                                        </tr>
                                    </tbody>
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                                <!-- End Article #01 --><!-- Begin Article #02 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                        <tr>
                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Act before 20/9 and you may receive a 50% benefit</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">The ability to invest in a 50% Assets Test exempt income stream before 20 September 2007 may qualify some to receive more Age Pension benefits. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/separate-wide.gif\" /></td>
                                        </tr>
                                    </tbody>
                                </table>
                                <!-- End Article #02 --><!-- Begin Article #03 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
                                    <tbody>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Life insurance through Super &ndash; the advantages</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Having life insurance through superannuation can be financially efficient but what are the advantages? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/separate-wide.gif\" /></td>
                                        </tr>
                                    </tbody>
                                </table>
                                <!-- End Article #03 --><!-- Begin Article #04 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
                                    <tbody>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Reviewing your loan could save you money</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Spending few minutes on reviewing your home loan has the potential to save you money <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/separate-wide.gif\" /></td>
                                        </tr>
                                    </tbody>
                                </table>
                                <!-- End Article #04 --><!-- Begin Article #05 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
                                    <tbody>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Save time when buying property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Time poor people looking to buy a property may benefit from the services of a buyer&rsquo;s agent. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/separate-wide.gif\" /></td>
                                        </tr>
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                                <!-- End Article #05 --></td>
                                <td width=\"10\">&nbsp;</td>
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                                            <td class=\"sidebartitleborder\" width=\"10\">&nbsp;</td>
                                            <td class=\"sidebartitleborder\" valign=\"middle\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"-2\"><span class=\"sidebartitle\"><strong>Adviser Profile</strong></span></font></td>
                                            <td class=\"sidebartitleborder\" width=\"10\">&nbsp;</td>
                                        </tr>
                                        <tr>
                                            <td width=\"10\">&nbsp;</td>
                                            <td valign=\"top\" align=\"left\" width=\"160\"><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/web/email.php\">Catherine Wells</a> or visit the <br />
                                            <a href=\"http://www.financialcents.com.au\">Financial Cents</a> website. </span></font></td>
                                            <td width=\"10\">&nbsp;</td>
                                        </tr>
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                                <!-- End Sidebar Box #01 -->
                                <p>&nbsp;</p>
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"180\" border=\"0\">
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                                            <td class=\"sidebartitleborder\" width=\"10\">&nbsp;</td>
                                            <td class=\"sidebartitleborder\" valign=\"middle\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"-2\"><span class=\"sidebartitle\"><strong>Articles In This Issue</strong></span></font></td>
                                            <td class=\"sidebartitleborder\" width=\"10\">&nbsp;</td>
                                        </tr>
                                        <tr>
                                            <td width=\"10\">&nbsp;</td>
                                            <td valign=\"top\" align=\"left\" width=\"160\"><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\"><img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/web/index.php\">Newsletter Home</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://www.financialcents.com.au\">Home - Financial Cents</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/web/article01.php\">A Government bonus for working longer</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/web/article02.php\">Act before 20/9 and you may receive a 50% benefit</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/web/article03.php\">Life insurance through Super &ndash; the advantages</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/web/article04.php\">Reviewing your loan could save you money</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FC/web/article05.php\">Save time when buying property</a><br clear=\"all\" />
                                            </span></font></td>
                                            <td width=\"10\">&nbsp;</td>
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                                Contact Details P: +61 (02) 9548 0222 | F: +61 (02) 9548 0333 | M: +61 (0)425 239 245<br clear=\"all\" />
                                28 Banksia Avenue, Engadine NSW 2233 | Financial Cents ABN: 15 120 534 296<br clear=\"all\" />
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                                &copy; 2007 Financial Cents Pty. Ltd. All rights reserved. </span></font></td>
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 14th August 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                The information contained within this newsletter is for general advice only. It has not been prepared taking into account your specific situation, objectives or needs. You should consider how the advice is appropriate to your own situation before making any investment decision. </span></font><br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\"><img height=\"130\" alt=\"Optimise Wealth Management\" hspace=\"\" width=\"263\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/OWM/edm/logo_owm.gif\" /></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Financial Adviser Update\" height=\"45\" alt=\"Optimise Wealth Management\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/OWM/edm/newsletter_masthead.jpg\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#004</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> August 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <td style=\"BORDER-BOTTOM: #e2e2e2 3px solid\" valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                I&rsquo;m pleased to be forwarding you this month&rsquo;s Optimise Wealth Management eNewsletter. Included are five more helpful articles providing considerable general information on various facets of financial planning. If you have any questions on how to apply some of the topics covered to your own financial plan, simply select the Express Interest button next to an article and we will contact you as soon as possible. <br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"142\" alt=\"Michael Flanagan\" width=\"125\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/OWM/edm/michael.gif\" /> <br clear=\"all\" />
                                </span></font><font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"><span class=\"advisordetails\"><strong>Michael Flanagan</strong><br clear=\"all\" />
                                <strong>Financial Adviser CFP</strong></span></font><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><br clear=\"all\" />
                                </span></font><font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"><span class=\"advisordetails\"><span class=\"style1\">Optimise Wealth Management</span></span></font><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><br clear=\"all\" />
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                                            <td><img height=\"3\" alt=\"\" width=\"100%\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/rule_message.gif\" /></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>A Government bonus for working longer</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">If you are work past retirement your retirement age, you may be eligible for the Pension Bonus Scheme. Keep in mind you must register to receive it.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Act before 20/9 and you may receive a 50% benefit</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">The ability to invest in a 50% Assets Test exempt income stream before 20 September 2007 may qualify some to receive more Age Pension benefits. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Life insurance through Super &ndash; the advantages</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Having life insurance through superannuation can be financially efficient but what are the advantages? <br clear=\"all\" />
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Reviewing your loan could save you money</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Spending few minutes on reviewing your home loan has the potential to save you money. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Save time when buying property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Time poor people looking to buy a property may benefit from the services of a buyer&amp;rsquo;s agent. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_interest.gif\" /></a> </span></font></td>
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-3\"><span class=\"company\"><br clear=\"all\" />
                                Contact Details P: +61 (02) 9472 4000 | F: +61 (02) 9476 8693 | M: +61 (0)411 268 439<br clear=\"all\" />
                                Suite 1a 17-19 Hunter St, Hornsby NSW 2077 | PO Box 873 Hornsby NSW 2077<br clear=\"all\" />
                                Optimise Wealth Management Pty. Ltd. ABN: 94 107 661 316<br clear=\"all\" />
                                Authorised Representative 277760 | AMP Financial Planning Pty. Ltd. ( AFSL No: 232706)<br clear=\"all\" />
                                &copy; 2007 Optimise Wealth Management Pty. Ltd. All rights reserved. <br clear=\"all\" />
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 14th August 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                The information contained within this newsletter is for general advice only. It has not been prepared taking into account your specific situation, objectives or needs. You should consider how the advice is appropriate to your own situation before making any investment decision. </span></font><br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\"><img height=\"130\" alt=\"Optimise Wealth Management\" hspace=\"\" width=\"263\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/OWM/edm/logo_owm.gif\" /></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Financial Adviser Update\" height=\"45\" alt=\"Optimise Wealth Management\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/OWM/edm/newsletter_masthead.jpg\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#004</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> August 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <td style=\"BORDER-BOTTOM: #e2e2e2 3px solid\" valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                I&rsquo;m pleased to be forwarding you this month&rsquo;s Optimise Wealth Management eNewsletter. Included are five more helpful articles providing considerable general information on various facets of financial planning. If you have any questions on how to apply some of the topics covered to your own financial plan, simply select the Express Interest button next to an article and we will contact you as soon as possible. <br clear=\"all\" />
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                                <td width=\"20\">&nbsp;</td>
                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"142\" alt=\"Michael Flanagan\" width=\"125\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/OWM/edm/michael.gif\" /> <br clear=\"all\" />
                                </span></font><font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"><span class=\"advisordetails\"><strong>Michael Flanagan</strong><br clear=\"all\" />
                                <strong>Financial Adviser CFP</strong></span></font><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><br clear=\"all\" />
                                </span></font><font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"><span class=\"advisordetails\"><span class=\"style1\">Optimise Wealth Management</span></span></font><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"380\"><!-- Begin Article #01 -->
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                                            <td><img height=\"3\" alt=\"\" width=\"100%\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/rule_message.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>A Government bonus for working longer</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">If you are work past retirement your retirement age, you may be eligible for the Pension Bonus Scheme. Keep in mind you must register to receive it.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Act before 20/9 and you may receive a 50% benefit</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">The ability to invest in a 50% Assets Test exempt income stream before 20 September 2007 may qualify some to receive more Age Pension benefits. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #02 --><!-- Begin Article #03 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Life insurance through Super &ndash; the advantages</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Having life insurance through superannuation can be financially efficient but what are the advantages? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #03 --><!-- Begin Article #04 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Reviewing your loan could save you money</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Spending few minutes on reviewing your home loan has the potential to save you money. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Save time when buying property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Time poor people looking to buy a property may benefit from the services of a buyer&amp;rsquo;s agent. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/separate-wide.gif\" /></td>
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                                            <td class=\"sidebartitleborder\" valign=\"bottom\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#004990\" size=\"-2\"><span class=\"sidebartitle\"><strong>Adviser Profile</strong></span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/OWM/web/email.php\">Michael Flanagan</a> or visit <a target=\"_blank\" href=\"http://www.owm.com.au\">Optimise Wealth Management</a> </span></font></td>
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-3\"><span class=\"company\"><br clear=\"all\" />
                                Contact Details P: +61 (02) 9472 4000 | F: +61 (02) 9476 8693 | M: +61 (0)411 268 439<br clear=\"all\" />
                                Suite 1a 17-19 Hunter St, Hornsby NSW 2077 | PO Box 873 Hornsby NSW 2077<br clear=\"all\" />
                                Optimise Wealth Management Pty. Ltd. ABN: 94 107 661 316<br clear=\"all\" />
                                Authorised Representative 277760 | AMP Financial Planning Pty. Ltd. ( AFSL No: 232706)<br clear=\"all\" />
                                &copy; 2007 Optimise Wealth Management Pty. Ltd. All rights reserved. <br clear=\"all\" />
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 14th August 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                The information contained within this newsletter is for general advice only. It has not been prepared taking into account your specific situation, objectives or needs. You should consider how the advice is appropriate to your own situation before making any investment decision. </span></font><br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\"><img height=\"130\" alt=\"Optimise Wealth Management\" hspace=\"\" width=\"263\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/OWM/edm/logo_owm.gif\" /></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Financial Adviser Update\" height=\"45\" alt=\"Optimise Wealth Management\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/OWM/edm/newsletter_masthead.jpg\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#004</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> August 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <td width=\"10\" height=\"135\">&nbsp;</td>
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                                <td style=\"BORDER-BOTTOM: #e2e2e2 3px solid\" valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                I&rsquo;m pleased to be forwarding you this month&rsquo;s Optimise Wealth Management eNewsletter. Included are five more helpful articles providing considerable general information on various facets of financial planning. If you have any questions on how to apply some of the topics covered to your own financial plan, simply select the Express Interest button next to an article and we will contact you as soon as possible. <br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"142\" alt=\"Michael Flanagan\" width=\"125\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/OWM/edm/michael.gif\" /> <br clear=\"all\" />
                                </span></font><font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"><span class=\"advisordetails\"><strong>Michael Flanagan</strong><br clear=\"all\" />
                                <strong>Financial Adviser CFP</strong></span></font><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><br clear=\"all\" />
                                </span></font><font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"><span class=\"advisordetails\"><span class=\"style1\">Optimise Wealth Management</span></span></font><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"380\"><!-- Begin Article #01 -->
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                                            <td><img height=\"3\" alt=\"\" width=\"100%\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/rule_message.gif\" /></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>A Government bonus for working longer</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">If you are work past retirement your retirement age, you may be eligible for the Pension Bonus Scheme. Keep in mind you must register to receive it.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Act before 20/9 and you may receive a 50% benefit</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">The ability to invest in a 50% Assets Test exempt income stream before 20 September 2007 may qualify some to receive more Age Pension benefits. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Life insurance through Super &ndash; the advantages</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Having life insurance through superannuation can be financially efficient but what are the advantages? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #03 --><!-- Begin Article #04 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Reviewing your loan could save you money</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Spending few minutes on reviewing your home loan has the potential to save you money. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #04 --><!-- Begin Article #05 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Save time when buying property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Time poor people looking to buy a property may benefit from the services of a buyer&amp;rsquo;s agent. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/owm/edm/separate-wide.gif\" /></td>
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                                            <td class=\"sidebartitleborder\" valign=\"bottom\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#004990\" size=\"-2\"><span class=\"sidebartitle\"><strong>Adviser Profile</strong></span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/OWM/web/email.php\">Michael Flanagan</a> or visit <a target=\"_blank\" href=\"http://www.owm.com.au\">Optimise Wealth Management</a> </span></font></td>
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                                Contact Details P: +61 (02) 9472 4000 | F: +61 (02) 9476 8693 | M: +61 (0)411 268 439<br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\">&nbsp;</td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Conveyancing Update\" height=\"45\" alt=\"Conveyance Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/christolynn/edm/newsletter_masthead.gif\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#002</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> August 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <span class=\"advisorcomment\"><strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                I welcome you to our second edition of &lsquo;Christolynn Conveyancing&rsquo; eNewsletter. <br clear=\"all\" />
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                                Included are a number of articles providing considerable general information on various facets of property and conveyancing. We have implemented this service for our valued clients to ensure that you remain informed about topics that may be of interest to you. <br clear=\"all\" />
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                                We hope you enjoy the information in this newsletter and we look forward to your comments and feedback. <br clear=\"all\" />
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                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"102\" alt=\"Lynne Waldon\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/christolynn/edm/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <font color=\"#025c66\"><strong>Lynne Waldon</strong></font><br clear=\"all\" />
                                <font color=\"#025c66\"><em>Certified Practising Conveyancer</em></font> <img height=\"5\" alt=\"\" hspace=\"3\" width=\"1\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/christolynn/edm/clear.gif\" /><br clear=\"all\" />
                                <font color=\"#025c66\"><strong>Christolynn Conveyancing<br clear=\"all\" />
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>GST and You!</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Essentially, the Goods and Services Tax (GST) is not intended to apply to sales and purchases of established (as compared with newly constructed) residential properties. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Save time when buying property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Time poor people looking to buy a property may benefit from the services of a buyer&rsquo;s agent. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Types of Property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">While most consumers are familiar with the difference between vacant land, house and land, and home units, some forms of title can create problems for the unwary. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #03 --><!-- Begin Article #04 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Components of the Conveyancing Transaction</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">There are a number of components to any conveyancing transaction, all of which will be undertaken by the Conveyancer with the instructions of the client. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #04 --><!-- Begin Article #05 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Let the Conveyancing Begin! </strong></span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">You have found a property you want to buy. Having spent weeks or months finding the ideal property, you have made your offer and had it accepted. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/Christolynn/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td class=\"sidebartitleborder\" valign=\"bottom\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-2\"><span class=\"sidebartitle\"><strong>My Profile</strong></span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/christolynn/web/email.php\">Lynne Waldon</a> </span></font></td>
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                                Contact Details P: +61 (02) 4730 6855 | F: +61 (02) 4730 6825 | M: +61 (0)438 591 037<br clear=\"all\" />
                                4 Mahogany Close, Cranebrook, NSW 2749 | PO BOX 425 Cranebrook NSW 2749 <br clear=\"all\" />
                                &nbsp;&nbsp;&nbsp;&nbsp;Christolynn Conveyancing ABN: 91 252 967 488<br clear=\"all\" />
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        <title>Homeland Conveyancing</title>
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\"><a title=\"Visit the Homeland Conveyancing website\" target=\"_blank\" href=\"http://www.homelandconveyancing.com.au/\"><img height=\"116\" alt=\"Homeland Conveyancing\" hspace=\"\" width=\"250\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/HC/edm/logo_homeland.gif\" /></a></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Conveyance Update\" height=\"45\" alt=\"Conveyancer Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/HC/edm/newsletter_masthead.jpg\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#005</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> August 2007&nbsp;&nbsp;<br clear=\"all\" />
                                <br clear=\"all\" />
                                <br clear=\"all\" />
                                <font size=\"+0\"></font></span></font></td>
                                <td width=\"10\" height=\"135\">&nbsp;</td>
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                                <td style=\"BORDER-BOTTOM: #fdb827 3px solid\" valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"Conveyancercomment\"><br />
                                <strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                I&rsquo;m pleased to be forwarding you this month&rsquo;s Homeland Conveyancing eNewsletter. Included are five more helpful articles providing considerable general information on various facets of property and conveyancing. If you have any questions on how to apply some of the topics covered to your own situation, simply select the Express Interest button next to an article and we will contact you as soon as possible. <br clear=\"all\" />
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                                </span></font></td>
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                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"Conveyancerdetails\"><img height=\"80\" alt=\"Aaron Sainsbury\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/HC/edm/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <font color=\"#004990\"><strong>Aaron Sainsbury</strong></font><br clear=\"all\" />
                                <font color=\"#004990\">Licensed Conveyancer<br />
                                CPC,(License No: 939816)<br />
                                <em>Homeland Conveyancing</em><br clear=\"all\" />
                                </font><br clear=\"all\" />
                                </span></font></td>
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                                <td valign=\"top\" align=\"left\" width=\"380\"><!-- Begin Article #01 -->
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>GST and You!</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Essentially, the Goods and Services Tax (GST) is not intended to apply to sales and purchases of established (as compared with newly constructed) residential properties. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Save time when buying property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Time poor people looking to buy a property may benefit from the services of a buyer&rsquo;s agent. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #02 --><!-- Begin Article #03 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Types of Property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">While most consumers are familiar with the difference between vacant land, house and land, and home units, some forms of title can create problems for the unwary. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Components of the Conveyancing Transaction</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">There are a number of components to any conveyancing transaction, all of which will be undertaken by the Conveyancer with the instructions of the client. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Let the Conveyancing Begin! </strong></span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">You have found a property you want to buy. Having spent weeks or months finding the ideal property, you have made your offer and had it accepted. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/hc/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/HC/web/email.php\">Aaron Sainsbury</a> or visit <a href=\"http://www.homelandconveyancing.com.au/\">Homeland Conveyancing</a> </span></font></td>
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                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#381b5b\" size=\"-2\"><big><strong>Any Questions?</strong></big> </font><br clear=\"all\" />
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                                or call +61 (02) 9671 4929 between 9:00am - 5:00pm from Mondays to Fridays. <br clear=\"all\" />
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-3\"><span class=\"company\"><br clear=\"all\" />
                                Contact Details P: +61 (02) 9671 4929 | F: +61 (02) 9671 1859 | M: +61 (0)418 200 418 <br />
                                Level 1 125 Main Steet, Blacktown NSW 2148 | PO BOX 1083, Blacktown NSW 2148&nbsp;&nbsp; <br />
                                &copy; 2007 Homeland Conveyancing All rights reserved. <br clear=\"all\" />
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                                You have received this Investor Update newsletter because your Conveyancer subscribed you to our services, or a friend sent it to you. To unsubscribe from the Investor Update newsletter please <a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/HC/web/unsubscribe.php\">click here</a>. <br clear=\"all\" />
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 14th August 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                The information contained within this newsletter is for general advice only. It has not been prepared taking into account your specific situation, objectives or needs. You should consider how the advice is appropriate to your own situation before making any investment decision. </span></font><br clear=\"all\" />
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    <head>
        <title>Finance Seekers</title>
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"135\"><img height=\"91\" alt=\"Finance Seekers\" hspace=\"20\" width=\"178\" vspace=\"20\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/logo_fs.jpg\" /></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"135\"><img title=\"Mortgage Advisor Update\" height=\"45\" alt=\"Mortgage Advisor Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/newsletter_masthead.jpg\" /> <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"issuenumber\"><strong>Issue#11</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> August 2007&nbsp;&nbsp;<br clear=\"all\" />
                                <br clear=\"all\" />
                                <br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><br clear=\"all\" />
                                <strong>Dear %Member:CustomField1%,</strong>
                                <p>Have you ever wondered how you can INCREASE your wealth &amp; ENHANCE your financial future &ndash; PAY OFF your home loan faster and RETIRE comfortably? Who hasn&rsquo;t?</p>
                                <p>You know by now that Finance Seekers do not believe in &ldquo;Get Rich Quick&rdquo; scams or schemes &ndash; but we do believe in &ldquo;Get Rich &ndash; or at least Comfortable - Consistently&rdquo; and it&rsquo;s simple. It takes time, a little money and a little bit of know how. We have the know-how all we need is your time.</p>
                                <p>Please call the office today to discuss a financial strategy for success &ndash; call 1300 88 98 70.</p>
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                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"80\" alt=\"Finance Seekers\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <br clear=\"all\" />
                                <p><strong>Finance Seekers</strong><br />
                                Seeking Out The Best Possible<br />
                                <em>For You And Your Business</em><br />
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                                <a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/web/index.php\">Click here to see other Finance Seekers Advisors.</a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>What is a &quot;Subprime Loan?&quot;</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">A subprime loan is a type of loan offered to people who do not qualify for a loan offered at regular interest rates or loans offered &quot;prime rates&quot;. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Save time when buying property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Time poor people looking to buy a property may benefit from the services of a buyer&amp;apos;s agent. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Life insurance through Super &amp;ndash; the advantages</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Having life insurance through superannuation can be financially efficient but what are the advantages? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/fs/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/fs/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/fs/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/fs/edm/button_interest.gif\" /></a> </span></font></td>
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                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/fs/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Reviewing your loan could save you money</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Spending few minutes on reviewing your home loan has the potential to save you money. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Refinance to cover needs</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">This may sound illogical during a rising interest rate environment but it could provide a solution that meets needs <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/separate-wide.gif\" /></td>
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                                            <td class=\"sidebartitleborder\" valign=\"middle\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-2\"><span class=\"sidebartitle\"><strong>Advisor Profile</strong></span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/web/email.php\">office@financeseekers.com.au</a> or visit <a target=\"_blank\" href=\"http://www.financeseekers.com.au\">www.financeseekers.com.au</a> </span></font></td>
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                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#cccccc\" size=\"-2\"><big><strong>Any Questions?</strong></big> </font><br clear=\"all\" />
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                                or call +61 (02) 9659 4233 between 9:00am - 5:00pm from Mondays to Fridays.
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                                Contact Details P: +61 (02) 9659 4233 | F: +61 (02) 9659 4288 | M: +61 (0)404 494 929<br clear=\"all\" />
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                                &copy; 2007 Finance Seekers. All rights reserved. </span></font></td>
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 14th August 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"135\"><img height=\"91\" alt=\"Finance Seekers\" hspace=\"20\" width=\"178\" vspace=\"20\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/logo_fs.jpg\" /></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"135\"><img title=\"Mortgage Advisor Update\" height=\"45\" alt=\"Mortgage Advisor Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/newsletter_masthead.jpg\" /> <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"issuenumber\"><strong>Issue#11</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> August 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><br clear=\"all\" />
                                <strong>Dear %Member:CustomField1%,</strong>
                                <p>Have you ever wondered how you can INCREASE your wealth &amp; ENHANCE your financial future &ndash; PAY OFF your home loan faster and RETIRE comfortably? Who hasn&rsquo;t?</p>
                                <p>You know by now that Finance Seekers do not believe in &ldquo;Get Rich Quick&rdquo; scams or schemes &ndash; but we do believe in &ldquo;Get Rich &ndash; or at least Comfortable - Consistently&rdquo; and it&rsquo;s simple. It takes time, a little money and a little bit of know how. We have the know-how all we need is your time.</p>
                                <p>Please call the office today to discuss a financial strategy for success &ndash; call 1300 88 98 70.</p>
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                                <p><strong>Finance Seekers</strong><br />
                                Seeking Out The Best Possible<br />
                                <em>For You And Your Business</em><br />
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                                <a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/web/index.php\">Click here to see other Finance Seekers Advisors.</a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>What is a &quot;Subprime Loan?&quot;</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">A subprime loan is a type of loan offered to people who do not qualify for a loan offered at regular interest rates or loans offered &quot;prime rates&quot;. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Save time when buying property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Time poor people looking to buy a property may benefit from the services of a buyer&amp;apos;s agent. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Life insurance through Super &ndash; the advantages</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Having life insurance through superannuation can be financially efficient but what are the advantages? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/fs/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/fs/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/fs/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/fs/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Reviewing your loan could save you money</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Spending few minutes on reviewing your home loan has the potential to save you money. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Refinance to cover needs</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">This may sound illogical during a rising interest rate environment but it could provide a solution that meets needs <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/FS/web/email.php\">office@financeseekers.com.au</a> or visit <a target=\"_blank\" href=\"http://www.financeseekers.com.au\">www.financeseekers.com.au</a> </span></font></td>
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        <title>Real Property Conveyancers (NSW)</title>
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\"><img height=\"129\" alt=\"Real Property Conveyancers (NSW)\" hspace=\"\" width=\"129\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/edm/logo_rpc.jpg\" /></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Conveyancing Update\" height=\"45\" alt=\"Conveyancing Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/edm/newsletter_masthead.jpg\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#006</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> August 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <td width=\"10\" height=\"135\">&nbsp;</td>
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                                <td style=\"BORDER-BOTTOM: #666 3px solid\" valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><br />
                                <strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                I&rsquo;m pleased to be forwarding you this month&rsquo;s Real Property Conveyancer eNewsletter. Included are five more helpful articles providing considerable general information on various facets of property and conveyancing.
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                                            <td>&nbsp;</td>
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                                If you have any questions on how to apply some of the topics covered to your own situation, simply select the Express Interest button next to an article and we will contact you as soon as possible. <br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"80\" alt=\"Real Property Conveyancers\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/edm/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <font color=\"#381b5b\"><strong>Carolyn Musitano</strong></font><br clear=\"all\" />
                                Licenced Conveyancer<br />
                                CPC, JP<br clear=\"all\" />
                                Real Property Conveyancers(NSW)<br clear=\"all\" />
                                (Licence No: 1055036)<br clear=\"all\" />
                                <br clear=\"all\" />
                                <font color=\"#381b5b\"><strong>Bill Lancaster</strong></font><br clear=\"all\" />
                                Solicitor<br />
                                Real Property Conveyancers(NSW)<br clear=\"all\" />
                                <br clear=\"all\" />
                                </span></font></td>
                                <td width=\"20\">&nbsp;</td>
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                                <td valign=\"top\" align=\"left\" width=\"380\"><!-- Begin Article #01 -->
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>GST and You!</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Essentially, the Goods and Services Tax (GST) is not intended to apply to sales and purchases of established (as compared with newly constructed) residential properties. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #01 --><!-- Begin Article #02 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Save time when buying property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Time poor people looking to buy a property may benefit from the services of a buyer&rsquo;s agent. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #02 --><!-- Begin Article #03 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Types of Property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">While most consumers are familiar with the difference between vacant land, house and land, and home units, some forms of title can create problems for the unwary. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #03 --><!-- Begin Article #04 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Components of the Conveyancing Transaction</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">There are a number of components to any conveyancing transaction, all of which will be undertaken by the Conveyancer with the instructions of the client. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #04 --><!-- Begin Article #05 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Let the Conveyancing Begin! </strong></span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">You have found a property you want to buy. Having spent weeks or months finding the ideal property, you have made your offer and had it accepted. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #05 --></td>
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                                            <td class=\"sidebartitleborder\" valign=\"bottom\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#6b286d\" size=\"-2\"><span class=\"sidebartitle\"><strong>Conveyancer Profile</strong></span></font></td>
                                            <td class=\"sidebartitleborder\" width=\"10\">&nbsp;</td>
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                                            <td width=\"10\">&nbsp;</td>
                                            <td valign=\"top\" align=\"left\" width=\"160\"><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/rp/web/email.php\">Carolyn Musitano or Bill Lancaster</a></span> </font></td>
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                                            <td class=\"sidebartitleborder\" valign=\"bottom\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#6b286d\" size=\"-2\"><span class=\"sidebartitle\"><strong>Conveyancer Menu</strong></span></font></td>
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                                            <td width=\"10\">&nbsp;</td>
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at </span>14<span class=\"footer\">th </span>August<span class=\"style6\"></span><span class=\"footer\"> 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\"><img height=\"112\" alt=\"Money Matters\" width=\"148\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/mm01/broker01/EDM/logo_moneymatters.jpg\" /></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Client Update\" height=\"45\" alt=\"Client Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/mm01/broker01/EDM/newsletter_masthead.jpg\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#004</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> August 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                <p>Winter certainly has been a bit colder than we\'ve been used to in the last couple of years, but as we start warming in Spring we\'re likely to see real estate and mortgage activity increase as people come out of hibernation!</p>
                                </span></font>
                                <p class=\"advisorcomment\">As I said last month:</p>
                                <p class=\"advisorcomment\">&quot;Spring brings with it a burst of interest from people in selling their home or buying a new one, for many reasons - maybe it\'s a new nesting thing! So now is the time to start planning for any real estate or finance moves you may have been considering.</p>
                                <p class=\"advisorcomment\">If, for instance, you have seen the signs of renewed value in the property investment field, now is the time to start sorting out your finances. It\'s always better to have funding approved and in place when you hit on that perfect deal&quot;.</p>
                                <p class=\"advisorcomment\">The Sydney market has been down or flat for several years now, but there are indications, that observant people will pick up on, that the cycle is likely to turn up soonish--at least in some areas. The trick for investors is in doing your homework/due diligence and picking the right area! Call me if you wish to review your investment loan options.</p>
                                <p class=\"advisorcomment\">You are probably hearing a lot about the &quot;sub-prime&quot; mortgage market bust in the USA, which has effected investor confidence in real estate and stock markets in the USA, Australia and all over the planet. First rule--don\'t panic! This is not of great consequence to the Australian scene, despite the nervous nellies jumping in and out of stock markets on a daily basis. The Australian mortgage finance area has generally got very little exposure to this sort of riskier US lending, apart from a few non-bank lenders here, so there is probably not a lot of flow on effects likely in your mortgage(s). </p>
                                <p class=\"advisorcomment\">Have a read of the article on Sub-prime lending in this newsletter to get a better idea of the situation. Again, don\'t let the media upset you--they rarely let the facts get in the way of a good scare story.</p>
                                <p class=\"advisorcomment\">I\'d also recommend you have a look at the other articles--they\'re always good quality and of some interest.</p>
                                <p class=\"advisorcomment\">For instance, you might consider the articles &quot;Reviewing your loan could save you money&quot; or &quot;Refinance to cover needs&quot;, and give me a call if I can assist you.</p>
                                <p class=\"advisorcomment\">The &quot;Life insurance through super&quot; article should really grab your attention. Your super fund should be able to give you some useful advice, but call me if you\'d like an introduction to a switched-on insurance provider or financial planner who may be able to help you organise this--particularly if you have a Self Managed Superannuation Fund.</p>
                                <p class=\"advisorcomment\">&quot;Save time when buying property&quot; is all about Buyers\' agents who act as your agent (and advocate) when you want a property purchased for you to live or invest in. They are working for you (the buyer), not the seller, as is the case with a traditional Real Estate agent. Let me know if you are interested in learning more--I have contacts with some of the best!</p>
                                <p class=\"advisorcomment\">Have a great month, talk to you soon.</p>
                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><br clear=\"all\" />
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                                <td width=\"20\">&nbsp;</td>
                                <td valign=\"top\" align=\"left\" width=\"160\"><img height=\"142\" alt=\"David Powell\" width=\"125\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/mm01/broker01/EDM/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <span class=\"advisordetails\"><span class=\"style1\">David Powell</span> </span><br clear=\"all\" />
                                <span class=\"advisordetails\"><span class=\"style1\">Mortgage Broker
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                                BE MFAA-AMC<br />
                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\"><span style=\"FONT-SIZE: 10px\">(Accredited Mortgage Consultant)</span></font> </span></span><br />
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                                <span class=\"advisordetails\"><span class=\"style1\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\"><span style=\"FONT-SIZE: 11px\">Money Matters Pty Ltd</span></font> <br clear=\"all\" />
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>What is a &quot;Subprime Loan?&quot;</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">A subprime loan is a type of loan offered to people who do not qualify for a loan offered at regular interest rates or loans offered &quot;prime rates&quot;. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker01/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker01/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker01/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker01/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker01/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Save time when buying property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Time poor people looking to buy a property may benefit from the services of a buyer&amp;apos;s agent. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker01/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker01/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker01/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker01/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker01/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Life insurance through Super &amp;ndash; the advantages</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Having life insurance through superannuation can be financially efficient but what are the advantages? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/MM01/Broker01/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/MM01/Broker01/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/MM01/Broker01/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/MM01/Broker01/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/MM01/Broker01/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Reviewing your loan could save you money</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Spending few minutes on reviewing your home loan has the potential to save you money. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker01/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker01/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker01/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker01/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker01/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Refinance to cover needs</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">This may sound illogical during a rising interest rate environment but it could provide a solution that meets needs <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker01/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker01/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker01/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker01/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/mm01/broker01/Web/ask.php\">David Powell</a> </span></font></td>
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                                Contact Details P: 1300 139 432 | F: 1300 139 436 | M: 0418 968 819<br clear=\"all\" />
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 14th August 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                The information contained within this newsletter is for general advice only. It has not been prepared taking into account your specific situation, objectives or needs. You should consider how the advice is appropriate to your own situation before making any investment decision. </span></font><br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\"><img height=\"112\" alt=\"Money Matters\" width=\"148\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/aug07/mu/mm01/broker03/edm/logo_moneymatters.jpg\" /></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Client Update\" height=\"45\" alt=\"Client Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/aug07/mu/mm01/broker03/edm/newsletter_masthead.jpg\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#004</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                28<sup>th</sup> August 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <td width=\"10\" height=\"135\">&nbsp;</td>
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                    <!-- Begin Message From Consultant -->
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                                <td style=\"BORDER-BOTTOM: #fdb827 3px solid\" valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"consultantcomment\"><br />
                                <strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
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                                <p>Winter certainly has been a bit colder than we\'ve been used to in the last couple of years, but as we start warming in Spring we\'re likely to see real estate and mortgage activity increase as people come out of hibernation!</p>
                                </span></font>
                                <p class=\"consultantcomment\">As I said last month:</p>
                                <p class=\"consultantcomment\">&quot;Spring brings with it a burst of interest from people in selling their home or buying a new one, for many reasons - maybe it\'s a new nesting thing! So now is the time to start planning for any real estate or finance moves you may have been considering.</p>
                                <p class=\"consultantcomment\">If, for instance, you have seen the signs of renewed value in the property investment field, now is the time to start sorting out your finances. It\'s always better to have funding approved and in place when you hit on that perfect deal&quot;.</p>
                                <p class=\"consultantcomment\">The Sydney market has been down or flat for several years now, but there are indications, that observant people will pick up on, that the cycle is likely to turn up soonish--at least in some areas. The trick for investors is in doing your homework/due diligence and picking the right area! Call me if you wish to review your investment loan options.</p>
                                <p class=\"consultantcomment\">You are probably hearing a lot about the &quot;sub-prime&quot; mortgage market bust in the USA, which has effected investor confidence in real estate and stock markets in the USA, Australia and all over the planet. First rule--don\'t panic! This is not of great consequence to the Australian scene, despite the nervous nellies jumping in and out of stock markets on a daily basis. The Australian mortgage finance area has generally got very little exposure to this sort of riskier US lending, apart from a few non-bank lenders here, so there is probably not a lot of flow on effects likely in your mortgage(s). </p>
                                <p class=\"consultantcomment\">Have a read of the article on Sub-prime lending in this newsletter to get a better idea of the situation. Again, don\'t let the media upset you--they rarely let the facts get in the way of a good scare story.</p>
                                <p class=\"consultantcomment\">I\'d also recommend you have a look at the other articles--they\'re always good quality and of some interest.</p>
                                <p class=\"consultantcomment\">For instance, you might consider the articles &quot;Reviewing your loan could save you money&quot; or &quot;Refinance to cover needs&quot;, and give me a call if I can assist you.</p>
                                <p class=\"consultantcomment\">The &quot;Life insurance through super&quot; article should really grab your attention. Your super fund should be able to give you some useful advice, but call me if you\'d like an introduction to a switched-on insurance provider or financial planner who may be able to help you organise this--particularly if you have a Self Managed Superannuation Fund.</p>
                                <p class=\"consultantcomment\">&quot;Save time when buying property&quot; is all about Buyers\' agents who act as your agent (and advocate) when you want a property purchased for you to live or invest in. They are working for you (the buyer), not the seller, as is the case with a traditional Real Estate agent. Let me know if you are interested in learning more--I have contacts with some of the best!</p>
                                <p class=\"consultantcomment\">Have a great month, talk to you soon.</p>
                                <span class=\"consultantcomment\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"></font></span><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"consultantcomment\"><br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"consultantdetails\"><img height=\"144\" alt=\"David O\'Niell\" width=\"119\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/aug07/mu/mm01/broker03/edm/broker03.jpg\" /> <br clear=\"all\" />
                                </span></font><font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"><span class=\"consultantdetails\"><span class=\"style1\">David O\'Neill</span></span></font><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"consultantdetails\"><br clear=\"all\" />
                                </span></font><font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"><span class=\"consultantdetails\"><span class=\"style1\">Mortgage Broker<br />
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                                Mobile: 0417 294 562</span></span></font><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"consultantdetails\"><span class=\"style1\"><br clear=\"all\" />
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                                M.A., B.Sc, MFAA-AMC<br clear=\"all\" />
                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\"><span style=\"FONT-SIZE: 10px\">(Accredited Mortgage Consultant)<br clear=\"all\" />
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                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\"><span style=\"FONT-SIZE: 11px\">Money Matters Pty. Ltd.</span></font><br />
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                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\"><span style=\"FONT-SIZE: 11px\"><strong>Business Marketing Consultant</strong></span></font><br />
                                <br clear=\"all\" />
                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\"><span style=\"FONT-SIZE: 11px\">Contact: <a href=\"mailto:david@themarketingdr.com.au\">david@themarketingdr.com.au</a></span></font><br />
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>What is a &quot;Subprime Loan?&quot;</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">A subprime loan is a type of loan offered to people who do not qualify for a loan offered at regular interest rates or loans offered &quot;prime rates&quot;. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker03/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker03/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker03/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker03/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker03/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Save time when buying property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Time poor people looking to buy a property may benefit from the services of a buyer&amp;apos;s agent. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker03/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker03/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker03/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker03/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker03/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Life insurance through Super &amp;ndash; the advantages</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Having life insurance through superannuation can be financially efficient but what are the advantages? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/MM01/Broker03/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/MM01/Broker03/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/MM01/Broker03/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/MM01/Broker03/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/MM01/Broker03/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Reviewing your loan could save you money</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Spending few minutes on reviewing your home loan has the potential to save you money. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker03/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker03/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker03/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker03/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker03/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Refinance to cover needs</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">This may sound illogical during a rising interest rate environment but it could provide a solution that meets needs <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker03/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker03/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker03/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker03/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm01/broker03/edm/separate-wide.gif\" /></td>
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                                            <td class=\"sidebartitleborder\" valign=\"bottom\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#004990\" size=\"-2\"><span class=\"sidebartitle\"><strong>Our Profile</strong></span></font> <img height=\"1\" alt=\"\" width=\"100%\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/aug07/mu/mm01/broker03/edm/rule_title.gif\" /></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/newclient_d/aug07/mu/mm01/broker03/web/ask.php\">David O\'Neill</a> </span></font></td>
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        <title>Your Mortgage Options</title>
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\">&nbsp;</td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Mortgage Update\" height=\"45\" alt=\"Mortgage Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/ymo/EDM/newsletter_masthead.jpg\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#002</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> August 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <strong>Dear %Member:CustomField1%</strong> <br clear=\"all\" />
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                                <p>Welcome again to Your Mortgage Options monthly eNewsletter.&nbsp; We have had some good feedback on our first issue and trust that you will continue to enjoy reading future editions.&nbsp; This month&rsquo;s article on sub prime mortgages might be of particular interest having regard to the issues being raised in the U.S. at the moment.</p>
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                                <p class=\"advisorcomment\">Our special offer of <strong><em>FREE</em></strong> Comparative Market Analysis Reports continues until further notice, so don&rsquo;t delay order yours now!</p>
                                <p class=\"advisorcomment\">We would like to let our readers know that we now are in a position to offer a new vehicle buying service through National Car Search.&nbsp; A what? I hear you ask.&nbsp; Through our association with National Car Search we are able to source new vehicles at very competitive prices through their dealer network.&nbsp; We can cater for individual purchases through to fleet requirements and can offer competitive finance arrangements to suit and arrange delivery to your door if required.</p>
                                <p>&nbsp;</p>
                                <p class=\"advisorcomment\">Warm regards<br />
                                Rod &amp; Jan Loomes</p>
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                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"102\" alt=\"John Doe\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/ymo/EDM/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <font color=\"#4a7580\"><strong>Rod Loomes</strong></font><br clear=\"all\" />
                                <font color=\"#4a7580\"><strong>MFAA Accredited Mortgage Consultant</strong></font><br clear=\"all\" />
                                <strong>Your Mortgage Options</strong></span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>What is a &quot;Subprime Loan?&quot;</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">A subprime loan is a type of loan offered to people who do not qualify for a loan offered at regular interest rates or loans offered &quot;prime rates&quot;. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Save time when buying property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Time poor people looking to buy a property may benefit from the services of a buyer&amp;apos;s agent. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Life insurance through Super &ndash; the advantages</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Having life insurance through superannuation can be financially efficient but what are the advantages? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Reviewing your loan could save you money</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Spending few minutes on reviewing your home loan has the potential to save you money. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Refinance to cover needs</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">This may sound illogical during a rising interest rate environment but it could provide a solution that meets needs <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/ymo/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/client_d/MU/mortgageavenue/Web/email.php\">Rod Loomes</a> or visit<br clear=\"all\" />
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                                or call P: 0402 138 105 <br clear=\"all\" />
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-3\"><span class=\"company\">Contact Details P: 0402 138 105 | F: (02) 4677 0873 <br clear=\"all\" />
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant taxation laws at 14th August 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"135\"><a title=\"Visit the Financial Independence Planners website\" target=\"_blank\" href=\"http://www.fip.net.au\"><img height=\"110\" alt=\"Financial Independence Planners\" hspace=\"20\" width=\"114\" vspace=\"20\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FIP/edm/logo_fip.gif\" /></a></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"135\"><img title=\"Financial Adviser Update\" height=\"45\" alt=\"Financial Adviser Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FIP/edm/newsletter_masthead.jpg\" /> <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"issuenumber\"><strong>Issue#010</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> August 2007&nbsp;&nbsp;<br clear=\"all\" />
                                <br clear=\"all\" />
                                <br clear=\"all\" />
                                The web based newsletter<br />
                                is available <a title=\"Newsletter Home\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FIP/web/index.php\">here</a>. </span></font></td>
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                                <td valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                I&rsquo;m pleased to be forwarding you this month&rsquo;s Financial Independent Planners eNewsletter. Included are five more helpful articles providing considerable general information on various facets of financial planning.<br />
                                <br />
                                Please refer to the <a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FIP/web/advisor.php\">Adviser Comments</a> by clicking on this link. This area will provide an introduction to this new service and additional details about Financial Independence Planners and the staff. <br />
                                <br />
                                If you have any questions on how to apply some of the topics covered to your own financial plan, simply select the Express Interest button next to an article and we will contact you as soon as possible. <br clear=\"all\" />
                                <br clear=\"all\" />
                                <hr width=\"100%\" color=\"#887f7a\" size=\"3\" />
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                                <td width=\"20\">&nbsp;</td>
                                <td valign=\"top\" align=\"left\" width=\"165\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"75\" alt=\"Financial Independence Planners\" width=\"165\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FIP/edm/consultant01_full.jpg\" /> <font color=\"#8b0102\"><strong><em>&nbsp;&nbsp;&nbsp;&nbsp;Secure your path towards &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;financial independence!</em></strong></font><br clear=\"all\" />
                                <br clear=\"all\" />
                                <br clear=\"all\" />
                                <font color=\"#8b0102\"><strong>Steve Fort</strong></font><br clear=\"all\" />
                                Certified Financial Planner<br clear=\"all\" />
                                <em>Financial Independence Planners Pty. Ltd.</em> </span></font></td>
                                <td width=\"10\">&nbsp;</td>
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                                <td valign=\"top\" align=\"left\" width=\"380\"><!-- Begin Article #01 -->
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                                            <td><img height=\"3\" alt=\"\" width=\"100%\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/edm/rule_message.gif\" /></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>A Government bonus for working longer</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">If you are work past retirement your retirement age, you may be eligible for the Pension Bonus Scheme. Keep in mind you must register to receive it.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Act before 20/9 and you may receive a 50% benefit</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">The ability to invest in a 50% Assets Test exempt income stream before 20 September 2007 may qualify some to receive more Age Pension benefits. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Life insurance through Super &amp;ndash; the advantages</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Having life insurance through superannuation can be financially efficient but what are the advantages? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/edm/button_interest.gif\" /></a> </span></font></td>
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                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Reviewing your loan could save you money</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Spending few minutes on reviewing your home loan has the potential to save you money. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/edm/button_interest.gif\" /></a> </span></font></td>
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                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Save time when buying property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Time poor people looking to buy a property may benefit from the services of a buyer&amp;rsquo;s agent. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fip/edm/button_interest.gif\" /></a> </span></font></td>
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                                <!-- End Article #05 --></td>
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                                            <td class=\"sidebartitleborder\" valign=\"middle\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"-2\"><span class=\"sidebartitle\"><strong>Adviser Profile</strong></span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FIP/web/email.php\">Steve Fort</a> or visit <a href=\"http://www.fip.net.au\">www.fip.net.au</a> </span></font></td>
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                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#e3c7d1\" size=\"-2\"><big><strong>Any Questions?</strong></big> </font><br clear=\"all\" />
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                                or call 1300 55 95 13 between 9:00am - 5:00pm from Mondays to Fridays. <br clear=\"all\" />
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                                Contact Details P: 1300 55 95 13 | F: (02) 4721 7166 <br clear=\"all\" />
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                                &copy; 2007 Financial Independence Planners Pty. Ltd. All rights reserved. <br clear=\"all\" />
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 14th August 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"135\"><img height=\"84\" alt=\"Mortgage Monitors\" hspace=\"20\" width=\"241\" vspace=\"20\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/aug07/mu/mm/edm/logo_mm.gif\" /></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"135\"><img title=\"Mortgage Advisor Update\" height=\"45\" alt=\"Mortgage Advisor Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/aug07/mu/mm/edm/newsletter_masthead.jpg\" /> <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"issuenumber\"><strong>Issue#007</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> August 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <td width=\"10\" height=\"135\">&nbsp;</td>
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                                <td valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-1\"><span class=\"advisorcomment\"><br clear=\"all\" />
                                <strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                <p>I&rsquo;m pleased to be forwarding you this month\'s Mortgage Monitors eNewsletter. Included are five helpful articles providing you with general news information from the financial services sector.
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                                            <td>&nbsp;</td>
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                                If you have any questions on how to apply some of the topics covered to your own financial strategy, simply select the Express Interest button next to an article and Craig and his team will contact you as soon as possible. <br clear=\"all\" />
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                                <br clear=\"all\" />
                                <strong>Craig Ridley</strong><br clear=\"all\" />
                                Managing Director
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                                <em>Mortgage Monitors</em><br clear=\"all\" />
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>What is a &quot;Subprime Loan?&quot;</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">A subprime loan is a type of loan offered to people who do not qualify for a loan offered at regular interest rates or loans offered &quot;prime rates&quot;. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Save time when buying property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Time poor people looking to buy a property may benefit from the services of a buyer&amp;apos;s agent. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #02 --><!-- Begin Article #03 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Life insurance through Super &amp;ndash; the advantages</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Having life insurance through superannuation can be financially efficient but what are the advantages? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/MM/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/MM/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/MM/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/MM/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/MM/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #03 --><!-- Begin Article #04 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Reviewing your loan could save you money</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Spending few minutes on reviewing your home loan has the potential to save you money. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #04 --><!-- Begin Article #05 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Refinance to cover needs</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">This may sound illogical during a rising interest rate environment but it could provide a solution that meets needs <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/mm/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td class=\"sidebartitleborder\" valign=\"middle\" align=\"left\" width=\"160\" bgcolor=\"#ebebeb\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#79794f\" size=\"-2\"><span class=\"sidebartitle\"><strong>Profile</strong></span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/newclient_d/aug07/mu/mm/web/email.php\">Craig Ridley</a> or visit<br clear=\"all\" />
                                            <a target=\"_blank\" href=\"http://www.mortgagemonitors.com.au\">Mortgage Monitors</a> </span></font></td>
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                                Contact Details P: +61 (03) 9827 9930 | F: +61 (03) 9827 9930 | M: +61 (0)417 362 618 <br />
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                                &copy; 2007 Mortgage Monitors. All rights reserved. </span></font></td>
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        <title>Your Financial Freedom</title>
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\"><a title=\"Your Financial Freedom\"><img height=\"135\" alt=\"Your Financial Freedom\" hspace=\"\" width=\"127\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/edm/logo_financial_freedom.jpg\" /></a></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Financial Advisor Update\" height=\"45\" alt=\"Financial Advisor Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/edm/newsletter_masthead.jpg\" /> <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"issuenumber\"><br clear=\"all\" />
                                <br clear=\"all\" />
                                <strong>Issue#001</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> August 2007&nbsp;&nbsp;<br clear=\"all\" />
                                <br clear=\"all\" />
                                <br clear=\"all\" />
                                <font size=\"+0\"></font></span></font></td>
                                <td width=\"10\" height=\"135\">&nbsp;</td>
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                    <!-- Begin Message From Advisor -->
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                                <td style=\"BORDER-BOTTOM: #003f6e 3px solid\" valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><br clear=\"all\" />
                                <br clear=\"all\" />
                                <strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                I&rsquo;m pleased to be forwarding you our first edition of &lsquo;Your Financial Freedom&rsquo; eNewsletter. <br clear=\"all\" />
                                <br clear=\"all\" />
                                Included are a number of articles providing considerable general information on various areas of financial services. We have implemented this service for our valued clients to ensure that you remain informed about topics that may be of interest to you. <br clear=\"all\" />
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                                Thank you to all our clients, we wish you all the best, and look forward to assisting you with any of your financial services matters. <br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#003f6e\" size=\"-2\"><span class=\"advisordetails\"><img height=\"102\" alt=\"Your Financial Freedom\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/edm/consultant01_full.jpg\" /> <br clear=\"all\" />
                                </span></font><font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"><span class=\"advisordetailsmain\">David Valvo</span></font><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><br clear=\"all\" />
                                </span></font><font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"><span class=\"advisordetails\"><strong>Director</strong></span></font><br clear=\"all\" />
                                <font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"><span class=\"advisordetails\"><strong>Adv.Dip FS (FP)</strong></span></font><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><br clear=\"all\" />
                                Your Financial Freedom Pty Ltd<br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"380\"><!-- Begin Article #01 -->
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                                            <td><img height=\"3\" alt=\"\" width=\"100%\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/edm/rule_message.gif\" /></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>A Government bonus for working longer</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">If you are work past retirement your retirement age, you may be eligible for the Pension Bonus Scheme. Keep in mind you must register to receive it.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #01 --><!-- Begin Article #02 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Act before 20/9 and you may receive a 50% benefit</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">The ability to invest in a 50% Assets Test exempt income stream before 20 September 2007 may qualify some to receive more Age Pension benefits. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/edm/button_interest.gif\" /></a> </span></font></td>
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                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #02 --><!-- Begin Article #03 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Life insurance through Super &amp;ndash; the advantages</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Having life insurance through superannuation can be financially efficient but what are the advantages? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/edm/separate-wide.gif\" /></td>
                                        </tr>
                                    </tbody>
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                                <!-- End Article #03 --><!-- Begin Article #04 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                        <tr>
                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Reviewing your loan could save you money</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Spending few minutes on reviewing your home loan has the potential to save you money. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/FF/edm/separate-wide.gif\" /></td>
                                        </tr>
                                    </tbody>
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                                <!-- End Article #04 --><!-- Begin Article #05 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Save time when buying property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Time poor people looking to buy a property may benefit from the services of a buyer&amp;rsquo;s agent. <br clear=\"all\" />
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                                Contact Details P: +61 (02) 8883 0682 | F: +61 (02) 8824 3504 | M: +61 (0)416 246 269 <br clear=\"all\" />
                                132 Harrington Ave, Kellyville, NSW 2155 | PO BOX 922, Baulkham Hills, NSW 1755 <br clear=\"all\" />
                                Authorised Representative 273031 | Your Financial Freedom Pty Ltd (AFSL No: 297239)<br clear=\"all\" />
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                                <strong>Important Notice</strong> - This Newsletter was prepared by Your Financial Freedom (&quot;Your Financial Freedom&quot;) for the purpose of providing general information only and must not be considered as personal advice. While every care has been taken in the preparation of this Newsletter to ensure that information contained herein is current and accurate at the time of publication, Your Financial Freedom makes no representation or warranty as to the accuracy or completeness of the information contained in this document and disclaims responsibility from any errors or omissions in its preparation. <br clear=\"all\" />
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                                The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 14th August 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                The information contained within this newsletter is for general advice only. It has not been prepared taking into account your specific situation, objectives or needs. You should consider how the advice is appropriate to your own situation before making any investment decision. </span></font><br clear=\"all\" />
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                                <td valign=\"middle\" align=\"left\" width=\"410\" height=\"135\"><img height=\"125\" alt=\"GF Financial Services\" hspace=\"\" width=\"350\" vspace=\"10\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/edm/New_Logo2.jpg\" /></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"135\"><img title=\"Mortgage Update\" height=\"45\" alt=\"Mortgage Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/edm/newsletter_masthead.jpg\" /> <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"issuenumber\"><strong>Issue#11</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> August 2007&nbsp;&nbsp;<br clear=\"all\" />
                                <br clear=\"all\" />
                                <br clear=\"all\" />
                                The web based newsletter<br />
                                is available <a title=\"Newsletter Home\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/web/index.php\">here</a>. </span></font></td>
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                                <td valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><br clear=\"all\" />
                                <strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                &ldquo;I&rsquo;m Pleased to be forwarding you this months GF Financial Services eNewsletter. Included are five more helpful articles on Mortgage lending and Financial Planning.
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                                            <td>&nbsp;</td>
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                                If you have any questions on any topic covered in my newsletter, simply select the Express Interest button next to the article and I will contact you as soon as possible. Thank you for your time and I look forward to being of service.&rdquo; <br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"80\" alt=\"GF Financial Services\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/edm/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <font color=\"#f18323\"><strong>Greg Fisher BEC</strong></font><br clear=\"all\" />
                                Accredited Mortgage Consultant<br clear=\"all\" />
                                <em>GF Financial Services</em> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>What is a &quot;Subprime Loan?&quot;</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">A subprime loan is a type of loan offered to people who do not qualify for a loan offered at regular interest rates or loans offered &quot;prime rates&quot;. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Save time when buying property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Time poor people looking to buy a property may benefit from the services of a buyer&amp;apos;s agent. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #02 --><!-- Begin Article #03 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Life insurance through Super &ndash; the advantages</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Having life insurance through superannuation can be financially efficient but what are the advantages? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Reviewing your loan could save you money</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Spending few minutes on reviewing your home loan has the potential to save you money. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Refinance to cover needs</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">This may sound illogical during a rising interest rate environment but it could provide a solution that meets needs <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/gmf/web/email.php\">Greg Fisher</a> </span></font></td>
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                                            &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;available at excellent rates.&rsquo; <br clear=\"all\" />
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-3\"><span class=\"company\"><br clear=\"all\" />
                                Contact Details P: +61 (02) 8901 0227 | F: +61 (02) 8901 0227 | M: +61 (0)423 593 305<br clear=\"all\" />
                                11 Blaxland Street, Frenchs Forest NSW 2086 | GF Financial Services - ABN: 94 859 407 936<br clear=\"all\" />
                                &copy; 2007 GF Financial Services - All rights reserved. <br clear=\"all\" />
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 14th August 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\"><img height=\"135\" alt=\"Conveyancing Avenue\" hspace=\"\" width=\"340\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/CA/edm/logo_CA.gif\" /></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Conveyancer Update\" height=\"45\" alt=\"Conveyance Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/CA/edm/newsletter_masthead.jpg\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#006</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> August 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <td width=\"10\" height=\"135\">&nbsp;</td>
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                                <td style=\"BORDER-BOTTOM: #77a9ad 3px solid\" valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><br />
                                <strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                <p>Welcome to the fifth issue of the \'Conveyancing Avenue\' newsletter.</p>
                                <p>Included are a number of articles providing considerable general information on various facets of property and conveyancing. We have implemented this service for our valued clients to ensure that you remain informed about topics that may be of interest to you. Whilst these topics may not apply to you at this point in time, they will provide you with important information for your next property transaction and allow the opportunity to discuss this further with us. We hope you enjoy the information in this newsletter and we look forward to your comments and feedback.</p>
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                                <td width=\"20\">&nbsp;</td>
                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"109\" alt=\"Francesca Surace\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/CA/edm/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <font color=\"#00929f\"><strong>Francesca Surace</strong></font><br clear=\"all\" />
                                <font color=\"#00929f\"><strong>Conveyancer Consultant</strong></font><br clear=\"all\" />
                                CPC, JP<br clear=\"all\" />
                                Conveyancing Avenue<br clear=\"all\" />
                                (License No: 1320174)<br clear=\"all\" />
                                </span></font></td>
                                <td width=\"20\">&nbsp;</td>
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                                <td valign=\"top\" align=\"left\" width=\"380\"><!-- Begin Article #01 -->
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                                            <td valign=\"top\" align=\"left\"><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>GST and You!</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Essentially, the Goods and Services Tax (GST) is not intended to apply to sales and purchases of established (as compared with newly constructed) residential properties. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Save time when buying property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Time poor people looking to buy a property may benefit from the services of a buyer&rsquo;s agent. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/edm/button_interest.gif\" /></a> </span></font></td>
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                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Types of Property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">While most consumers are familiar with the difference between vacant land, house and land, and home units, some forms of title can create problems for the unwary. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Components of the Conveyancing Transaction</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">There are a number of components to any conveyancing transaction, all of which will be undertaken by the Conveyancer with the instructions of the client. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #04 --><!-- Begin Article #05 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Let the Conveyancing Begin! </strong></span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">You have found a property you want to buy. Having spent weeks or months finding the ideal property, you have made your offer and had it accepted. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/ca/edm/separate-wide.gif\" /></td>
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                                            <td class=\"sidebartitleborder\" valign=\"bottom\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#00929f\" size=\"-2\"><span class=\"sidebartitle\"><strong>Conveyancer Profile</strong></span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/CA/web/email.php\">Francesca Surace</a> or visit <a target=\"_blank\" href=\"http://www.conveyancingavenue.com.au/\">Conveyancing Avenue</a> </span></font></td>
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                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#00929f\" size=\"-2\"><big><strong>Any Questions?</strong></big> </font><br clear=\"all\" />
                                <a class=\"whitelink\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/CA/web/ask.php\">Email Francesca Surace now.</a> <br clear=\"all\" />
                                or call +61 (0) 2 9629 8357 between 9:00am - 5:00pm from Mondays to Fridays. <br clear=\"all\" />
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-3\"><span class=\"company\"><br clear=\"all\" />
                                Contact Details P: +61 (0) 2 9629 8357 | F: +61 (0) 2 9629 8165 | M: +61 (0) 4 0586 8887<br />
                                Suite 18, Rouse Hill Villiage Shopping Centre NSW | Cnr. Windsor and Aberdour Rd Rouse Hill<br />
                                Postal : PO BOX 3746 Rouse Hill NSW 2155 | &copy; 2007 Conveyancing Avenue All rights reserved. <br clear=\"all\" />
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                                You have received this Investor Update newsletter because your conveyancer subscribed you to our services, or a friend sent it to you. To unsubscribe from the Investor Update newsletter please <a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/CA/web/unsubscribe.php\">click here</a>. <br clear=\"all\" />
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant taxation laws at 14th August 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                The information contained within this newsletter is for general advice only. It has not been prepared taking into account your specific situation, objectives or needs. You should consider how the advice is appropriate to your own situation before making any decision. </span></font><br clear=\"all\" />
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                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Conveyance Update\" height=\"45\" alt=\"Conveyance Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/EDM/newsletter_masthead.gif\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#001</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup>August 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><strong>Dear Member,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                Welcome to the first issue of the &lsquo;NorWest Conveyancing&rsquo; newsletter. <br />
                                <br />
                                Included are a number of articles providing considerable general information on various facets of conveyancing. We have implemented this service for our valued clients to ensure that you remain informed about topics that may be of interest to you. Whilst these topics may not apply to you at this point in time, they will provide you with important information for your next property transaction and allow the opportunity to discuss this further with us. We hope you enjoy the information in this newsletter and we look forward to your comments and feedback. <br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"97\" alt=\"Catherine Wells\" width=\"97\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/EDM/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <font color=\"#004990\"><strong>Kate Williamson</strong></font><br clear=\"all\" />
                                <font color=\"#4369a4\"><strong>Financial Adviser</strong></font><br clear=\"all\" />
                                </span>NorWest Conveyancing <span class=\"style2\"></span><span class=\"advisordetails\"><br clear=\"all\" />
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>GST and You!</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Essentially, the Goods and Services Tax (GST) is not intended to apply to sales and purchases of established (as compared with newly constructed) residential properties. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Save time when buying property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Time poor people looking to buy a property may benefit from the services of a buyer&rsquo;s agent. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Types of Property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">While most consumers are familiar with the difference between vacant land, house and land, and home units, some forms of title can create problems for the unwary. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Components of the Conveyancing Transaction</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">There are a number of components to any conveyancing transaction, all of which will be undertaken by the Conveyancer with the instructions of the client. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Let the Conveyancing Begin! </strong></span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">You have found a property you want to buy. Having spent weeks or months finding the ideal property, you have made your offer and had it accepted. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <p style=\"COLOR: #000000\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/web/email.php\">NorWest Conveyancing</a> </p>
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                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#381b5b\" size=\"-2\"><big><strong>Any Questions?</strong></big> </font><br clear=\"all\" />
                                <a class=\"whitelink\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/NC_dev/web/ask.php\">Email NorWestConveyancing now.</a> <br clear=\"all\" />
                                or call +61 (0) 9871 0155 between 9:00am - 5:00pm from Mondays to Fridays. <br clear=\"all\" />
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-3\"><span class=\"company\"><br clear=\"all\" />
                                <p>Contact Details P: +61 (0) 2 9871 0155 | F: +61 (0) 2 9871 0592 <br />
                                355 North Rocks Road, North Rocks NSW 2151 |<br />
                                PO Box 4850, North Rocks NSW 2151 &copy; 2007 NorWest Conveyancing All rights reserved. </p>
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                                You have received this Investor Update newsletter because your adviser subscribed you to our services, or a friend sent it to you. To unsubscribe from the Investor Update newsletter please <a href=\"unsubscribe.php\">click here</a>. <br clear=\"all\" />
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                                <p><strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 14th August 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. The information contained within this newsletter is for general advice only. It has not been prepared taking into account your specific situation, objectives or needs. You should consider how the advice is appropriate to your own situation before making any investment devision.</p>
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        <img height=\"90\" alt=\"Adams &amp; Partners Lawyers\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/AIC/%Client:BusinessLogo%/edm/consultant01_full.jpg\" /> %Client:BusinessLogo% %Client:Name%
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        <center>
        <table cellspacing=\"0\" cellpadding=\"0\" width=\"100%\" background=\"http://newsletter.investorupdate.com.au/AIC/PromoD/bg_blue.gif\" border=\"0\">
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                    <table cellspacing=\"0\" cellpadding=\"0\" width=\"560\" border=\"0\">
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                                <p style=\"PADDING-RIGHT: 30px; PADDING-LEFT: 30px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: bold 10px/12px Arial, Helvetica, sans-serif; COLOR: #ffffff; PADDING-TOP: 0px\" align=\"center\">If you can not see this email click <a href=\"http://newsletter.investorupdate.com.au/AIC/PromoD/AIC.html\">here</a></p>
                                </td>
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                                <td valign=\"top\" align=\"center\" width=\"560\" bgcolor=\"#f5f5f5\" colspan=\"3\" height=\"139\"><img title=\"Australian Institute of Conveyancers\" height=\"139\" alt=\"Australian Institute of Conveyancers\" width=\"560\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/AIC/PromoD/logo_AIC.gif\" /></td>
                            </tr>
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                                <td valign=\"middle\" align=\"left\" width=\"560\" background=\"http://newsletter.investorupdate.com.au/AIC/PromoD/bg_titlegreen.jpg\" colspan=\"3\" height=\"90\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#e4f0c9\" size=\"+1\">
                                <p style=\"PADDING-RIGHT: 30px; PADDING-LEFT: 30px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: bold 18px/22px Arial, Helvetica, sans-serif; COLOR: #e4f0c9; PADDING-TOP: 0px\" align=\"center\">Clients for Life!</p>
                                </font>
                                <p style=\"PADDING-RIGHT: 30px; PADDING-LEFT: 30px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: bold 12px/16px Arial, Helvetica, sans-serif; COLOR: #e4f0c9; PADDING-TOP: 0px\" align=\"right\"><em><br />
                                AIC (NSW Division) Endorsed Marketing Solution</em></p>
                                </td>
                            </tr>
                            <tr>
                                <td width=\"560\" bgcolor=\"#f5f5f5\" colspan=\"3\" height=\"20\">&nbsp;</td>
                            </tr>
                            <tr>
                                <td width=\"30\" bgcolor=\"#f5f5f5\">&nbsp;</td>
                                <td valign=\"middle\" align=\"left\" width=\"500\" bgcolor=\"#f5f5f5\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#7d7d7d\" size=\"-2\">
                                <p style=\"PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: 14px/16px Arial, Helvetica, sans-serif; COLOR: #7d7d7d; PADDING-TOP: 0px\"><strong>From the desk of Alan West</strong></p>
                                </font><img height=\"15\" alt=\"\" width=\"500\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/AIC/PromoD/rule.gif\" />
                                <p class=\"style1\">Dear <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\">%Member:CustomField1%</font></p>
                                <p class=\"style1\">The Institute has negotiated a special deal for members to assist with retention of clients and to help create a referral base for businesses.</p>
                                <p class=\"style1\">A number of members have been using the service for some time now and they are not only very happy with it but also realising the many benefits to them.</p>
                                <p class=\"style1\">The use of an eNewsletter is a proven method of keeping in contact with clients and increasing business. </p>
                                <p class=\"style1\">I know that you often get heaps of e-mails and it\'s a chore to get through them and sometimes you never get around to them, even when you know what they could mean to your business.&nbsp; </p>
                                <p class=\"style1\">So to help you with this e-mail this unique eNewsletter provider will be in contact with you to help you with evaluation and brief you on the service so you can see, touch and feel what it means to you and your business.</p>
                                <p class=\"style1\">You can expect a call from them in the next few days and let them take you through a guided experience.</p>
                                <p class=\"style1\">I strongly recommend the service to you, however, there is no obligation on your part.</p>
                                <p style=\"PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: 12px/16px Arial, Helvetica, sans-serif; COLOR: #333333; PADDING-TOP: 0px\"><br clear=\"all\" />
                                <img height=\"15\" alt=\"\" width=\"500\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/AIC/PromoD/rule.gif\" /> <font face=\"Arial, Helvetica, sans-serif\" color=\"#333333\" size=\"-2\"></font></p>
                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#333333\" size=\"-2\">
                                <p style=\"PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: 12px/16px Arial, Helvetica, sans-serif; COLOR: #333333; PADDING-TOP: 0px\"><em>Property Update is an AIC (NSW Division initiative) endorsed intelligent eNewsletter solution for the Conveyancing Industry.</em> </p>
                                </font>
                                <p style=\"PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: 12px/16px Arial, Helvetica, sans-serif; COLOR: #333333; PADDING-TOP: 0px\">&nbsp;</p>
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                                <center>To unsubscribe from any furthur emails please click here: <a href=\"mailto:david.powell@investorupdate.com.au?subject=Unsubscribe\">Unsubscribe</a></center>
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        <center>
        <table cellspacing=\"0\" cellpadding=\"0\" width=\"100%\" background=\"http://newsletter.investorupdate.com.au/AIC/PromoD/bg_blue.gif\" border=\"0\">
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                    <td valign=\"top\" align=\"center\" width=\"100%\" height=\"100%\">
                    <table cellspacing=\"0\" cellpadding=\"0\" width=\"560\" border=\"0\">
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                                <td width=\"560\" colspan=\"3\" height=\"20\">
                                <p style=\"PADDING-RIGHT: 30px; PADDING-LEFT: 30px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: bold 10px/12px Arial, Helvetica, sans-serif; COLOR: #ffffff; PADDING-TOP: 0px\" align=\"center\">If you can not see this email click <a href=\"http://newsletter.investorupdate.com.au/AIC/PromoD/AIC.html\">here</a></p>
                                </td>
                            </tr>
                            <tr>
                                <td valign=\"top\" align=\"center\" width=\"560\" bgcolor=\"#f5f5f5\" colspan=\"3\" height=\"139\"><img title=\"Australian Institute of Conveyancers\" height=\"139\" alt=\"Australian Institute of Conveyancers\" width=\"560\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/AIC/PromoD/logo_AIC.gif\" /></td>
                            </tr>
                            <tr>
                                <td valign=\"middle\" align=\"left\" width=\"560\" background=\"http://newsletter.investorupdate.com.au/AIC/PromoD/bg_titlegreen.jpg\" colspan=\"3\" height=\"90\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#e4f0c9\" size=\"+1\">
                                <p style=\"PADDING-RIGHT: 30px; PADDING-LEFT: 30px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: bold 18px/22px Arial, Helvetica, sans-serif; COLOR: #e4f0c9; PADDING-TOP: 0px\" align=\"center\">Clients for Life!</p>
                                </font>
                                <p style=\"PADDING-RIGHT: 30px; PADDING-LEFT: 30px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: bold 12px/16px Arial, Helvetica, sans-serif; COLOR: #e4f0c9; PADDING-TOP: 0px\" align=\"right\"><em><br />
                                AIC (NSW Division) Endorsed Marketing Solution</em></p>
                                </td>
                            </tr>
                            <tr>
                                <td width=\"560\" bgcolor=\"#f5f5f5\" colspan=\"3\" height=\"20\">&nbsp;</td>
                            </tr>
                            <tr>
                                <td width=\"30\" bgcolor=\"#f5f5f5\">&nbsp;</td>
                                <td valign=\"middle\" align=\"left\" width=\"500\" bgcolor=\"#f5f5f5\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#7d7d7d\" size=\"-2\">
                                <p style=\"PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: 14px/16px Arial, Helvetica, sans-serif; COLOR: #7d7d7d; PADDING-TOP: 0px\"><strong>From the desk of Alan West</strong></p>
                                </font><img height=\"15\" alt=\"\" width=\"500\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/AIC/PromoD/rule.gif\" />
                                <p class=\"style1\">Dear <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\">%Member:CustomField1%</font></p>
                                <p class=\"style1\">The Institute has negotiated a special deal for members to assist with retention of clients and to help create a referral base for businesses.</p>
                                <p class=\"style1\">A number of members have been using the service for some time now and they are not only very happy with it but also realising the many benefits to them.</p>
                                <p class=\"style1\">The use of an eNewsletter is a proven method of keeping in contact with clients and increasing business. </p>
                                <p class=\"style1\">I know that you often get heaps of e-mails and it\'s a chore to get through them and sometimes you never get around to them, even when you know what they could mean to your business.&nbsp; </p>
                                <p class=\"style1\">So to help you with this e-mail this unique eNewsletter provider will be in contact with you to help you with evaluation and brief you on the service so you can see, touch and feel what it means to you and your business.</p>
                                <p class=\"style1\">You can expect a call from them in the next few days and let them take you through a guided experience.</p>
                                <p class=\"style1\">I strongly recommend the service to you, however, there is no obligation on your part.</p>
                                <p style=\"PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: 12px/16px Arial, Helvetica, sans-serif; COLOR: #333333; PADDING-TOP: 0px\"><br clear=\"all\" />
                                <img height=\"15\" alt=\"\" width=\"500\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/AIC/PromoD/rule.gif\" /> <font face=\"Arial, Helvetica, sans-serif\" color=\"#333333\" size=\"-2\"></font></p>
                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#333333\" size=\"-2\">
                                <p style=\"PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: 12px/16px Arial, Helvetica, sans-serif; COLOR: #333333; PADDING-TOP: 0px\"><em>Property Update is an AIC (NSW Division initiative) endorsed intelligent eNewsletter solution for the Conveyancing Industry.</em> </p>
                                </font>
                                <p style=\"PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: 12px/16px Arial, Helvetica, sans-serif; COLOR: #333333; PADDING-TOP: 0px\">&nbsp;</p>
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                                </font></td>
                                <td width=\"30\" bgcolor=\"#f5f5f5\">&nbsp;</td>
                            </tr>
                            <tr>
                                <td width=\"560\" bgcolor=\"#f5f5f5\" colspan=\"3\" height=\"50\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#333333\" size=\"-2\">
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                                <center>To unsubscribe from any furthur emails please click here: <a href=\"mailto:david.powell@investorupdate.com.au?subject=Unsubscribe\">Unsubscribe</a></center>
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\">&nbsp;</td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Mortgage Update\" height=\"45\" alt=\"Mortgage Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/rdnmortgages/edm/newsletter_masthead.gif\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#002</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> August 2007&nbsp;&nbsp;<br clear=\"all\" />
                                <br clear=\"all\" />
                                <br clear=\"all\" />
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                                <td width=\"10\" height=\"135\">&nbsp;</td>
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                                <td valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><br clear=\"all\" />
                                <br clear=\"all\" />
                                <strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                I&rsquo;m pleased to be forwarding you this months edition of &lsquo;RDN Mortgages&rsquo; eNewsletter. <br clear=\"all\" />
                                <br clear=\"all\" />
                                Included are a number of articles providing considerable general information on various facets of mortgage consulting. We have implemented this service for our valued clients to ensure that you remain informed about topics that may be of interest to you. <br clear=\"all\" />
                                <br clear=\"all\" />
                                Whilst these topics may not apply to you at this point in time, they will provide you with important information for your next property transaction and allow the opportunity to discuss this further with us. We hope you enjoy the information in this newsletter and we look forward to your comments and feedback. <br clear=\"all\" />
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                                </span></font></td>
                                <td width=\"20\">&nbsp;</td>
                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><br clear=\"all\" />
                                <font color=\"#339059\"><strong>Sahdeo Singh</strong></font><br clear=\"all\" />
                                <font color=\"#339059\"><em>Mortgage Consultant</em></font><br clear=\"all\" />
                                <img height=\"7\" alt=\"\" hspace=\"3\" width=\"1\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/rdnmortgages/edm/clear.gif\" /><br clear=\"all\" />
                                <font color=\"#339059\"><strong>RDN Mortgages Pty Ltd</strong></font><br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"380\"><!-- Begin Article #01 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>What is a &quot;Subprime Loan?&quot;</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">A subprime loan is a type of loan offered to people who do not qualify for a loan offered at regular interest rates or loans offered &quot;prime rates&quot;. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/rdnmortgages/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/rdnmortgages/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/rdnmortgages/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/rdnmortgages/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/rdnmortgages/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #01 --><!-- Begin Article #02 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Save time when buying property</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Time poor people looking to buy a property may benefit from the services of a buyer&amp;apos;s agent. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/rdnmortgages/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/rdnmortgages/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/rdnmortgages/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/rdnmortgages/edm/button_interest.gif\" /></a> </span></font></td>
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                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/rdnmortgages/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #02 --><!-- Begin Article #03 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Life insurance through Super &amp;ndash; the advantages</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Having life insurance through superannuation can be financially efficient but what are the advantages? <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/RDNMortgages/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/RDNMortgages/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/RDNMortgages/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/RDNMortgages/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/RDNMortgages/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #03 --><!-- Begin Article #04 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Reviewing your loan could save you money</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Spending few minutes on reviewing your home loan has the potential to save you money. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/rdnmortgages/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/rdnmortgages/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/rdnmortgages/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/rdnmortgages/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/rdnmortgages/edm/separate-wide.gif\" /></td>
                                        </tr>
                                    </tbody>
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                                <!-- End Article #04 --><!-- Begin Article #05 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Refinance to cover needs</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">This may sound illogical during a rising interest rate environment but it could provide a solution that meets needs <br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/rdnmortgages/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/rdnmortgages/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/rdnmortgages/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/rdnmortgages/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/mu/rdnmortgages/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #05 --></td>
                                <td width=\"10\">&nbsp;</td>
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                                            <td class=\"sidebartitleborder\" valign=\"bottom\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#339059\" size=\"-2\"><span class=\"sidebartitle\"><strong>My Profile</strong></span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/rdnmortgages/web/email.php\">Sahdeo Singh</a> </span></font></td>
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                                            <td class=\"sidebartitleborder\" valign=\"bottom\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#339059\" size=\"-2\"><span class=\"sidebartitle\"><strong>Bulletin Board</strong></span></font></td>
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                                            <td class=\"sidebartitleborder\" valign=\"bottom\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#339059\" size=\"-2\"><span class=\"sidebartitle\"><strong>Forward to a friend</strong></span></font></td>
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                                You have received this Investor Update enewsletter because your consultant subscribed you to our services, or a friend sent it to you. To unsubscribe from the Investor Update enewsletter please <a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/MU/rdnmortgages/web/unsubscribe.php\">click here</a>. <br clear=\"all\" />
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 14th August 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                The information contained within this newsletter is for general advice only. It has not been prepared taking into account your specific situation, objectives or needs. You should consider how the advice is appropriate to your own situation before making any investment decision. </span></font><br clear=\"all\" />
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</html>', '',  '',  '', 'Html','windows-1252--en2','3','Yes','Yes','Yes','Yes',); 
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                                AIC (NSW Division) Endorsed Marketing Solution</em></p>
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                                <p class=\"style1\">Dear <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\">%Member:CustomField1%</font></p>
                                <p class=\"style1\">The Institute has negotiated a special deal for members to assist with retention of clients and to help create a referral base for businesses.</p>
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                                <p class=\"style1\">You can expect a call from them in the next few days and let them take you through a guided experience.</p>
                                <p class=\"style1\">I strongly recommend the service to you, however, there is no obligation on your part.</p>
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\"><img height=\"130\" alt=\"Optimise Wealth Management\" hspace=\"\" width=\"263\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/OWM/edm/logo_owm.gif\" /></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Financial Adviser Update\" height=\"45\" alt=\"Optimise Wealth Management\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/OWM/edm/newsletter_masthead.jpg\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#005</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> September 2007&nbsp;&nbsp;<br clear=\"all\" />
                                <br clear=\"all\" />
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                                <td style=\"BORDER-BOTTOM: #e2e2e2 3px solid\" valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                I&rsquo;m pleased to be forwarding you this month&rsquo;s Optimise Wealth Management eNewsletter. Included are five more helpful articles providing considerable general information on various facets of financial planning. If you have any questions on how to apply some of the topics covered to your own financial plan, simply select the Express Interest button next to an article and we will contact you as soon as possible. <br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"142\" alt=\"Michael Flanagan\" width=\"125\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/OWM/edm/michael.gif\" /> <br clear=\"all\" />
                                </span></font><font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"><span class=\"advisordetails\"><strong>Michael Flanagan</strong><br clear=\"all\" />
                                <strong>Financial Adviser CFP</strong></span></font><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><br clear=\"all\" />
                                </span></font><font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"><span class=\"advisordetails\"><span class=\"style1\">Optimise Wealth Management</span></span></font><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><br clear=\"all\" />
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                                            <td><img height=\"3\" alt=\"\" width=\"100%\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/edm/rule_message.gif\" /></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Some sharemarket fundamentals</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Here is some basic information a person would need to know before deciding to invest hard earned money in the sharemarket.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #01 --><!-- Begin Article #02 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Salary sacrificing and FBT</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Salary sacrificing reduces a persons taxable income, but with fewer people now paying the top marginal tax rate some are unlikely to be better off if they have to pay full fringe benefits tax on the items obtained through salary packaging.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #02 --><!-- Begin Article #03 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Objecting to your tax return assessment</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some of us have already lodged a tax return for the 2006-07 financial year. Some of us may already received a finalised assessment with either a refund or a notice of an amount owing.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Finding your lost Super</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some people may be missing out on thousands of dollars of superannuation as they have not been keeping track or their super fund have been unable to locate them, finding it is not that difficult.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Debentures - What are they?</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Debentures are fixed-interest securities or debt securities issued by companies that pay interest at a fixed rate and for a specific term. <br />
                                            <p>Investors buy debentures for a source of regular interest income. Generally, the level of income paid on debentures is higher than the rate paid on cash investments because of the longer term of the investment.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/owm/edm/button_interest.gif\" /></a> </p>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/OWM/web/email.php\">Michael Flanagan</a> or visit <a target=\"_blank\" href=\"http://www.owm.com.au\">Optimise Wealth Management</a> </span></font></td>
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-3\"><span class=\"company\"><br clear=\"all\" />
                                Contact Details P: +61 (02) 9472 4000 | F: +61 (02) 9476 8693 | M: +61 (0)411 268 439<br clear=\"all\" />
                                Suite 1a 17-19 Hunter St, Hornsby NSW 2077 | PO Box 873 Hornsby NSW 2077<br clear=\"all\" />
                                Optimise Wealth Management Pty. Ltd. ABN: 94 107 661 316<br clear=\"all\" />
                                Authorised Representative 277760 | AMP Financial Planning Pty. Ltd. ( AFSL No: 232706)<br clear=\"all\" />
                                &copy; 2007 Optimise Wealth Management Pty. Ltd. All rights reserved. <br clear=\"all\" />
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 14th September 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                The information contained within this newsletter is for general advice only. It has not been prepared taking into account your specific situation, objectives or needs. You should consider how the advice is appropriate to your own situation before making any investment decision. </span></font><br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"135\"><a title=\"Financial Cents\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FC/web/index.php\"><img height=\"85\" alt=\"Financial Cents\" hspace=\"20\" width=\"236\" vspace=\"20\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FC/edm/logo_fc.gif\" /></a></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"135\"><img title=\"Financial Advisor Update\" height=\"45\" alt=\"Financial Adviser Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FC/edm/newsletter_masthead.jpg\" /> <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"issuenumber\"><strong>Issue#13</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> August 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><br />
                                <p><strong>Dear Sir/Madam,</strong></p>
                                <p><strong>Welcome to our&nbsp;September eNewsletter</strong>.<br />
                                Is salary sacrificing advantageous for you?&nbsp; What is a debenture?&nbsp;&nbsp; <br />
                                This month\'s articles cover such topics.<br />
                                Give&nbsp;us a call to organise an appointment to tailor any or all of these items that are appropriate for you!<br />
                                Are you finding these articles interesting and beneficial? Drop us an email and let us know what you think of the eNewsletter.<br />
                                Warm regards, <br />
                                Catherine and Richard Wells.</p>
                                <hr width=\"100%\" size=\"3\" />
                                </span></font></td>
                                <td width=\"20\">&nbsp;</td>
                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"80\" alt=\"Richard &amp; Catherine Wells\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FC/edm/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <font color=\"#902047\"><strong>Richard &amp; Catherine Wells</strong></font><br clear=\"all\" />
                                Financial Services<br clear=\"all\" />
                                <font color=\"#666666\"><em>Financial Cents Pty. Ltd.</em></font><br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"380\"><!-- Begin Article #01 -->
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                                            <td><img height=\"3\" alt=\"\" width=\"100%\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/rule_message.gif\" /></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Some sharemarket fundamentals</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Here is some basic information a person would need to know before deciding to invest hard earned money in the sharemarket.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/separate-wide.gif\" /></td>
                                        </tr>
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                                <!-- End Article #01 --><!-- Begin Article #02 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Salary sacrificing and FBT</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Salary sacrificing reduces a persons taxable income, but with fewer people now paying the top marginal tax rate some are unlikely to be better off if they have to pay full fringe benefits tax on the items obtained through salary packaging.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/separate-wide.gif\" /></td>
                                        </tr>
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                                <!-- End Article #02 --><!-- Begin Article #03 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Objecting to your tax return assessment</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some of us have already lodged a tax return for the 2006-07 financial year. Some of us may already received a finalised assessment with either a refund or a notice of an amount owing.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/button_interest.gif\" /></a> </span></font></td>
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                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #03 --><!-- Begin Article #04 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Finding your lost Super</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some people may be missing out on thousands of dollars of superannuation as they have not been keeping track or their super fund have been unable to locate them, finding it is not that difficult.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/button_interest.gif\" /></a> </span></font></td>
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                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Debentures - What are they?</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Debentures are fixed-interest securities or debt securities issued by companies that pay interest at a fixed rate and for a specific term. <br />
                                            <p>Investors buy debentures for a source of regular interest income. Generally, the level of income paid on debentures is higher than the rate paid on cash investments because of the longer term of the investment.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/button_interest.gif\" /></a> </p>
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                                <!-- End Article #05 --></td>
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                                            <td class=\"sidebartitleborder\" valign=\"middle\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"-2\"><span class=\"sidebartitle\"><strong>Adviser Profile</strong></span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FC/web/email.php\">Catherine Wells</a> or visit the <br />
                                            <a href=\"http://www.financialcents.com.au\">Financial Cents</a> website. </span></font></td>
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                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#e3c7d1\" size=\"-2\"><big><strong>Any Questions?</strong></big> </font><br clear=\"all\" />
                                <a class=\"whitelink\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FC/web/ask.php\">Email Catherine Wells now.</a> <br clear=\"all\" />
                                or call +61 (02) 9548 0222 between 9:00am - 5:00pm from Mondays to Fridays. <br clear=\"all\" />
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#333333\" size=\"-3\"><span class=\"company\"><br clear=\"all\" />
                                Contact Details P: +61 (02) 9548 0222 | F: +61 (02) 9548 0333 | M: +61 (0)425 239 245<br clear=\"all\" />
                                28 Banksia Avenue, Engadine NSW 2233 | Financial Cents ABN: 15 120 534 296<br clear=\"all\" />
                                Authorised Representative 287642 | Financial Cents Pty. Ltd. ( AFSL No: 297239)<br clear=\"all\" />
                                &copy; 2007 Financial Cents Pty. Ltd. All rights reserved. </span></font></td>
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"150\"><a title=\"Visit the 101 Mortgage website\" target=\"_blank\" href=\"http://\"><img height=\"54\" alt=\"101 Mortgage\" hspace=\"10\" width=\"270\" vspace=\"20\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/MU/101Mortgage/EDM/logo_company.gif\" /></a></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"150\"><img title=\"Mortgage Update\" height=\"45\" alt=\"Mortgage Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/MU/101Mortgage/EDM/newsletter_masthead.jpg\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#001</strong></span><span class=\"style2\"><strong></strong></span><span class=\"issuenumber\">&nbsp;&nbsp;<br clear=\"all\" />
                                28<sup>th</sup> September 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <strong>Dear %Member:CustomField1%</strong> <br clear=\"all\" />
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                                <p>Welcome to the first issue of the \'101 Mortgage\' newsletter.</p>
                                <p>Included are a number of articles providing considerable general information on various facets of conveyancing. We have implemented this service for our valued clients to ensure that you remain informed about topics that may be of interest to you. Whilst these topics may not apply to you at this point in time, they will provide you with important information for your next property transaction and allow the opportunity to discuss this further with us. We hope you enjoy the information in this newsletter and we look forward to your comments and feedback.</p>
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                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"102\" alt=\"101 Mortgages\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/MU/101Mortgage/EDM/smallpix.jpg\" /> <br clear=\"all\" />
                                <font color=\"#f4500a\"><strong>Easy to do business!</strong></font><br clear=\"all\" />
                                <font color=\"#f4500a\"><strong>Your place or ours </strong></font><br clear=\"all\" />
                                <font color=\"#f4500a\"><strong>1300 101 101</strong></font><br clear=\"all\" />
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Commercial Loans</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Commercial loans are specifically for use when a loan is required and the property being purchased is of a commercial nature or zoned commercial by council.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Evaluate before you renovate</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">One of the greatest lies people tell themselves is that they are renovating their own home to add value to it and thereby making it a viable investment vehicle.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>General Insurance</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Unlike personal insurances such a life insurance and the like, general insurance covers areas such as asset cover, vehicle, fire &amp; theft and other broad areas.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #03 --><!-- Begin Article #04 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Objecting to your tax return assessment</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some of us have already lodged a tax return for the 2006-07 financial year. Some of us may already received a finalised assessment with either a refund or a notice of an amount owing.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #04 --><!-- Begin Article #05 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Finding your lost Super</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some people may be missing out on thousands of dollars of superannuation as they have not been keeping track or their super fund have been unable to locate them, finding it is not that difficult.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/101mortgage/edm/separate-wide.gif\" /></td>
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                                            <td class=\"sidebartitleborder\" valign=\"bottom\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-2\"><span class=\"sidebartitle\"><strong>Consultant Profile</strong></span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to visit <a target=\"_blank\" href=\"http://\">101 Mortgage</a> </span></font>or call 1300 101 101</td>
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                                Contact Details P: 1300 101 101 | F: 1300 101 100<br />
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                                You have received this Investor Update newsletter because your conveyancer subscribed you to our services, or a friend sent it to you. To unsubscribe from the Investor Update newsletter please <a class=\"whitelink\" href=\"http://newsletter.investorupdate.com.au/client_d/MU/mortgageavenue/Web/unsubscribe.php\">click here</a>. <br clear=\"all\" />
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant taxation laws at 28th </span>September<span class=\"style2\"></span><span class=\"footer\"> 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"105\"><img title=\"Financial Advisor Update\" height=\"45\" alt=\"Financial Adviser Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/edm/newsletter_masthead.jpg\" /> <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"issuenumber\">The web based newsletter<br />
                                is available <a title=\"Newsletter Home\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/web/index.php\">here</a> <br clear=\"all\" />
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                                <strong>Issue#12</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> August 2007&nbsp;&nbsp;</span><span class=\"issuenumber\" align=\"left\"></span></font> </td>
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                                <strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
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                                As part of the exciting newsletter service that is provided to you on a monthly basis, FS&amp;IG would also like to add that the principal Andrew Blanchette has now obtained his full AFSL (Australian Financial Service License No: 310487), and also an unrestricted Real Estate license No: 1448311, 1448322.
                                <p>FS&amp;IG are now a group of companies (Financial Planning, Real Estate and Finance), fully licensed in all the areas of financial services which has specialised and qualified individuals, all working together to provide you a wholistic and tailored advice.</p>
                                <p>This newsletter is created for your educational benefit, to provide you some of the answers needed to build a comprehensive investment portfolio.</p>
                                <p><a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/web/holiday.php\">Refer a friend</a> and win an exciting holiday for the family - &lsquo;<a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/web/terms.php\">click here</a> - for the terms and conditions&rsquo;</p>
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                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebartitle\"><img height=\"80\" alt=\"FS&amp;IG\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/edm/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <strong><span style=\"FONT-SIZE: 11px\">Andrew Blanchette</span> <br />
                                <font face=\"Arial, Helvetica, sans-serif\" size=\"-2\">Dip FS, Adv Dip FS</font><br />
                                </strong></span><span class=\"sidebartitle\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\">Director</font><br />
                                <br />
                                <strong><span style=\"FONT-SIZE: 11px\">Jan Blanchette</span> <br />
                                <font face=\"Arial, Helvetica, sans-serif\" size=\"-2\">Dip FS, Adv Dip FS, JP</font><br />
                                </strong></span><span class=\"sidebartitle\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\">Partner</font><br />
                                <br />
                                <strong><span style=\"FONT-SIZE: 11px\">Debbie Grace</span> <br />
                                <font face=\"Arial, Helvetica, sans-serif\" size=\"-2\">Accredited Mortgage Consultant</font><br />
                                </strong></span><span class=\"sidebartitle\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\">Mortgage Broker</font><br />
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                                <strong><span style=\"FONT-SIZE: 11px\">Terry King</span> <br />
                                <font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"></font></strong></span><span class=\"sidebartitle\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\">Property Analyst</font><br />
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                                <strong><span style=\"FONT-SIZE: 11px\">Andrew Mathews</span> <br />
                                <font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"></font></strong></span><span class=\"sidebartitle\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\">Financial Planner</font><br />
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                                <strong><span style=\"FONT-SIZE: 11px\">Victoria Chernyak</span> <br />
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                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#666666\" size=\"-2\"><em>Financial Services &amp; Investment Group Pty Ltd</em></font></span> <br />
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                                            <td><img height=\"3\" alt=\"\" width=\"100%\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FSIG/edm/rule_message.gif\" /></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Some sharemarket fundamentals</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Here is some basic information a person would need to know before deciding to invest hard earned money in the sharemarket.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FSIG/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FSIG/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FSIG/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FSIG/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FSIG/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #01 --><!-- Begin Article #02 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Salary sacrificing and FBT</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Salary sacrificing reduces a persons taxable income, but with fewer people now paying the top marginal tax rate some are unlikely to be better off if they have to pay full fringe benefits tax on the items obtained through salary packaging.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FSIG/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FSIG/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FSIG/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FSIG/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FSIG/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #02 --><!-- Begin Article #03 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Objecting to your tax return assessment</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some of us have already lodged a tax return for the 2006-07 financial year. Some of us may already received a finalised assessment with either a refund or a notice of an amount owing.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FSIG/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FSIG/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FSIG/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FSIG/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FSIG/edm/separate-wide.gif\" /></td>
                                        </tr>
                                    </tbody>
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                                <!-- End Article #03 --><!-- Begin Article #04 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Finding your lost Super</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some people may be missing out on thousands of dollars of superannuation as they have not been keeping track or their super fund have been unable to locate them, finding it is not that difficult.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FSIG/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FSIG/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FSIG/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FSIG/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FSIG/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #04 --><!-- Begin Article #05 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Debentures - What are they?</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Debentures are fixed-interest securities or debt securities issued by companies that pay interest at a fixed rate and for a specific term. <br />
                                            <p>Investors buy debentures for a source of regular interest income. Generally, the level of income paid on debentures is higher than the rate paid on cash investments because of the longer term of the investment.<br clear=\"all\" />
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                                Contact Details P: +61 (02) 4655 5276 | F: +61 (02) 4655 5275 | M: +61 (0)400 175 149<br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\"><a title=\"Your Financial Freedom\"><img height=\"135\" alt=\"Your Financial Freedom\" hspace=\"\" width=\"127\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FF/edm/logo_financial_freedom.jpg\" /></a></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Financial Advisor Update\" height=\"45\" alt=\"Financial Advisor Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FF/edm/newsletter_masthead.jpg\" /> <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"issuenumber\"><br clear=\"all\" />
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                                <strong>Issue#002</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> September 2007&nbsp;&nbsp;<br clear=\"all\" />
                                <br clear=\"all\" />
                                <br clear=\"all\" />
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                                <strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                I&rsquo;m pleased to be forwarding you this month&rsquo;s edition of &lsquo;Your Financial Freedom&rsquo; eNewsletter. <br clear=\"all\" />
                                <br clear=\"all\" />
                                Included are 5 more helpful articles providing considerable general information on various areas of financial services. &nbsp;We have implemented this service for our valued clients to ensure that you remain informed about topics that may be of interest to you. <br clear=\"all\" />
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                                If you have any questions on how to apply for some of the topics covered to your own financial plan, simply select the Express Interest button next to an article and we will contact you as soon as possible.<br clear=\"all\" />
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                                </span></font><font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"><span class=\"advisordetailsmain\">David Valvo</span></font><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><br clear=\"all\" />
                                </span></font><font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"><span class=\"advisordetails\"><strong>Director</strong></span></font><br clear=\"all\" />
                                <font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"><span class=\"advisordetails\"><strong>Adv.Dip FS (FP)</strong></span></font><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><br clear=\"all\" />
                                Your Financial Freedom Pty Ltd<br clear=\"all\" />
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                                            <td><img height=\"3\" alt=\"\" width=\"100%\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/edm/rule_message.gif\" /></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Some sharemarket fundamentals</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Here is some basic information a person would need to know before deciding to invest hard earned money in the sharemarket.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Salary sacrificing and FBT</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Salary sacrificing reduces a persons taxable income, but with fewer people now paying the top marginal tax rate some are unlikely to be better off if they have to pay full fringe benefits tax on the items obtained through salary packaging.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Objecting to your tax return assessment</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some of us have already lodged a tax return for the 2006-07 financial year. Some of us may have already received a finalised assessment with either a refund or a notice of an amount owing.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Finding your lost Super</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some people may be missing out on thousands of dollars of superannuation as they have not been keeping track or their super fund have been unable to locate them, finding it is not that difficult.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Debentures - What are they?</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Debentures are fixed-interest securities or debt securities issued by companies that pay interest at a fixed rate and for a specific term. <br />
                                            <p>Investors buy debentures for a source of regular interest income. Generally, the level of income paid on debentures is higher than the rate paid on cash investments because of the longer term of the investment.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/ff/edm/button_interest.gif\" /></a> </p>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FF/web/email.php\">David Valvo</a> </span></font></td>
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-3\"><span class=\"company\"><br clear=\"all\" />
                                Contact Details P: +61 (02) 8883 0682 | F: +61 (02) 8824 3504 | M: +61 (0)416 246 269 <br clear=\"all\" />
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                                The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 14th September 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                The information contained within this newsletter is for general advice only. It has not been prepared taking into account your specific situation, objectives or needs. You should consider how the advice is appropriate to your own situation before making any investment decision. </span></font><br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\"><img height=\"112\" alt=\"Money Matters\" hspace=\"\" width=\"148\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/MU/mm01/broker01/EDM/logo_moneymatters.jpg\" /></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Client Update\" height=\"45\" alt=\"Client Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/MU/mm01/broker01/EDM/newsletter_masthead.jpg\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#005</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> September 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <td width=\"10\" height=\"135\">&nbsp;</td>
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                                <td width=\"20\">&nbsp;</td>
                                <td style=\"BORDER-BOTTOM: #fdb827 3px solid\" valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><br />
                                <strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                </span></font>
                                <p class=\"advisorcomment\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\">Welcome once more to the monthly newsletter. We are a bit late in sending this month due to some IT difficulties, but here we are, back on track!</font></p>
                                <p class=\"advisorcomment\">We&rsquo;d be keen to know if you have any areas of interest, not too far away from mortgages, insurance and property which you would like to see articles on?....we would be happy to promote your ideas and publish those useful articles!</p>
                                <p class=\"advisorcomment\">Some clients have asked about Personal/household Budgets and what they mean, how to manage one and how to get one started. Others ask about property investing and some of the concepts and pitfalls in that area. Reverse mortgages for seniors, to fund renovations, travel or family or to improve lifestyle, are also an area of interest to some of you.</p>
                                <p class=\"advisorcomment\">Of course, don&rsquo;t forget the &ldquo;Newsletter Archive&rdquo; button, way&nbsp;over there on the right side of this page, under&quot;Your Menu&quot;. There have been some quality articles in the past editions on areas such as these and which are very worth while reading.</p>
                                <p class=\"advisorcomment\">On Property Investing, for instance, there were some relevant articles in the last edition, I&rsquo;ll remind you with an excerpt of <u>last month&rsquo;s</u> Client Update:</p>
                                <p class=\"advisorcomment\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &ldquo;The Sydney market &hellip;cycle is likely to turn up soonish--at least in some areas. The trick for investors is in doing your homework/due diligence and picking the right area! Call me if you wish to review your investment loan options.</p>
                                <p class=\"advisorcomment\">For instance, you might consider the articles <em><u>Reviewing your loan could save you money</u></em> or <em><u>Refinance to cover need</u>s</em> and give me a call &hellip;&rdquo; if I can assist you to restructure for investing or for other reasons.</p>
                                <p class=\"advisorcomment\">The article<em><u> Save time when buying property,</u></em> is all about Buyers\' agents who act as your agent (and advocate) when you want a property purchased for you to live or invest in&hellip;. Let me know if you are interested in learning more--I have contacts with some of the best!&rdquo;</p>
                                <p class=\"advisorcomment\">If you have any questions or suggestions for topics of interest to you, just let us know via the&nbsp;&quot;Contact Us&quot; button over there and we can send you some information and look at future articles. If there&rsquo;s a sufficient demand&hellip; perhaps a series of them on the most sought-after topics? </p>
                                <p class=\"advisorcomment\">Have a great month, talk to you soon. </p>
                                <p class=\"advisorcomment\">David</p>
                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\">
                                <p><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><br clear=\"all\" />
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                                <td width=\"20\">&nbsp;</td>
                                <td valign=\"top\" align=\"left\" width=\"160\"><img height=\"142\" alt=\"David Powell\" width=\"125\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/MU/mm01/broker01/EDM/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <span class=\"advisordetails\"><span class=\"style1\">David Powell</span> </span><br clear=\"all\" />
                                <span class=\"advisordetails\"><span class=\"style1\">Mortgage Broker
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                                BE MFAA-AMC<br />
                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\"><span style=\"FONT-SIZE: 10px\">(Accredited Mortgage Consultant)</span></font> </span></span><br />
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                                            <td><img height=\"3\" width=\"1\" border=\"0\" alt=\"\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/MU/mm01/broker01/EDM/clear.gif\" /></td>
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                                <span class=\"advisordetails\"><span class=\"style1\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\"><span style=\"FONT-SIZE: 11px\">Money Matters Pty Ltd</span></font> <br clear=\"all\" />
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                                <td width=\"20\">&nbsp;</td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Commercial Loans</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Commercial loans are specifically for use when a loan is required and the property being purchased is of a commercial nature or zoned commercial by council.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker01/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker01/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker01/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker01/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker01/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Evaluate before you renovate</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">One of the greatest lies people tell themselves is that they are renovating their own home to add value to it and thereby making it a viable investment vehicle.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker01/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker01/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker01/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker01/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker01/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #02 --><!-- Begin Article #03 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>General Insurance</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Unlike personal insurances such a life insurance and the like, general insurance covers areas such as asset cover, vehicle, fire &amp; theft and other broad areas.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker01/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker01/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker01/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker01/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker01/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #03 --><!-- Begin Article #04 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Objecting to your tax return assessment</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some of us have already lodged a tax return for the 2006-07 financial year. Some of us may already received a finalised assessment with either a refund or a notice of an amount owing.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker01/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker01/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker01/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker01/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker01/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Finding your lost Super</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some people may be missing out on thousands of dollars of superannuation as they have not been keeping track or their super fund have been unable to locate them, finding it is not that difficult.<br clear=\"all\" />
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-3\"><span class=\"company\"><br clear=\"all\" />
                                Contact Details P: 1300 139 432 | F: 1300 139 436 | M: 0418 968 819<br clear=\"all\" />
                                Head Office: 19 Willoughby Circuit, Grasmere NSW 2570 | Money Matters Pty Ltd ABN: 26 106 936 967<br clear=\"all\" />
                                &copy; 2007 Money Matters Pty. Ltd. All rights reserved. <br clear=\"all\" />
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                                You have received this Investor Update newsletter because your Broker subscribed you to our services, or a friend sent it to you. To unsubscribe from the Investor Update newsletter please <a href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/MU/mm01/broker01/Web/unsubscribe.php\">click here</a>. <br clear=\"all\" />
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 14th September 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                The information contained within this newsletter is for general advice only. It has not been prepared taking into account your specific situation, objectives or needs. You should consider how the advice is appropriate to your own situation before making any investment decision. </span></font><br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\"><img height=\"112\" alt=\"Money Matters\" hspace=\"\" width=\"148\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/mu/mm01/broker03/edm/logo_moneymatters.jpg\" /></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Client Update\" height=\"45\" alt=\"Client Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/mu/mm01/broker03/edm/newsletter_masthead.jpg\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#005</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> September 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <td style=\"BORDER-BOTTOM: #fdb827 3px solid\" valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"consultantcomment\"><br />
                                <strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
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                                </span></font>
                                <p class=\"advisorcomment\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\">Welcome once more to the monthly newsletter. We are a bit late in sending this month due to some IT difficulties, but here we are, back on track!</font></p>
                                <p class=\"advisorcomment\">We&rsquo;d be keen to know if you have any areas of interest, not too far away from mortgages, insurance and property which you would like to see articles on?....we would be happy to promote your ideas and publish those useful articles!</p>
                                <p class=\"advisorcomment\">Some clients have asked about Personal/household Budgets and what they mean, how to manage one and how to get one started. Others ask about property investing and some of the concepts and pitfalls in that area. Reverse mortgages for seniors, to fund renovations, travel or family or to improve lifestyle, are also an area of interest to some of you.</p>
                                <p class=\"advisorcomment\">Of course, don&rsquo;t forget the &ldquo;Newsletter Archive&rdquo; button, way&nbsp;over there on the right side of this page, under&quot;Your Menu&quot;. There have been some quality articles in the past editions on areas such as these and which are very worth while reading.</p>
                                <p class=\"advisorcomment\">On Property Investing, for instance, there were some relevant articles in the last edition, I&rsquo;ll remind you with an excerpt of <u>last month&rsquo;s</u> Client Update:</p>
                                <p class=\"advisorcomment\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &ldquo;The Sydney market &hellip;cycle is likely to turn up soonish--at least in some areas. The trick for investors is in doing your homework/due diligence and picking the right area! Call me if you wish to review your investment loan options.</p>
                                <p class=\"advisorcomment\">For instance, you might consider the articles <em><u>Reviewing your loan could save you money</u></em> or <em><u>Refinance to cover need</u>s</em> and give me a call &hellip;&rdquo; if I can assist you to restructure for investing or for other reasons.</p>
                                <p class=\"advisorcomment\">The article<em><u> Save time when buying property,</u></em> is all about Buyers\' agents who act as your agent (and advocate) when you want a property purchased for you to live or invest in&hellip;. Let me know if you are interested in learning more--I have contacts with some of the best!&rdquo;</p>
                                <p class=\"advisorcomment\">If you have any questions or suggestions for topics of interest to you, just let us know via the&nbsp;&quot;Contact Us&quot; button over there and we can send you some information and look at future articles. If there&rsquo;s a sufficient demand&hellip; perhaps a series of them on the most sought-after topics? </p>
                                <p class=\"advisorcomment\">Have a great month, talk to you soon. </p>
                                <p class=\"advisorcomment\">David<span class=\"consultantcomment\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"></font></span></p>
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                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"consultantdetails\"><img height=\"144\" alt=\"David O\'Niell\" width=\"119\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/mu/mm01/broker03/edm/broker03.jpg\" /> <br clear=\"all\" />
                                </span></font><font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"><span class=\"consultantdetails\"><span class=\"style1\">David O\'Neill</span></span></font><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"consultantdetails\"><br clear=\"all\" />
                                </span></font><font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"><span class=\"consultantdetails\"><span class=\"style1\">Mortgage Broker<br />
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                                Mobile: 0417 294 562</span></span></font><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"consultantdetails\"><span class=\"style1\"><br clear=\"all\" />
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                                M.A., B.Sc, MFAA-AMC<br clear=\"all\" />
                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\"><span style=\"FONT-SIZE: 10px\">(Accredited Mortgage Consultant)<br clear=\"all\" />
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                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\"><span style=\"FONT-SIZE: 11px\">Money Matters Pty. Ltd.</span></font><br />
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                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\"><span style=\"FONT-SIZE: 11px\"><strong>Business Marketing Consultant</strong></span></font><br />
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                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\"><span style=\"FONT-SIZE: 11px\">Contact: <a href=\"mailto:david@themarketingdr.com.au\">david@themarketingdr.com.au</a></span></font><br />
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Commercial Loans</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Commercial loans are specifically for use when a loan is required and the property being purchased is of a commercial nature or zoned commercial by council.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Evaluate before you renovate</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">One of the greatest lies people tell themselves is that they are renovating their own home to add value to it and thereby making it a viable investment vehicle.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>General Insurance</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Unlike personal insurances such a life insurance and the like, general insurance covers areas such as asset cover, vehicle, fire &amp; theft and other broad areas.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Objecting to your tax return assessment</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some of us have already lodged a tax return for the 2006-07 financial year. Some of us may already received a finalised assessment with either a refund or a notice of an amount owing.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Finding your lost Super</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some people may be missing out on thousands of dollars of superannuation as they have not been keeping track or their super fund have been unable to locate them, finding it is not that difficult.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mm01/broker03/edm/button_interest.gif\" /></a> </span></font></td>
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                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#381b5b\" size=\"-2\"><big><strong>Any Questions?</strong></big> </font><br clear=\"all\" />
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-3\"><span class=\"company\"><br clear=\"all\" />
                                Contact Details P: 1300 139 432 | F: 1300 139 436 | M: 0417 294 562<br clear=\"all\" />
                                Head Office: 19 Willoughby Circuit, Grasmere NSW 2570 | Money Matters Pty. Ltd. ABN: 26 106 936 967<br clear=\"all\" />
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 14th September 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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    <head>
        <title>Your Mortgage Options</title>
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\">&nbsp;</td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Mortgage Update\" height=\"45\" alt=\"Mortgage Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/MU/ymo/EDM/newsletter_masthead.jpg\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#003</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                </span>2<span class=\"style4\"></span><span class=\"issuenumber\"><sup>nd</sup> October 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <td width=\"20\">&nbsp;</td>
                                <td style=\"BORDER-BOTTOM: #dde4db 1px solid\" valign=\"top\" align=\"left\" width=\"388\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><br />
                                <strong>Dear %Member:CustomField1%</strong> <br clear=\"all\" />
                                </span></font>
                                <p class=\"advisorcomment\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\">Well spring is well and truly here and I hope you are all enjoying the warmer weather.&nbsp; This month&rsquo;s eNewsletter has another great selection of articles for your reading enjoyment.&nbsp; </font></p>
                                <p class=\"advisorcomment\">This month we are introducing a fun new feature with our cocktail of the month.&nbsp; </p>
                                <p class=\"advisorcomment\"><strong><em>Strawberry Daquiri</em></strong><br />
                                4 strawberries, 30 mls Bacardi rum, 30mls Cointreau, 30mls lemon juice &amp; ice.&nbsp; </p>
                                <p class=\"advisorcomment\">Pour into blender, blend, strain into champagne glass to serve, garnish with a strawberry.&nbsp; Enjoy!</p>
                                <p class=\"advisorcomment\">Tell us what you think!</p>
                                <p class=\"advisorcomment\">Warm regards<br />
                                Rod &amp; Jan Loomes</p>
                                </td>
                                <td width=\"12\">&nbsp;</td>
                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"102\" alt=\"John Doe\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/MU/ymo/EDM/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <font color=\"#4a7580\"><strong>Rod Loomes</strong></font><br clear=\"all\" />
                                <font color=\"#4a7580\"><strong>MFAA Accredited Mortgage Consultant</strong></font><br clear=\"all\" />
                                <strong>Your Mortgage Options</strong></span></font></td>
                                <td width=\"20\">&nbsp;</td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Commercial Loans</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Commercial loans are specifically for use when a loan is required and the property being purchased is of a commercial nature or zoned commercial by council.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Evaluate before you renovate</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">One of the greatest lies people tell themselves is that they are renovating their own home to add value to it and thereby making it a viable investment vehicle.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #02 --><!-- Begin Article #03 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>General Insurance</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Unlike personal insurances such a life insurance and the like, general insurance covers areas such as asset cover, vehicle, fire &amp; theft and other broad areas.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #03 --><!-- Begin Article #04 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Objecting to your tax return assessment</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some of us have already lodged a tax return for the 2006-07 financial year. Some of us may already received a finalised assessment with either a refund or a notice of an amount owing.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/edm/separate-wide.gif\" /></td>
                                        </tr>
                                    </tbody>
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                                <!-- End Article #04 --><!-- Begin Article #05 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Finding your lost Super</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some people may be missing out on thousands of dollars of superannuation as they have not been keeping track or their super fund have been unable to locate them, finding it is not that difficult.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/ymo/edm/button_interest.gif\" /></a> </span></font></td>
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-3\"><span class=\"company\">Contact Details P: 0402 138 105 | F: (02) 4677 0873 <br clear=\"all\" />
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                                AIC (NSW Division) Endorsed Marketing Solution</em></p>
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                                <p class=\"style1\">Dear <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\">%Member:CustomField1%</font></p>
                                <p class=\"style1\">The Institute has negotiated a special deal for members to assist with retention of clients and to help create a referral base for businesses.</p>
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                                <p class=\"style1\">I strongly recommend the service to you, however, there is no obligation on your part.</p>
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\">&nbsp;</td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Conveyancing Update\" height=\"45\" alt=\"Conveyance Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/edm/newsletter_masthead.gif\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#003</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> September 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <span class=\"advisorcomment\"><strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
                                <br clear=\"all\" />
                                I welcome you to our third edition of &lsquo;Christolynn Conveyancing&rsquo; eNewsletter. <br clear=\"all\" />
                                <br clear=\"all\" />
                                Included are a number of articles providing considerable general information on various facets of property and conveyancing. We have implemented this service for our valued clients to ensure that you remain informed about topics that may be of interest to you. <br clear=\"all\" />
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                                We hope you enjoy the information in this newsletter and we look forward to your comments and feedback. <br clear=\"all\" />
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                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"102\" alt=\"Lynne Waldon\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/edm/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <font color=\"#025c66\"><strong>Lynne Waldon</strong></font><br clear=\"all\" />
                                <font color=\"#025c66\"><em>Certified Practising Conveyancer</em></font> <img height=\"5\" alt=\"\" hspace=\"3\" width=\"1\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/edm/clear.gif\" /><br clear=\"all\" />
                                <font color=\"#025c66\"><strong>Christolynn Conveyancing<br clear=\"all\" />
                                </strong></font></span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Owner-Builders and the Home Building Act</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Every owner-builder should be aware of the Home Building Act 1989 and it&rsquo;s requirements which impose onerous duties and responsibilities upon owner-builders. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Evaluate before you renovate</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">One of the greatest lies people tell themselves is that they are renovating their own home to add value to it and thereby making it a viable investment vehicle. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Selling a Property with Tenants in it</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">If you decide to sell a property which is tenanted you can certainly do so. You can show buyers through your property at any stage during the tenancy <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Finding your lost Super</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some people may be missing out on thousands of dollars of superannuation as they have not been keeping track or their super fund have been unable to locate them, finding it is not that difficult. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>General Insurance</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Unlike personal insurances such a life insurance and the like, general insurance covers areas such as asset cover, vehicle, fire &amp; theft and other broad areas. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td class=\"sidebartitleborder\" valign=\"bottom\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-2\"><span class=\"sidebartitle\"><strong>My Profile</strong></span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/christolynn/web/email.php\">Lynne Waldon</a> </span></font></td>
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                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#025c66\" size=\"-2\"><big><strong>Any Questions?</strong></big> </font><br clear=\"all\" />
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                                or call +61 (02) 4730 6855 between 9:00am - 5:00pm from Mondays to Fridays. <br clear=\"all\" />
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-3\"><span class=\"company\"><br clear=\"all\" />
                                Contact Details P: +61 (02) 4730 6855 | F: +61 (02) 4730 6825 | M: +61 (0)438 591 037<br clear=\"all\" />
                                4 Mahogany Close, Cranebrook, NSW 2749 | PO BOX 425 Cranebrook NSW 2749 <br clear=\"all\" />
                                &nbsp;&nbsp;&nbsp;&nbsp;Christolynn Conveyancing ABN: 91 252 967 488<br clear=\"all\" />
                                &nbsp;&nbsp;&nbsp;&nbsp;&copy; 2007 Christolynn Conveyancing All rights reserved. <br clear=\"all\" />
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 14th September 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\"><img height=\"135\" alt=\"Conveyancing Avenue\" hspace=\"\" width=\"340\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/CA/edm/logo_CA.gif\" /></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Conveyancer Update\" height=\"45\" alt=\"Conveyance Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/CA/edm/newsletter_masthead.jpg\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#007</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                28<sup>th</sup> September 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
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                                <p><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\">Welcome to th</span>is months<span class=\"style4\"></span><span class=\"advisorcomment\"> issue of the \'Conveyancing Avenue\' newsletter.</span></font></p>
                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\">
                                <p>Included are a number of articles providing considerable general information on various facets of property and conveyancing. We have implemented this service for our valued clients to ensure that you remain informed about topics that may be of interest to you. Whilst these topics may not apply to you at this point in time, they will provide you with important information for your next property transaction and allow the opportunity to discuss this further with us. We hope you enjoy the information in this newsletter and we look forward to your comments and feedback.</p>
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                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"109\" alt=\"Francesca Surace\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/CA/edm/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <font color=\"#00929f\"><strong>Francesca Surace</strong></font><br clear=\"all\" />
                                <font color=\"#00929f\"><strong>Conveyancer Consultant</strong></font><br clear=\"all\" />
                                CPC, JP<br clear=\"all\" />
                                Conveyancing Avenue<br clear=\"all\" />
                                (License No: 1320174)<br clear=\"all\" />
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Owner-Builders and the Home Building Act</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Every owner-builder should be aware of the Home Building Act 1989 and it&rsquo;s requirements which impose onerous duties and responsibilities upon owner-builders. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Evaluate before you renovate</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">One of the greatest lies people tell themselves is that they are renovating their own home to add value to it and thereby making it a viable investment vehicle. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/edm/button_interest.gif\" /></a> </span></font></td>
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                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Selling a Property with Tenants in it</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">If you decide to sell a property which is tenanted you can certainly do so. You can show buyers through your property at any stage during the tenancy <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/edm/button_interest.gif\" /></a> </span></font></td>
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                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #03 --><!-- Begin Article #04 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Finding your lost Super</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some people may be missing out on thousands of dollars of superannuation as they have not been keeping track or their super fund have been unable to locate them, finding it is not that difficult. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #04 --><!-- Begin Article #05 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>General Insurance</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Unlike personal insurances such a life insurance and the like, general insurance covers areas such as asset cover, vehicle, fire &amp; theft and other broad areas. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/ca/edm/separate-wide.gif\" /></td>
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                                            <td class=\"sidebartitleborder\" valign=\"bottom\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#00929f\" size=\"-2\"><span class=\"sidebartitle\"><strong>Conveyancer Profile</strong></span></font></td>
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                                            <td width=\"10\">&nbsp;</td>
                                            <td valign=\"top\" align=\"left\" width=\"160\"><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/CA/web/email.php\">Francesca Surace</a> or visit <a target=\"_blank\" href=\"http://www.conveyancingavenue.com.au/\">Conveyancing Avenue</a> </span></font></td>
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                                            <td class=\"sidebartitleborder\" width=\"10\">&nbsp;</td>
                                            <td class=\"sidebartitleborder\" valign=\"bottom\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#00929f\" size=\"-2\"><span class=\"sidebartitle\"><strong>Conveyancer Menu</strong></span></font></td>
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                                Contact Details P: +61 (0) 2 9629 8357 | F: +61 (0) 2 9629 8165 | M: +61 (0) 4 0586 8887<br />
                                Suite 18, Rouse Hill Villiage Shopping Centre NSW | Cnr. Windsor and Aberdour Rd Rouse Hill<br />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\"><a title=\"Visit the Mint Tactical Funding Solutions website\" target=\"_blank\" href=\"http://www.mintfunding.com.au\"><img height=\"96\" alt=\"Mint Tactical Funding Solutions\" hspace=\"20\" width=\"265\" vspace=\"26\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/MU/mint/edm/logo_company.gif\" /></a></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Mortgage Update\" height=\"45\" alt=\"Mortgage Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/MU/mint/edm/newsletter_masthead.jpg\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#001</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                28<sup>th</sup> September 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
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                                <p class=\"advisorcomment\">Hello and welcome to the first edition of the &lsquo;Mint Alert&rsquo; eNewsletter! &nbsp;</p>
                                <p class=\"advisorcomment\">Many of you have known me through my last 6 years in the mortgage industry looking after the different aspects of your individual financial requirements, while others would have had their financial plans implemented while I was contracting as Managing Director of finance at the Fairchild Group. &nbsp;</p>
                                <p class=\"advisorcomment\">Some of you will already be familiar with &lsquo;Mint Tactical Funding Solutions&rsquo; through continual contact or the implementation of new financial structures (fixing, debt consolidation etc). &nbsp;&nbsp;</p>
                                <p class=\"advisorcomment\">It is my understanding that information is gold, at &lsquo;Mint Tactical Funding Solutions&rsquo; these Mint Alerts are designed to keep you informed of any market changes that arise without being too intrusive. We are also readily available to answer any queries that you may have from time to time, allowing you to focus on the other important things in life. </p>
                                <p><span class=\"advisorcomment\">We hope you enjoy the information in this newsletter and we look forward to your comments and feedback.</span><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"></span></font></p>
                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\">
                                <p><a href=\"http://www.mintfunding.com.au/recipes.html\">Click here for a monthly recipe</a><br clear=\"all\" />
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                                <font color=\"#295a2c\"><strong>Sean Casey</strong></font><br clear=\"all\" />
                                <font color=\"#295a2c\"><em>Director</em></font><br clear=\"all\" />
                                <font color=\"#295a2c\"><em>Dip Financial Planning (Financial Services) Justice of the Peace</em></font> <img height=\"7\" alt=\"\" hspace=\"3\" width=\"1\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/MU/mint/edm/clear_RHN.gif\" /><br clear=\"all\" />
                                <font color=\"#295a2c\"><strong>Mint Tactical Funding Solutions</strong></font><br clear=\"all\" />
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Commercial Loans</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Commercial loans are specifically for use when a loan is required and the property being purchased is of a commercial nature or zoned commercial by council.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mint/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mint/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mint/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mint/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Evaluate before you renovate</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">One of the greatest lies people tell themselves is that they are renovating their own home to add value to it and thereby making it a viable investment vehicle.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mint/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mint/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mint/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mint/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>General Insurance</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Unlike personal insurances such a life insurance and the like, general insurance covers areas such as asset cover, vehicle, fire &amp; theft and other broad areas.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mint/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mint/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mint/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mint/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Objecting to your tax return assessment</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some of us have already lodged a tax return for the 2006-07 financial year. Some of us may already received a finalised assessment with either a refund or a notice of an amount owing.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mint/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mint/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mint/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mint/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ac8a23\" size=\"+1\"><span class=\"articletitle\"><strong>Finding your lost Super</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some people may be missing out on thousands of dollars of superannuation as they have not been keeping track or their super fund have been unable to locate them, finding it is not that difficult.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mint/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mint/edm/button_read.gif\" /></a> <a title=\"Express Interest\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mint/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Sep07/mu/mint/edm/button_interest.gif\" /></a> </span></font></td>
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                                Contact Details P: +61 (02) 8399 3768 | F: +61 (02) 8399 3768 | M: +61 (0)425 332 533 <br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"126\"><img height=\"129\" alt=\"Real Property Conveyancers (NSW)\" hspace=\"\" width=\"129\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/logo_rpc.jpg\" /></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"126\"><img title=\"Conveyancing Update\" height=\"45\" alt=\"Conveyancing Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/newsletter_masthead.jpg\" /><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"> <span class=\"issuenumber\"><strong>Issue#006</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                28<sup>th</sup> September 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
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                                <p class=\"advisorcomment\">Welcome once more to your monthly Newsletter.</p>
                                <p class=\"advisorcomment\">We hope you enjoy the many and varied subjects we regularly send to you so you can broaden your awareness, as well as ours, of the many things that impact on our daily lives.</p>
                                <p class=\"advisorcomment\">Of course, don&rsquo;t forget the &ldquo;Newsletter Archive&rdquo; link way&nbsp;over there on the right side of this page. There have been some quality articles in the past editions which are very worthwhile reading.</p>
                                <p class=\"advisorcomment\">We&rsquo;re keen to know what you think of our newsletter or if there is anything in particular you&rsquo;d like us to research, just let us know via the&nbsp;&quot;Contact Us&quot; button over there and we can send you some information and look at future articles.&nbsp; &nbsp;If there&rsquo;s a sufficient demand&hellip; perhaps a series of them on the most sought-after topics? </p>
                                <p class=\"advisorcomment\">Call us if you wish to review your present situation or just need to talk about a few things that are going on for you now - we are only ever a phone call away.</p>
                                <p class=\"advisorcomment\">Have a great month, talk to you soon.</p>
                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><br clear=\"all\" />
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                                <td width=\"20\">&nbsp;</td>
                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"80\" alt=\"Real Property Conveyancers\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <font color=\"#381b5b\"><strong>Carolyn Musitano</strong></font><br clear=\"all\" />
                                Licenced Conveyancer<br />
                                CPC, JP<br clear=\"all\" />
                                Real Property Conveyancers(NSW)<br clear=\"all\" />
                                (Licence No: 1055036)<br clear=\"all\" />
                                <br clear=\"all\" />
                                <font color=\"#381b5b\"><strong>Bill Lancaster</strong></font><br clear=\"all\" />
                                Solicitor<br />
                                Real Property Conveyancers(NSW)<br clear=\"all\" />
                                <br clear=\"all\" />
                                </span></font></td>
                                <td width=\"20\">&nbsp;</td>
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                                <td width=\"20\">&nbsp;</td>
                                <td valign=\"top\" align=\"left\" width=\"380\"><!-- Begin Article #01 -->
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Owner-Builders and the Home Building Act</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Every owner-builder should be aware of the Home Building Act 1989 and it&rsquo;s requirements which impose onerous duties and responsibilities upon owner-builders. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/separate-wide.gif\" /></td>
                                        </tr>
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                                <!-- End Article #01 --><!-- Begin Article #02 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Evaluate before you renovate</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">One of the greatest lies people tell themselves is that they are renovating their own home to add value to it and thereby making it a viable investment vehicle. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #02 --><!-- Begin Article #03 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Selling a Property with Tenants in it</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">If you decide to sell a property which is tenanted you can certainly do so. You can show buyers through your property at any stage during the tenancy <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #03 --><!-- Begin Article #04 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>Finding your lost Super</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some people may be missing out on thousands of dollars of superannuation as they have not been keeping track or their super fund have been unable to locate them, finding it is not that difficult. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #04 --><!-- Begin Article #05 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#820053\" size=\"+1\"><span class=\"articletitle\"><strong>General Insurance</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 3 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Unlike personal insurances such a life insurance and the like, general insurance covers areas such as asset cover, vehicle, fire &amp; theft and other broad areas. <br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #05 --></td>
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                                            <td class=\"sidebartitleborder\" valign=\"bottom\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#6b286d\" size=\"-2\"><span class=\"sidebartitle\"><strong>Conveyancer Profile</strong></span></font></td>
                                            <td class=\"sidebartitleborder\" width=\"10\">&nbsp;</td>
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                                            <td width=\"10\">&nbsp;</td>
                                            <td valign=\"top\" align=\"left\" width=\"160\"><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/web/email.php\">Carolyn Musitano or Bill Lancaster</a></span> </font></td>
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                                            <td class=\"sidebartitleborder\" valign=\"bottom\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#6b286d\" size=\"-2\"><span class=\"sidebartitle\"><strong>Conveyancer Menu</strong></span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\"><img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://www.aicnsw.com.au\">AIC NSW</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://www.osr.nsw.gov.au\">OSR</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://www.fairtrading.nsw.gov.au\">NSW Office of Fair Trading</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://www.bdm.nsw.gov.au\">NSW Registry of Births Deths<br />
                                            <img height=\"1\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/clear_RHN.gif\" />and Marriages</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://www.lands.nsw.gov.au\">NSW Department of Lands</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://www.ato.gov.au\">ATO</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://www.asic.gov.au\">ASIC</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://www.lawsociety.com.au\">Law Society NSW</a><br clear=\"all\" />
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                                <td class=\"Conveyancercomment\" valign=\"middle\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-3\"><span class=\"advisorcontact\"><br clear=\"all\" />
                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#381b5b\" size=\"-2\"><big><strong>Any Questions?</strong></big> </font><br clear=\"all\" />
                                <a class=\"whitelink\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/web/ask.php\">Email Carolyn Musitano or Bill Lancaster now.</a> <br clear=\"all\" />
                                or call +61 (02) 6964 9111 between 8:30am - 5:00pm from Mondays to Fridays. <br clear=\"all\" />
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                                <td valign=\"middle\" align=\"center\" width=\"160\"><a target=\"_blank\" href=\"http://www.investorupdate.com.au\"><img height=\"29\" alt=\"Conveyancer Updateâ„¢ Service\" width=\"155\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/edm/logo_ius.gif\" /></a></td>
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#ffffff\" size=\"-3\"><span class=\"company\"><br clear=\"all\" />
                                Contact Details P: +61 (02) 6964 9111 | F: +61 (02) 6964 9113 <br />
                                184 Yambil St., Griffith NSW 2680 | Real Property Conveyancers (NSW) ABN: 53 120 045 141&nbsp;&nbsp;<br />
                                &copy; 2007</span><span class=\"style2\"></span><span class=\"company\"> Real Property Conveyancers (NSW) All rights reserved. <br clear=\"all\" />
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                                You have received this Investor Update newsletter because your Conveyancer subscribed you to our services, or a friend sent it to you. To unsubscribe from the Investor Update newsletter please <a href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/AIC/rp/web/unsubscribe.php\">click here</a>. <br clear=\"all\" />
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at </span>28<span class=\"footer\">th </span>September<span class=\"style9\"></span><span class=\"footer\"> 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                The information contained within this newsletter is for general advice only. It has not been prepared taking into account your specific situation, objectives or needs. You should consider how the advice is appropriate to your own situation before making any investment decision. </span></font><br clear=\"all\" />
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                                <p style=\"PADDING-RIGHT: 30px; PADDING-LEFT: 30px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: bold 10px/12px Arial, Helvetica, sans-serif; COLOR: #ffffff; PADDING-TOP: 0px\" align=\"center\">If you can not see this email click <a href=\"http://newsletter.investorupdate.com.au/AIC/PromoD/AIC2.html\">here</a></p>
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                                <td valign=\"top\" align=\"center\" width=\"560\" bgcolor=\"#f5f5f5\" colspan=\"3\" height=\"139\"><img title=\"Australian Institute of Conveyancers\" height=\"139\" alt=\"Australian Institute of Conveyancers\" width=\"560\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/AIC/PromoD/logo_AIC.gif\" /></td>
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                                <p style=\"PADDING-RIGHT: 30px; PADDING-LEFT: 30px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: bold 18px/22px Arial, Helvetica, sans-serif; COLOR: #e4f0c9; PADDING-TOP: 0px\" align=\"center\">Clients for Life!</p>
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                                AIC (NSW Division) Endorsed Marketing Solution</em></p>
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                                <td width=\"560\" bgcolor=\"#f5f5f5\" colspan=\"3\" height=\"20\">&nbsp;</td>
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                                <td width=\"30\" bgcolor=\"#f5f5f5\">&nbsp;</td>
                                <td valign=\"middle\" align=\"left\" width=\"500\" bgcolor=\"#f5f5f5\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#7d7d7d\" size=\"-2\">
                                <p style=\"PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: 14px/16px Arial, Helvetica, sans-serif; COLOR: #7d7d7d; PADDING-TOP: 0px\"><strong>From the desk of Alan West</strong></p>
                                </font><img height=\"15\" alt=\"\" width=\"500\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/AIC/PromoD/rule.gif\" />
                                <p class=\"style1\">Dear <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\">%Member:CustomField1%</font></p>
                                <p class=\"style1\">The Institute has negotiated a special deal for members to assist with retention of clients and to help create a referral base for businesses.</p>
                                <p class=\"style1\">A number of members have been using the service for some time now and they are not only very happy with it but also realising the many benefits to them.</p>
                                <p class=\"style1\">The use of an eNewsletter is a proven method of keeping in contact with clients and increasing business. </p>
                                <p class=\"style1\">I know that you often get heaps of e-mails and it\'s a chore to get through them and sometimes you never get around to them, even when you know what they could mean to your business.&nbsp; </p>
                                <p class=\"style1\">So to help you with this e-mail this unique eNewsletter provider will be in contact with you to help you with evaluation and brief you on the service so you can see, touch and feel what it means to you and your business.</p>
                                <p class=\"style1\">You can expect a call from them in the next few days and let them take you through a guided experience.</p>
                                <p class=\"style1\">I strongly recommend the service to you, however, there is no obligation on your part.</p>
                                <p style=\"PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: 12px/16px Arial, Helvetica, sans-serif; COLOR: #333333; PADDING-TOP: 0px\"><br clear=\"all\" />
                                <img height=\"15\" alt=\"\" width=\"500\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/AIC/PromoD/rule.gif\" /> <font face=\"Arial, Helvetica, sans-serif\" color=\"#333333\" size=\"-2\"></font></p>
                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#333333\" size=\"-2\">
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        <table cellspacing=\"0\" cellpadding=\"0\" width=\"100%\" background=\"http://newsletter.investorupdate.com.au/AIC/PromoD/bg_blue.gif\" border=\"0\">
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                    <table cellspacing=\"0\" cellpadding=\"0\" width=\"560\" border=\"0\">
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                                <p style=\"PADDING-RIGHT: 30px; PADDING-LEFT: 30px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: bold 10px/12px Arial, Helvetica, sans-serif; COLOR: #ffffff; PADDING-TOP: 0px\" align=\"center\">If you can not see this email click <a href=\"http://newsletter.investorupdate.com.au/AIC/PromoD/AIC2.html\">here</a></p>
                                </td>
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                                <td valign=\"top\" align=\"center\" width=\"560\" bgcolor=\"#f5f5f5\" colspan=\"3\" height=\"139\"><img title=\"Australian Institute of Conveyancers\" height=\"139\" alt=\"Australian Institute of Conveyancers\" width=\"560\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/AIC/PromoD/logo_AIC.gif\" /></td>
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                                <td valign=\"middle\" align=\"left\" width=\"560\" background=\"http://newsletter.investorupdate.com.au/AIC/PromoD/bg_titlegreen.jpg\" colspan=\"3\" height=\"90\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#e4f0c9\" size=\"+1\">
                                <p style=\"PADDING-RIGHT: 30px; PADDING-LEFT: 30px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: bold 18px/22px Arial, Helvetica, sans-serif; COLOR: #e4f0c9; PADDING-TOP: 0px\" align=\"center\">Clients for Life!</p>
                                </font>
                                <p style=\"PADDING-RIGHT: 30px; PADDING-LEFT: 30px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: bold 12px/16px Arial, Helvetica, sans-serif; COLOR: #e4f0c9; PADDING-TOP: 0px\" align=\"right\"><em><br />
                                AIC (NSW Division) Endorsed Marketing Solution</em></p>
                                </td>
                            </tr>
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                                <td width=\"560\" bgcolor=\"#f5f5f5\" colspan=\"3\" height=\"20\">&nbsp;</td>
                            </tr>
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                                <td width=\"30\" bgcolor=\"#f5f5f5\">&nbsp;</td>
                                <td valign=\"middle\" align=\"left\" width=\"500\" bgcolor=\"#f5f5f5\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#7d7d7d\" size=\"-2\">
                                <p style=\"PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: 14px/16px Arial, Helvetica, sans-serif; COLOR: #7d7d7d; PADDING-TOP: 0px\"><strong>From the desk of Alan West</strong></p>
                                </font><img height=\"15\" alt=\"\" width=\"500\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/AIC/PromoD/rule.gif\" />
                                <p class=\"style1\">Dear <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\">%Member:CustomField1%</font></p>
                                <p class=\"style1\">The Institute has negotiated a special deal for members to assist with retention of clients and to help create a referral base for businesses.</p>
                                <p class=\"style1\">A number of members have been using the service for some time now and they are not only very happy with it but also realising the many benefits to them.</p>
                                <p class=\"style1\">The use of an eNewsletter is a proven method of keeping in contact with clients and increasing business. </p>
                                <p class=\"style1\">I know that you often get heaps of e-mails and it\'s a chore to get through them and sometimes you never get around to them, even when you know what they could mean to your business.&nbsp; </p>
                                <p class=\"style1\">So to help you with this e-mail this unique eNewsletter provider will be in contact with you to help you with evaluation and brief you on the service so you can see, touch and feel what it means to you and your business.</p>
                                <p class=\"style1\">You can expect a call from them in the next few days and let them take you through a guided experience.</p>
                                <p class=\"style1\">I strongly recommend the service to you, however, there is no obligation on your part.</p>
                                <p style=\"PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: 12px/16px Arial, Helvetica, sans-serif; COLOR: #333333; PADDING-TOP: 0px\"><br clear=\"all\" />
                                <img height=\"15\" alt=\"\" width=\"500\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/AIC/PromoD/rule.gif\" /> <font face=\"Arial, Helvetica, sans-serif\" color=\"#333333\" size=\"-2\"></font></p>
                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#333333\" size=\"-2\">
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                                </font>
                                <p style=\"PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: 0px; FONT: 12px/16px Arial, Helvetica, sans-serif; COLOR: #333333; PADDING-TOP: 0px\">&nbsp;</p>
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"135\"><a title=\"Financial Cents\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FC/web/index.php\"><img height=\"85\" alt=\"Financial Cents\" hspace=\"20\" width=\"236\" vspace=\"20\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FC/edm/logo_fc.gif\" /></a></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"135\"><img title=\"Financial Advisor Update\" height=\"45\" alt=\"Financial Adviser Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FC/edm/newsletter_masthead.jpg\" /> <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"issuenumber\"><strong>Issue#13</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                28<sup>th</sup> September2007&nbsp;&nbsp;<br clear=\"all\" />
                                <br clear=\"all\" />
                                <br clear=\"all\" />
                                <font size=\"+0\"></font></span></font></td>
                                <td width=\"10\" height=\"135\">&nbsp;</td>
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                                <td valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><br />
                                <p><strong>Dear Sir/Madam,</strong></p>
                                <p><strong>Welcome to our&nbsp;September eNewsletter</strong>.<br />
                                Is salary sacrificing advantageous for you?&nbsp; What is a debenture?&nbsp;&nbsp; <br />
                                This month\'s articles cover such topics.<br />
                                Give&nbsp;us a call to organise an appointment to tailor any or all of these items that are appropriate for you!<br />
                                Are you finding these articles interesting and beneficial? Drop us an email and let us know what you think of the eNewsletter.<br />
                                Warm regards, <br />
                                Catherine and Richard Wells.</p>
                                <hr width=\"100%\" size=\"3\" />
                                </span></font></td>
                                <td width=\"20\">&nbsp;</td>
                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"80\" alt=\"Richard &amp; Catherine Wells\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FC/edm/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <font color=\"#902047\"><strong>Richard &amp; Catherine Wells</strong></font><br clear=\"all\" />
                                Financial Services<br clear=\"all\" />
                                <font color=\"#666666\"><em>Financial Cents Pty. Ltd.</em></font><br clear=\"all\" />
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                                <td width=\"20\">&nbsp;</td>
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                                <td width=\"20\">&nbsp;</td>
                                <td valign=\"top\" align=\"left\" width=\"380\"><!-- Begin Article #01 -->
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                                            <td><img height=\"3\" alt=\"\" width=\"100%\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/rule_message.gif\" /></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Some sharemarket fundamentals</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Here is some basic information a person would need to know before deciding to invest hard earned money in the sharemarket.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/button_interest.gif\" /></a> </span></font></td>
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                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/separate-wide.gif\" /></td>
                                        </tr>
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                                <!-- End Article #01 --><!-- Begin Article #02 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Salary sacrificing and FBT</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Salary sacrificing reduces a persons taxable income, but with fewer people now paying the top marginal tax rate some are unlikely to be better off if they have to pay full fringe benefits tax on the items obtained through salary packaging.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/separate-wide.gif\" /></td>
                                        </tr>
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                                <!-- End Article #02 --><!-- Begin Article #03 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Objecting to your tax return assessment</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some of us have already lodged a tax return for the 2006-07 financial year. Some of us may already received a finalised assessment with either a refund or a notice of an amount owing.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/button_interest.gif\" /></a> </span></font></td>
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                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/separate-wide.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Finding your lost Super</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Some people may be missing out on thousands of dollars of superannuation as they have not been keeping track or their super fund have been unable to locate them, finding it is not that difficult.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/button_interest.gif\" /></a> </span></font></td>
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                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #04 --><!-- Begin Article #05 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Debentures - What are they?</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Debentures are fixed-interest securities or debt securities issued by companies that pay interest at a fixed rate and for a specific term. <br />
                                            <p>Investors buy debentures for a source of regular interest income. Generally, the level of income paid on debentures is higher than the rate paid on cash investments because of the longer term of the investment.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/fc/edm/button_interest.gif\" /></a> </p>
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                                <!-- End Article #05 --></td>
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                                            <td class=\"sidebartitleborder\" valign=\"middle\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"-2\"><span class=\"sidebartitle\"><strong>Adviser Profile</strong></span></font></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/newclient_d/sep07/IU/FC/web/email.php\">Catherine Wells</a> or visit the <br />
                                            <a href=\"http://www.financialcents.com.au\">Financial Cents</a> website. </span></font></td>
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#333333\" size=\"-3\"><span class=\"company\"><br clear=\"all\" />
                                Contact Details P: +61 (02) 9548 0222 | F: +61 (02) 9548 0333 | M: +61 (0)425 239 245<br clear=\"all\" />
                                28 Banksia Avenue, Engadine NSW 2233 | Financial Cents ABN: 15 120 534 296<br clear=\"all\" />
                                Authorised Representative 287642 | Financial Cents Pty. Ltd. ( AFSL No: 297239)<br clear=\"all\" />
                                &copy; 2007 Financial Cents Pty. Ltd. All rights reserved. </span></font></td>
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 28th September2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                The information contained within this newsletter is for general advice only. It has not been prepared taking into account your specific situation, objectives or needs. You should consider how the advice is appropriate to your own situation before making any investment decision. </span></font><br clear=\"all\" />
                                <br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"410\" height=\"135\"><a title=\"Financial Cents\" target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/FC/web/index.php\"><img height=\"85\" alt=\"Financial Cents\" hspace=\"20\" width=\"236\" vspace=\"20\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/FC/edm/logo_fc.gif\" /></a></td>
                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"135\"><img title=\"Financial Advisor Update\" height=\"45\" alt=\"Financial Adviser Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/FC/edm/newsletter_masthead.jpg\" /> <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"issuenumber\"><strong>Issue#15</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> October 2007&nbsp;&nbsp;<br clear=\"all\" />
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                                <td width=\"10\" height=\"135\">&nbsp;</td>
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                                <td valign=\"top\" align=\"left\" width=\"380\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><br />
                                <p><strong>Dear Sir/Madam,</strong></p>
                                </span></font>
                                <p class=\"advisorcomment\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\">Welcome once more to your monthly Newsletter.</font></p>
                                <p class=\"advisorcomment\">We hope you enjoy the many and varied subjects we regularly send to you so you can broaden your awareness, as well as ours, of the many things that impact on our daily lives.</p>
                                <p class=\"advisorcomment\">Of course, don&rsquo;t forget the &ldquo;Newsletter Archive&rdquo; link way over there on the right side of this page. There have been some quality articles in the past editions which are very worth while reading.</p>
                                <p class=\"advisorcomment\">Always keen to know if you have any topics of interest to you, just let us know via the &quot;Contact Us&quot; button over there and we can send you some information and look at future articles. If there&rsquo;s a sufficient demand&hellip; perhaps a series of them on the most sought-after topics? </p>
                                <p class=\"advisorcomment\">Call us if you wish to review your present situation or just need to talk about a few things that are going on for you now - we are only ever a phone call away.</p>
                                <p class=\"advisorcomment\">Have a great month, talk to you soon. <br />
                                Catherine and Richard Wells.</p>
                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-1\"><span class=\"advisorcomment\"><hr width=\"100%\" size=\"3\" />
                                </span></font></td>
                                <td width=\"20\">&nbsp;</td>
                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"advisordetails\"><img height=\"80\" alt=\"Richard &amp; Catherine Wells\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/FC/edm/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <font color=\"#902047\"><strong>Richard &amp; Catherine Wells</strong></font><br clear=\"all\" />
                                Financial Services<br clear=\"all\" />
                                <font color=\"#666666\"><em>Financial Cents Pty. Ltd.</em></font><br clear=\"all\" />
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                                <td valign=\"top\" align=\"left\" width=\"380\"><!-- Begin Article #01 -->
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                                            <td><img height=\"3\" alt=\"\" width=\"100%\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/edm/rule_message.gif\" /></td>
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                                            <td valign=\"top\" align=\"left\"><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Economic Update</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">What a difference a month can make, September was a pretty good month for markets, the Australian dollar rebounded and inflation expectations eased.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/edm/separate-wide.gif\" /></td>
                                        </tr>
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                                <!-- End Article #01 --><!-- Begin Article #02 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Technology bringing buyers and sellers together</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">In this day and age of interaction through technology, buying and selling online is nothing new, neither is online auctions (look at eBay). What about online property auctions?<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/edm/separate-wide.gif\" /></td>
                                        </tr>
                                    </tbody>
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                                <!-- End Article #02 --><!-- Begin Article #03 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Investing in Defence Housing</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">If you are looking at investment property, defence housing is a worthwhile consideration for many good reasons...<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/edm/separate-wide.gif\" /></td>
                                        </tr>
                                    </tbody>
                                </table>
                                <!-- End Article #03 --><!-- Begin Article #04 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                        <tr>
                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Lump sums paid by an employer</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Employment termination payments are certain lump sum amounts paid by an employer to an employee who has been made redundant or been dismissed.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/edm/button_interest.gif\" /></a> </span></font></td>
                                        </tr>
                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/edm/separate-wide.gif\" /></td>
                                        </tr>
                                    </tbody>
                                </table>
                                <!-- End Article #04 --><!-- Begin Article #05 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Electronic Contracts and Digital Signatures Are For Real!</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">It is now reasonably legal for web and e-mail users to have transactions with you over a web site or via e-mail and that they are legally binding.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fc/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #05 --></td>
                                <td width=\"10\">&nbsp;</td>
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                                            <td class=\"sidebartitleborder\" width=\"10\">&nbsp;</td>
                                            <td class=\"sidebartitleborder\" valign=\"middle\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"-2\"><span class=\"sidebartitle\"><strong>Adviser Profile</strong></span></font></td>
                                            <td class=\"sidebartitleborder\" width=\"10\">&nbsp;</td>
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                                            <td width=\"10\">&nbsp;</td>
                                            <td valign=\"top\" align=\"left\" width=\"160\"><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\">Feel free to contact via email <a href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/FC/web/email.php\">Catherine Wells</a> or visit the <br />
                                            <a href=\"http://www.financialcents.com.au\">Financial Cents</a> website. </span></font></td>
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                                <p>&nbsp;</p>
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                                            <td class=\"sidebartitleborder\" width=\"10\">&nbsp;</td>
                                            <td class=\"sidebartitleborder\" valign=\"middle\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"-2\"><span class=\"sidebartitle\"><strong>Adviser Menu</strong></span></font></td>
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                                            <td width=\"10\">&nbsp;</td>
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                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/FC/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/FC/web/archive.php\">Newsletter Archive</a><br clear=\"all\" />
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                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/FC/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/FC/web/faq.php\">FAQ</a><br clear=\"all\" />
                                            <img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/FC/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/FC/web/help.php\">Help Desk</a><br clear=\"all\" />
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                                            <td width=\"10\">&nbsp;</td>
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                                            <td class=\"sidebartitleborder\" valign=\"middle\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"-2\"><span class=\"sidebartitle\"><strong>Adviser Bulletin Board</strong></span></font></td>
                                            <td class=\"sidebartitleborder\" width=\"10\">&nbsp;</td>
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                                            <td width=\"10\">&nbsp;</td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebar\"><img height=\"13\" alt=\"\" hspace=\"3\" width=\"11\" align=\"left\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/FC/edm/icon_go.gif\" /><a target=\"_blank\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/FC/web/bulletin.php\">More Exceptional Businesses</a> </span></font></td>
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                                            <td class=\"sidebartitleborder\" valign=\"middle\" align=\"left\" width=\"160\" height=\"15\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"-2\"><span class=\"sidebartitle\"><strong>Forward to a friend</strong></span></font></td>
                                            <td class=\"sidebartitleborder\" width=\"10\">&nbsp;</td>
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                                <td valign=\"middle\" align=\"center\" width=\"580\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#333333\" size=\"-3\"><span class=\"company\"><br clear=\"all\" />
                                Contact Details P: +61 (02) 9548 0222 | F: +61 (02) 9548 0333 | M: +61 (0)425 239 245<br clear=\"all\" />
                                28 Banksia Avenue, Engadine NSW 2233 | Financial Cents ABN: 15 120 534 296<br clear=\"all\" />
                                Authorised Representative 287642 | Financial Cents Pty. Ltd. ( AFSL No: 297239)<br clear=\"all\" />
                                &copy; 2007 Financial Cents Pty. Ltd. All rights reserved. </span></font></td>
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                                <strong>DISCLAIMER</strong> The information and strategies contained in this newsletter are based on our interpretation of relevant superannuation, social security and taxation laws at 14th October 2007. Because these laws change frequently you should obtain professional advice that is specific and relevant to your own personal financial circumstances, needs and objectives before considering implementing any strategies. <br clear=\"all\" />
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                                <td valign=\"top\" align=\"right\" width=\"180\" height=\"105\"><img title=\"Financial Advisor Update\" height=\"45\" alt=\"Financial Adviser Update\" width=\"180\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/edm/newsletter_masthead.jpg\" /> <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"issuenumber\">The web based newsletter<br />
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                                <strong>Issue#13</strong>&nbsp;&nbsp;<br clear=\"all\" />
                                14<sup>th</sup> October 2007&nbsp;&nbsp;</span><span class=\"issuenumber\" align=\"left\"></span></font> </td>
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                                <strong>Dear %Member:CustomField1%,</strong> <br clear=\"all\" />
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                                As part of the exciting newsletter service that is provided to you on a monthly basis, FS&amp;IG would also like to add that the principal Andrew Blanchette has now obtained his full AFSL (Australian Financial Service License No: 310487), and also an unrestricted Real Estate license No: 1448311, 1448322.
                                <p>FS&amp;IG are now a group of companies (Financial Planning, Real Estate and Finance), fully licensed in all the areas of financial services which has specialised and qualified individuals, all working together to provide you a wholistic and tailored advice.</p>
                                <p>This newsletter is created for your educational benefit, to provide you some of the answers needed to build a comprehensive investment portfolio.</p>
                                <p><a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/web/holiday.php\">Refer a friend</a> and win an exciting holiday for the family - &lsquo;<a href=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/web/terms.php\">click here</a> - for the terms and conditions&rsquo;</p>
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                                <td valign=\"top\" align=\"left\" width=\"160\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"sidebartitle\"><img height=\"80\" alt=\"FS&amp;IG\" width=\"160\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/Aug07/IU/fsig/edm/consultant01_full.jpg\" /> <br clear=\"all\" />
                                <strong><span style=\"FONT-SIZE: 11px\">Andrew Blanchette</span> <br />
                                <font face=\"Arial, Helvetica, sans-serif\" size=\"-2\">Dip FS, Adv Dip FS</font><br />
                                </strong></span><span class=\"sidebartitle\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\">Director</font><br />
                                <br />
                                <strong><span style=\"FONT-SIZE: 11px\">Jan Blanchette</span> <br />
                                <font face=\"Arial, Helvetica, sans-serif\" size=\"-2\">Dip FS, Adv Dip FS, JP</font><br />
                                </strong></span><span class=\"sidebartitle\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\">Partner</font></span><span class=\"sidebartitle\"><br />
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                                <strong><span style=\"FONT-SIZE: 11px\">Victoria Chernyak</span> <br />
                                <font face=\"Arial, Helvetica, sans-serif\" size=\"-2\"></font></strong></span><span class=\"sidebartitle\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\">Financial Planner</font><br />
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                                <font face=\"Arial, Helvetica, sans-serif\" color=\"#666666\" size=\"-2\"><em>Financial Services &amp; Investment Group Pty Ltd</em></font></span> <br />
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                                            <td><img height=\"3\" alt=\"\" width=\"100%\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/edm/rule_message.gif\" /></td>
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                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Economic Update</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">What a difference a month can make, September was a pretty good month for markets, the Australian dollar rebounded and inflation expectations eased.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/web/article01.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Technology bringing buyers and sellers together</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">In this day and age of interaction through technology, buying and selling online is nothing new, neither is online auctions (look at eBay). What about online property auctions?<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/web/article02.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #02 --><!-- Begin Article #03 -->
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Investing in Defence Housing</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">If you are looking at investment property, defence housing is a worthwhile consideration for many good reasons...<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/web/article03.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/edm/button_interest.gif\" /></a> </span></font></td>
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                                        <tr>
                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #03 --><!-- Begin Article #04 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Lump sums paid by an employer</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">Employment termination payments are certain lump sum amounts paid by an employer to an employee who has been made redundant or been dismissed.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/web/article04.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/edm/button_interest.gif\" /></a> </span></font></td>
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                                            <td valign=\"top\" align=\"left\"><img height=\"21\" alt=\"\" width=\"380\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/edm/separate-wide.gif\" /></td>
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                                <!-- End Article #04 --><!-- Begin Article #05 -->
                                <table cellspacing=\"0\" cellpadding=\"0\" width=\"380\" border=\"0\" class=\"article\">
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                                            <td valign=\"top\" align=\"left\"><font face=\"Arial, Helvetica, sans-serif\" color=\"#cc2d65\" size=\"+1\"><span class=\"articletitle\"><strong>Electronic Contracts and Digital Signatures Are For Real!</strong></span></font> <br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#7f7f7f\" size=\"-3\"><span class=\"articletime\">Read time: 2 minutes </span></font><br clear=\"all\" />
                                            <font face=\"Arial, Helvetica, sans-serif\" color=\"#000000\" size=\"-2\"><span class=\"articleteaser\">It is now reasonably legal for web and e-mail users to have transactions with you over a web site or via e-mail and that they are legally binding.<br clear=\"all\" />
                                            <a title=\"Read Full Article\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/web/article05.php\"><img height=\"15\" alt=\"Read Full Article\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/edm/button_read.gif\" /></a> <a title=\"Express Interest\" href=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/web/index.php\"><img height=\"15\" alt=\"Express Interest\" hspace=\"5\" width=\"105\" align=\"right\" vspace=\"5\" border=\"0\" src=\"http://newsletter.investorupdate.com.au/newclient_d/oct07/IU/fsig/edm/button_interest.gif\" /></a> </span></font></td>
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                                Contact Details P: +61 (02) 4655 5276 | F: +61 (02) 4655 5275 | M: +61 (0)400 175 149<br clear=\"all\" />
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